Business Green Rewards from American Express® Review

Business Green Rewards from American Express® — all information about the credit card.

American Express® Business Green Rewards
Our Rating:
2.5 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 2x Points on flights & prepaid hotels.
    • 1x Point on all other purchases.
  • Intro Offer:
    • 15,000x Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • Annual Fee:
    $0 introductory annual fee for the first year
    $95 thereafter
  • Purchase Intro APR:
    None
  • Regular APR:
    19.49% - 27.49% Variable
  • Balance Transfer APR:
    None
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American Express® Business Green Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2X
Flights
$
2X
Hotels
$
1X
All other purchases
$
Have you already recieved the American Express® intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 2x On flights & prepaid hotels.
    • 1x On all other purchases.
  • Travel
    • Car Rental Loss and Damage Insurance:
    • As a Card Member, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter.
    • Baggage Insurance Plan:
    • Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.
    • Global Assist® Hotline:
    • Whenever you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services , including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.49% - 27.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0 introductory annual fee for the first year
      $95 thereafter
  • Penalty Fees
    • 29.99%
  • Return Payment
    • $39
  • Late Payment
    • $39 or 2.99% of any past due Pay in Full amount, whichever is greater
View all Rates & Fees

Pros & Cons

Pros:
  • No preset spending limit
Cons:
  • Annual Fee
  • Foreign Transaction Fee
  • Balance transfers and cash advances are not available

Features

Classic
American Express
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • Travel
  • Airline
  • Baggage Delay Insurance
  • Auto Rental Insurance
  • Excellent Credit

About the issuer

American Express® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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American Express® Business Green Rewards is an option for those, who need Classic features. With an APR of 19.49% - 27.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With American Express® Business Green Rewards you will get such features as Rewards, Bonus points, Purchase Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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