Delta SkyMiles® Gold American Express Card Review
Delta SkyMiles® Gold American Express Card — all information about the credit card.
Good Choose for Honeymoon
- Rewards Rate:
- 2x Miles on Delta purchases, at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
- 1x Miles on all other eligible purchases.
- Intro Offer:
- 70,000x Bonus miles after you make $3,000 in purchases on your new Card within your first 6 months.
- Annual Fee:$0 intro annual fee for the first year
$99 thereafter - Purchase Intro APR:None
- Regular APR:20.99% - 29.99% Variable
- Balance Transfer APR:None
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Delta SkyMiles® Gold American Express Card Rewards Calculator
All benefits
- Miles
- 2x On Delta purchases, at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
- 1x On all other eligible purchases.
- Travel
- 2x Miles at restaurants worldwide.
- 2x Miles on Delta Purchases.
- $100 Delta Flight Credit. Get inspired for your next trip - after you spend $10,000 in purchases on your Card in a calendar year, receive a $100 Delta Flight Credit to use toward future travel.
- First Checked Bag Free:
- Enjoy your First Checked Bag Free on Delta flights.
- Pay with Miles:
- Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- 20% Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Car Rental Loss and Damage Insurance:
- When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
- Global Assist® Hotline:
- Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 20.99% - 29.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay each month your entire balance (or if you have a plan outstanding, your balance adjusted for plans) by the due date. You will be charged interest on cash advances on the transaction date.
Fees
- Annual Fee
- $0 intro annual fee for the first year
$99 thereafter
- $0 intro annual fee for the first year
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty Fees
- 29.99%
- Return Payment
- Up to $40
- Late Payment
- Up to $40
Pros & Cons
- No Foreign Transaction Fee
- Decent Bonus Offer
- Free Checked Bag
- Decent rewards
- Not Widely Accepted as Visa or MasterCard
- Annual Fee
- Balance transfers are not available
Features
- No foreign transaction fees
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Extended Warranty Protection
- Travel
- Airline
- Auto Rental Insurance
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
Compare with other cards
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- NonePurchase Intro APR
- $0Annual Fee
- 26.24%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
See Another Credit Cards in the Bank
Disclaimer: Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit http://americanexpress.com to learn more.
Delta SkyMiles® Gold American Express Card Review
The Delta SkyMiles® Gold American Express Card, which has an intro annual fee of $0 for the first year and $99 afterward, is ideal for travelers who usually fly Delta Air Lines. It comes with a good welcome offer, first checked bag free, and priority boarding benefits.
Although the card no longer provides access to Delta Sky Club lounges (you could formerly buy a single-visit pass for $29 with it), its other benefits make it a must-have for many Delta travelers. For those who fly with luggage, the first free checked bag benefit, for example, will effectively outweigh the annual fee.
Delta SkyMiles® Gold American Express Card: pros and cons
Pros: | Cons: |
---|---|
No Foreign Transaction Fee. Delta SkyMiles® Gold American Express Card has no foreign transaction fee. | Not Widely Accepted as Visa® or MasterCard®. While American Express is accepted by many merchants worldwide, it has limited acceptance compared to the other major credit card networks. |
Decent Bonus Offer. The one-time offer of 70,000 bonus miles after spending $3,000 on purchases on your new Card within your first 6 months. | Annual Fee. Delta SkyMiles® Gold American Express Card has a $0 introductory annual fee for the first year, $99 thereafter. |
Free Checked Bag. On Delta Airlines, cardholders get their first checked bag free, which can save up to $60 on a round-trip fare or up to $240 for a family of four. | |
Decent rewards. You earn 2X miles on Delta purchases, at restaurants throughout the world, including takeout and delivery, and supermarkets in the United States. On all other qualified purchases, you'll earn 1x miles. |
Rewards system in a nutshell
The Delta SkyMiles® Gold American Express Card earns a welcome bonus of 70,000 miles if you spend $3,000 on purchases in the first six months.
When you use your Delta SkyMiles® Gold American Express Card, you will earn Delta SkyMiles on the following purchases:
- 2x miles on purchases made with Delta.
- 2x miles at restaurants across the world, including takeout and delivery.
- 2x miles at U.S. supermarkets.
- 1x miles on other purchases.
Rewards Redeeming
By applying for your Delta.com account and redeeming SkyMiles, you can save money on your next flight. Delta's regional frequent flyer service uses competitive pricing, which means redemption rates aren't set in stone and will change depending on demand, cash price, and season.
One of the best ways to redeem SkyMiles is to take advantage of one of Delta's frequent SkyMiles Deals promotions. It's possible to book award flights to Hawaii, Central America, Japan, and even Australia for fewer miles than usual.
Delta is a member of the SkyTeam Airline Alliance. Its miles can be used to book available seats on flights operated by other SkyTeam carriers such as Aeroflot, Aerolineas Argentinas, Aeroméxico, Air France, KLM, and several others.
Who can benefit from getting the Delta SkyMiles® Gold American Express Card?
Travelers who regularly fly Delta and its partners will get amazing benefits from the Delta SkyMiles® Gold American Express Card. Less frequent Delta flyers can also benefit from getting this credit card because the card's promotional offer could be enough to get you on a few Delta flights.
Even one family round-trip Delta flight per year can offset the annual fee if you check your bags, which can save up to $240.
Are there any other benefits?
Yes! Apart from the perks we discussed earlier, you can receive the following benefits with Delta SkyMiles® Gold American Express Card:
- Purchase Protection: You're protected against damage or theft within 90 days of a new purchase if you used Delta SkyMiles® Gold American Express Card. The coverage limit is $50,000 per year and $1,000 per occurrence.
- Extended Warranty: You can get up to one extra year to the Original Manufacturer's Warranty (on warranties of 5 years or less) when you purchase with the Delta SkyMiles® Gold Credit Card.
- $100 Delta Flight Credit: By spending $10,000 on the card per year, cardholders get a $100 Delta flight credit.
- 20% Statement Credit: Get a 20% statement credit when you use your card on a Delta flight for things such as a dinner, a luxury product, or entertainment.
- Terms Apply.
Conclusion
For those who travel Delta or its SkyTeam partners regularly, the Delta SkyMiles® Gold American Express Card is a solid option considering a nice welcome bonus, first checked bag free, and priority seating. However, if you fly Delta more than 5 - 6 times a year, you might consider Delta SkyMiles® Platinum or Delta SkyMiles® Reserve cards, which have higher annual fees but come with better benefits for frequent flyers.