Capital One Platinum Secured Credit CardLimited offer

Single mom, Without SSN

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Best Instant Approval Credit Cards of June 2023

Compare instant approval credit cards on Myfin.us.

Updated June 01, 2023

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Capital One Platinum Secured Credit Card

None

Annual Fee

29.99%

Regular APR

This card doesn't offer cash back, miles or points.

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FIT® Platinum Mastercard®

The Bank of Missouri

$99

Annual Fee

29.99%

Regular APR

This card doesn't offer cash back, miles or points.

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On The Bank of Missouri‘s site

Surge® Platinum Mastercard®

Celtic Bank

$75 - $99

Annual Fee

24.99% - 29.99%

Regular APR

This card doesn't offer cash back, miles or points.

Apply now

On Celtic Bank‘s site

First Access Visa®

The Bank of Missouri

$75

Annual Fee

34.99%

Regular APR

This card doesn't offer cash back, miles or points.

Apply now

On the First Access Visa® Card secure website

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Best Credit Cards for Instant Approval in June 2023

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Capital One Platinum Secured Credit Card best for Single mom, Without SSN

Capital One Platinum Secured Credit Card

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Annual fee:

Regular APR:

29.99% Variable

Our Rating:

2.39

Credit score

No Credit History to Poor (0-579)

Balance Transfer APR:
29.99% Variable

Issuer name:
Capital One
Details:
The Secured Mastercard® from Capital One is for people who want to improve their credit scores. The Card has no annual fee. It requires a security deposit when you’re approved.
The card's APR is 29.99% (Variable).
You’ll get access to CreditWise® from Capital One, which will automatically alert you to changes on your TransUnion or Experian credit reports.
The Secured Mastercard from Capital One comes with a surprising number of travel perks, including no foreign transaction fees, travel accident insurance, 24-hour travel assistance services and secondary auto rental coverage.
Cardholders will also receive extended warranty coverage for items purchased that already come with a manufacturer’s warranty.

Pros:
- Low initial deposit amount of $49, $99, or $200
- You can increase the credit line up to $1000
- No annual fee
- Automatic credit line reviews
- Credit building
Cons:
- High APR
- Low credit limit
- No rewards program

Benefits:
- $0 Fraud Liability;
- Refundable Deposit;
- Capital One CreditWise;
- Eno®, your Capital One assistant;
- Virtual Card Numbers from Eno;
- Emergency Card Replacement;
- ATM Location Services;
- MasterRental Coverage;
- 24/7 Customer Service.

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The Bank of Missouri FIT® Platinum Mastercard® best for Unsecured

The Bank of Missouri FIT® Platinum Mastercard®

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FIT® Platinum Mastercard® The Bank of Missouri

Annual fee:

$99 annually

Regular APR:

29.99% Variable

Our Rating:

3.9

Credit score

No Credit History to Poor (0-579)

Issuer name:
The Bank of Missouri
Details:
The FIT® Platinum Mastercard® Credit Card helps to rebuild or build your credit.
The FIT® Platinum Mastercard® Credit Card's annual fee is $99 annually. The Monthly Maintenance Fee is $75 annually. The Processing Fee is $89 (one-time fee).
The FIT® Platinum Mastercard® Credit Card has an initial credit limit of $400. Use your FIT card at locations everywhere Mastercard is accepted.
Continental Finance will report your payments to the three major credit bureaus - TransUnion, Experian, Equifax.
Read full review

Pros:
- Credit may increase with time
- Low eligibility requirements
- Reasonable credit limit
- No Security deposit
- Credit Score Access
Cons:
- High extra fees
- High APR
- Foreign Transaction Fee
- No reward program
- No Sign up Bonus

Benefits:
- $0 Fraud Liability;
- Initial Credit Limit of $400;
- Potential Credit Limit Increase After Just 6 Months;
- Free Monthly Credit Score;
- Reports to All Three Major Credit Bureaus.

