Best Sign-Up Bonus Credit Cards 2023

• High rewards rates on dining, entertainment, and grocery stores
• One-time bonus
• Introductory 0% APR on purchases
• No annual fee
• No foreign transaction fees

• No rewards for travel purchases
• Excellent credit score needed

• $200 cash bonus (once you spend $500 on purchases within the first 3 months from account opening);
• 1% Cash Back on all other purchases;
• No Foreign Transaction Fees;
• Complimentary Concierge Service;
• Extended Warranty;
• Travel Accident Insurance;
• 24-hour Travel Assistance Services.

• No Foreign Transaction Fee
• Welcome offer
• Miles don't expire

• Annual Fee

• 10,000 Miles (Anniversary Bonus);
• 10x Miles on hotels & rental cars (booked through Capital One Travel);
• 5x Miles on flights (booked through Capital One Travel);
• 2x Miles on all other purchases;
• $300 Annual Travel Credit;
• $200 Vacation Rental Credit;
• Capital One Lounge;
• Priority Pass™;
• Global Entry & TSA PreCheck®;
• Cell Phone Protection;
• Hertz President’s Circle® status;
• Free Additional Cardholders.

• No Foreign Transaction Fee
• High rewards rate
• Flexible rewards redemption
• Sign-up bonus

• Annual Fee
• No intro APR offer
• Miles transfer to airline partners is less than 1:1

• 75,000 bonus miles (when you spend $4,000 on purchases in the first 3 months from account opening);
• 5x miles on hotels and car rentals;
• 2x miles on all purchases;
• $0 Fraud Liability;
• 24/7 Customer Service;
• The Eno assistant;
• 24-Hour Travel Assistance Services;
• Global Entry or TSA Precheck Credit;
• Auto Rental Collision Damage Waiver;
• Travel Accident Insurance;
• Hertz Five Star status;
• Transfer Your Miles;
• Capital One Shopping;
• Shop With Your Rewards;
• Premier Culinary Experiences;
• Big-time Sports Events;
• Must-See Music Events.

• No annual fee
• No foreign transaction fee

• No 0% intro APR period

• 5% Cash Back in Walmart stores (for the first 12 months);
• 5% Cash Back at Walmart.com;
• 2% Cash Back in Walmart stores, at restaurants and on travel;
• 1% Cash Back on all other purchases;
• $0 Fraud Liability;
• Extended Warranty;
• Concierge Services;
• Mastercard ID Theft Protection™;
• Travel Assistance Services;
• MasterRental Coverage;
• Lost or Damaged Luggage;
• Trip Cancellation/Interruption Insurance.

• No minimum redemption is required
• No annual fee
• No foreign transaction fees
• Intro APR period on Purchases
• Generous sign-up bonus

• No bonus rewards categories
• Other cards offer longer intro APR periods and/or lower APR
• You need a good credit score to get this card

• $200 Cash Bonus (once you spend $500 on purchases within 3 months from account opening);
• Unlimited 1.5% Cash Back on every purchase;
• $0 Fraud Liability;
• Complimentary Concierge Service;
• Travel Accident Insurance;
• 24-hour Travel Assistance Services;
• Capital One Shopping;
• Shop With Your Rewards.

• No Annual Fee
• No Foreign Transaction Fee

• High APR
• No 0% intro APR offer

• $50 bonus (once you spend $100 on purchases within 3 months from account opening);
• 1.5% Cash Back on every purchase;
• Fraud Liability;
• Extended Warranty;
• Travel Accident Insurance;
• Capital One Shopping;
• Complimentary Concierge Service;
• 24-hour Travel Assistance Services.

• No Foreign Transaction Fee
• No Annual fee
• No extra fees

• No Intro APR reriod

• $200 bonus after opening a Rewards Checking account and making 3 debit card transactions;
• 1.5% Cash Back;
• Сontactless card technology.

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

• No Annual Fee
• No Foreign Transaction Fee

• High APR
• No 0% intro APR offer

• $50 Cash bonus (once you spend $100 on purchases within 3 months from account opening);
• 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®);
• 1% Cash Back on all other purchases;
• Fraud Liability;
• Extended Warranty;
• Travel Accident Insurance;
• Complimentary Concierge Service;
• 24-hour Travel Assistance Services.

• Every Purchase Earns You Cash Back
• Increased Cash Back for Three Categories
• Forget About Fees
• No Limits Abroad

• You Can’t Withdraw Cash
• Cash Back Doesn’t Satisfy Your Monthly Payments

• $200 bonus (after opening a Rewards Checking account and making 3 debit card transactions);
• 3% Cash Back on home, auto and health purchase;
• 1% Cash Back on everything else;
• Сontactless card technology.

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

• No Annual Fee
• No Foreign Transaction Fee

• The Card cannot be used at an ATM

• $200 bonus;
• 1.5% back in bitcoin when you make payments;
• Credit lines from $500 to $25,000;
• Affordable monthly payments with no annual fee.

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

• Attractive sign-up bonus
• No foreign transaction fees

• No 0% APR period
• Annual fee after the first year

• 50,000 bonus miles ( once you spend $4,500 on purchases within the first 3 months of account opening);
• 5x miles on hotels and car rentals;
• 2x miles on all purchases;
• $0 Fraud Liability;
• $100 Travel Credit;
• Capital One Lounge.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

• No foreign transaction fees

• Annual Fee

• Up to $1,000 in the first 6 months;
• $200 cash bonus every year you spend $200,000 or more;
• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• 2% Cash Back on every purchase;
• Roadside Assistance;
• Free Employee Cards;
• Extended Warranty;
• $0 Fraud Liability.

• No Annual Fee
• No Foreign Transaction Fee

• No Intro APR period

• $500 cash bonus (once you spend $4,500 on purchases within the first 3 months from account opening);
• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• 1.5% Cash Back for your business on every purchase;
• $0 Fraud Liability;
• Free Employee Cards;
• Roadside Assistance.