Best Sign-Up Bonus Credit Cards 2024

• High rewards rates on dining, entertainment, and grocery stores
• One-time bonus
• Introductory 0% APR on purchases
• No annual fee
• No foreign transaction fees

• No rewards for travel purchases
• Excellent credit score needed

• $200 cash bonus (once you spend $500 on purchases within the first 3 months from account opening);
• 1% Cash Back on all other purchases;
• No Foreign Transaction Fees;
• Complimentary Concierge Service;
• Extended Warranty;
• Travel Accident Insurance;
• 24-hour Travel Assistance Services.

• No Foreign Transaction Fee
• Welcome offer
• Miles don’t expire for the life of the account

• Annual Fee

• 10,000 Miles (Anniversary Bonus);
• 10x Miles on hotels & rental cars (booked through Capital One Travel);
• 5x Miles on flights and vacation rentals booked through Capital One Travel;
• 2x Miles on all other purchases;
• $300 Annual Travel Credit;
• Capital One Lounge;
• Priority Pass™;
• Global Entry & TSA PreCheck®;
• Cell Phone Protection;
• Hertz President’s Circle® status;
• Free Additional Cardholders.

• No Foreign Transaction Fee
• High rewards rate
• Flexible rewards redemption
• Sign-up bonus
• Miles won't expire for the life of the account and there's no limit to how many you can earn

• Annual Fee
• No intro APR offer
• Miles transfer to airline partners is less than 1:1

• 75,000 miles once you spend $4,000 on purchases within 3 months from account opening;
• 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel;
• 2x miles on every purchase, every day;
• $0 Fraud Liability;
• 24/7 Customer Service;
• The Eno assistant;
• 24-Hour Travel Assistance Services;
• Auto Rental Collision Damage Waiver;
• Travel Accident Insurance;
• Hertz Five Star status;
• Transfer Your Miles;
• Capital One Shopping;
• Shop With Your Rewards;
• Premier Culinary Experiences;
• Big-time Sports Events;
• Must-See Music Events.

• No minimum redemption is required
• No annual fee
• No foreign transaction fees
• Intro APR period on Purchases
• Generous sign-up bonus

• No bonus rewards categories
• Other cards offer longer intro APR periods and/or lower APR
• You need a good credit score to get this card

• $200 Cash Bonus (once you spend $500 on purchases within 3 months from account opening);
• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• Unlimited 1.5% Cash Back on every purchase;
• $0 Fraud Liability;
• Complimentary Concierge Service;
• Travel Accident Insurance;
• 24-hour Travel Assistance Services;
• Capital One Shopping;
• Shop With Your Rewards.

• No Annual Fee
• No Foreign Transaction Fee

• High APR
• No 0% intro APR offer

• $50 bonus (once you spend $100 on purchases within 3 months from account opening);
• 1.5% Cash Back on every purchase;
• Fraud Liability;
• Extended Warranty;
• Travel Accident Insurance;
• Capital One Shopping;
• Complimentary Concierge Service;
• 24-hour Travel Assistance Services.

• No Annual fee

• No Intro APR reriod

• $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*;
• 1.5% unlimited cash back on every purchase;
• No annual fee;
• See if you qualify in seconds with no impact to your credit score;
• Combine the flexibility of a card with the predictability of a personal loan;
• Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more;
• Up to 10% cash back from your favorite brands with Upgrade Shopping;
• Contactless payments with Apple Pay® and Google Wallet™;
• Mobile app to access your account anytime, anywhere;
• Use your card anywhere Visa is accepted;
• Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy.

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

• No Annual Fee
• No Foreign Transaction Fee

• High APR
• No 0% intro APR offer

• $50 Cash bonus (once you spend $100 on purchases within 3 months from account opening);
• 8% Cash Back on Capital One entertainment purchases;
• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®);
• 1% Cash Back on all other purchases;
• Fraud Liability;
• Extended Warranty;
• Travel Accident Insurance;
• Complimentary Concierge Service;
• 24-hour Travel Assistance Services.

• Every Purchase Earns You Cash Back
• Increased Cash Back for Three Categories
• No Limits Abroad

• You Can’t Withdraw Cash
• Cash Back Doesn’t Satisfy Your Monthly Payments

• $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*;
• 3% unlimited cash back on every purchase in Home, Health, and Auto categories;
• No annual fee;
• Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more;
• Up to 10% cash back from your favorite brands with Upgrade Shopping;
• No touch payments with contactless technology built in;
• See if you qualify in seconds with no impact to your credit score;
• Great for large purchases with predictable payments you can budget for;
• Mobile app to access your account anytime, anywhere;
• Use your card anywhere Visa is accepted;
• Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy.

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

• Attractive sign-up bonus
• No foreign transaction fees

• No 0% APR period
• Annual fee after the first year

• 50,000 bonus miles ( once you spend $4,500 on purchases within the first 3 months of account opening);
• 5x miles on hotels, vacation rentals, and car rentals;
• 2x miles on all purchases;
• $0 Fraud Liability;
• $100 Travel Credit;
• Capital One Lounge.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

• No foreign transaction fees

• Annual Fee

• $2,000 cash bonus when you spend $30,000 in the first 3 months;
• $2,000 bonus (additional) for every $500,000 spent in the first year;
• $150 cash bonus every year you spend $150,000 or more;
• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• 2% Cash Back on every purchase;
• Roadside Assistance;
• Free Employee Cards;
• Extended Warranty;
• $0 Fraud Liability.

• No Annual Fee
• No Foreign Transaction Fee

• No Intro APR period

• $500 cash bonus (once you spend $4,500 on purchases within the first 3 months from account opening);
• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• 1.5% Cash Back for your business on every purchase;
• $0 Fraud Liability;
• Free Employee Cards;
• Roadside Assistance.