View all FIT® Platinum Mastercard® details

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On The Bank of Missouri‘s site

Card detail

Celtic Bank Surge® Platinum Mastercard® best for Walmart purchases

Celtic Bank Surge® Platinum Mastercard®

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Annual fee:

$75 - $99 annually
$99 annually

Regular APR:

24.99% - 29.99% Variable

Our Rating:

3.2

Credit score

No Credit History to Poor (0-579)

Issuer name:
Celtic Bank
Details:
The Surge® Platinum Mastercard® credit card's APR range from 24.99% to 29.99%, based on creditworthiness.
The Surge® Platinum Mastercard® has an annual fee of $75 to $99 (after that $99 annually).
There’s also an additional one-time card fee of $30, if applicable. The card has a cash advance fee of 5 percent of the cash advance amount or $5, whichever is greater.
This unsecured credit card can be used as an effective tool to build credit as the issuer reports your monthly payments to the three major credit bureaus — TransUnion, Experian, Equifax.
Read full review

Pros:
- Monthly Credit Reporting
- Free Monthly Credit Score
- Potential Credit Limit Increase After 6 Months
- Prequalification Without a Hard Check
Cons:
- High Annual Fee
- Relatively Low Credit Limit
- Foreign Transaction Fee
- Monthly Maintenance Fee After the 1st year
- High APR

Benefits:
- $0 Fraud Liability;
- Monthly reporting to the three major credit bureaus;
- Possible credit limit increase after just six months;
- Free Monthly Credit Score.

View all Surge® Platinum Mastercard® details

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On Celtic Bank‘s site

Card detail

The Bank of Missouri First Access Visa® best for Low income

The Bank of Missouri First Access Visa®

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Annual fee:

$75 annual fee for first year
$48 annually

Regular APR:

34.99%

Our Rating:

4.2

Credit score

No Credit History to Fair (0-669)

Issuer name:
The Bank of Missouri
Details:
The First Access Card is a true VISA® credit card that does not require perfect credit for approval.
The First Access Visa Card's APR: 34.99%.
The First Access Visa Credit Card is not a secured credit card, meaning applicants don’t have to have the amount of their credit limit as a deposit.
Read full review

Pros:
- Available to those with bad credit
- Reports to three major credit bureaus
- Easy application
- No security deposit
Cons:
- High APR
- Several fees
- Low credit limit
- No rewards

Benefits:
- First Access Visa credit card accepted nationwide;
- Rebuild your credit;
- Easy and Secure Online Application.

View all First Access Visa® details

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On the First Access Visa® Card secure website

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Celtic Bank Reflex® Platinum Mastercard® best for Unsecured

Celtic Bank Reflex® Platinum Mastercard®

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Reflex® Platinum Mastercard® Celtic Bank

Annual fee:

$75 - $99 for the first year
$99 after the first year

Regular APR:

29.99% Variable

Our Rating:

3.8

Credit score

No Credit History to Good (0-739)

Issuer name:
Celtic Bank
Details:
The Reflex® Platinum Mastercard® can be used as an effective tool to build credit. The card has an APR of 29.99% (Variable).
With $0 Fraud Liability you will not be held responsible for unauthorized charges on your Reflex credit card. With zero fraud liability you are only responsible for purchases that you make, so you can shop with confidence and know that your card activity is fully protected.
Monthly Maintenance Fee: $0 - $120.00 annually (billed at $0 - $10.00 per month). Monthly Maintenance Fee not billed for the first 12 months your account is opened. Additional Card Fee is $30.00 (one time, if applicable).
Read full review

Pros:
- Chance to get a higher credit limit
- All credit scores are welcome to apply
- Reports to three bureaus
- Check if you prequalify without affecting your credit score
- No deposit required
Cons:
- No rewards
- High Regular APR
- High annual fee
- Monthly maintenance fee
- Additional card fee
- Foreign transaction fee

Benefits:
- $0 Fraud Liability;
- Potential Credit Limit Increase After Just 6 Months;
- Free Monthly Credit Score;
- Monthly Reporting to All Three Major Credit Bureaus;
- Credit Protection program.

View all Reflex® Platinum Mastercard® details

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On Celtic Bank‘s site

Card detail

The Bank of Missouri Total Visa® Unsecured

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Annual fee:

$164 for the first year (including one-time program fee of $89)
$48 annually *

Regular APR:

35.99% *

Our Rating:

3.32

Credit score

Rebuilding Credit to Fair (0-669)

Issuer name:
The Bank of Missouri
Details:
The Total Visa® сard is a credit card for people with bad credit score or limited credit. It does not require a credit check to apply. But the card doesn’t offer rewards.
The Total Visa® сard's Regular APR is 35.99%.
The Total Visa® сard allows you to choose your own card design.
Read full review

Pros:
- Low Requirements
Cons:
- Annual Fee
- High Regular APR
- No Intro APR period
- Extra Fees

Benefits:
- $0 fraud liability;
- Reports monthly to all three major credit bureaus;
- Manageable monthly payments;
- Select your favorite card design for free.

View all Total Visa® Unsecured details

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On the Total Visa® Card secure website

Card detail

The Bank of Missouri Milestone Mastercard® best for Unsecured

The Bank of Missouri Milestone Mastercard®

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Milestone Mastercard® The Bank of Missouri

Annual fee:

$175 the first year
$49 thereafter

Regular APR:

35.9%

Our Rating:

3.5

Credit score

No Credit History to Good (0-739)

Issuer name:
The Bank of Missouri
Details:
The Milestone Mastercard® is a credit card for people with bad credit.
TheCard's APR is 35.9%. Plus, the card has a cash advance APR of 35.9%.
The credit limit for a Milestone Mastercard® is $700.
Read full review

Pros:
- Low application requirements
- Low foreign transaction fee
- Reports to three major credit bureaus
Cons:
- Annual fee
- Additional fees and high APR
- No rewards system

Benefits:
- Greater access to credit than before - $700 credit limit;
- Get a Mastercard accepted online, in store and in app;
- Account history is reported to the three major credit bureaus in the U.S;
- $0 liability for unauthorized use;
- Access your account online or from your mobile device 24/7.

View all Milestone Mastercard® details

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On The Bank of Missouri‘s site

Card detail

First Latitude Platinum Mastercard® Secured Credit Card

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Annual fee:

$25 for the first year;
after that $35.00 annually

Regular APR:

23.99% Variable

Our Rating:

1.57

Credit score

No Credit History to Poor (0-579)

Rewards Rate:
- 1% Cash Back rewards on payments made to your First Latitude Secured credit card account.

Issuer name:
Synovus Bank
Details:
First Latitude Platinum Mastercard® Secured Credit Card is a full-feature Platinum Mastercard® with a credit line based on a security deposit rather than on a credit score.
The Card earns 1% Cash Back rewards on payments made to your First Latitude Secured credit card account.
The First Latitude Platinum Mastercard® Secured Credit Card charges an annual fee of $25 for the first year; after that $35 annually. The APR for Purchases is 23.99% (28.99% for cash advances). These APRs will vary with the market based on the Prime Rate.
Read full review

Pros:
- Available to people with limited credit history
Cons:
- Foreign Transaction Fee
- Balance transfers are not available

Benefits:
- 1% Cash Back rewards on payments made to your First Latitude Secured credit card account;
- Choose a Credit Line Secured by Your Fully Refundable Deposit - from $100 to $2,000;
- Reports Monthly to All 3 Consumer Credit Bureaus to Establish Credit History;
- Quick and Easy Online Application.

View all First Latitude Platinum Mastercard® Secured details

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On Synovus Bank‘s site

Card detail

Applied Bank® Secured Visa® Gold Preferred® Credit Card best for 18 year old

Applied Bank® Secured Visa® Gold Preferred® Credit Card

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Gold Preferred® Secured Visa® