American Express EveryDay® Credit Card Review
EveryDay® from American Express® — all information about the credit card.
Updated August 16, 2024
Good Choose for Honeymoon
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 20% Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
- 2x Points at U.S. supermarkets, on up to $6,000 per year in purchases, then 1x.
- 1x Points on other purchases.
- Intro Offer:
- 10,000x Membership Rewards® Points after you use your new Card to make $2,000 in purchases in your first 6 months.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 15 months from the date of account opening
- Regular APR:18.24% - 29.24% Variable
- Balance Transfer APR:18.24% - 29.24% Variable
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Regular APR
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American Express® EveryDay® Rewards Calculator
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All benefits
- Points
- 2x At U.S. supermarkets, on up to $6,000 per year in purchases, then 1x.
- 1x On all other purchases.
- Travel
- 2x Membership Rewards® Points at Amextravel.com.
- Car Rental Loss and Damage Insurance:
- Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
- Global Assist® Hotline:
- Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 15 months from the date of account opening
- Purchase APR
- 18.24% - 29.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 15 months from the date of account opening on balance transfers requested within 60 days of account opening
- Balance Transfers APR
- 18.24% - 29.24% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay each month your entire balance (or if you have a plan outstanding, your balance adjusted for plans) by the due date. You will be charged interest on cash advances on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $5 or 3% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty Fees
- 29.99%
- Return Payment
- Up to $40
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
- 0% APR on purchases for the first 15 months
- Flexible travel rewards
Cons:
- Foreign Transaction Fee
- Mediocre welcome offer
Features
- 0% Intro APR
- No Annual Fee
- Payment Flexibility
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Travel
- Airline
- Lowest Hotel Rates Guarantee
- Auto Rental Insurance
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
American Express® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
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Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 26.24%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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Recommended credit score
Excellent (740-799)
- $395Annual Fee
- 19.99% - 29.99%Regular APR
- 10,000x10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
- NonePurchase Intro APR
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Recommended credit score
No Credit History
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- 19.99% - 29.99%Regular APR
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See Another Credit Cards in the Bank
American Express® EveryDay® is an option for those, who need Classic features. With an APR of 18.24% - 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With American Express® EveryDay® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
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On Upgrade‘s website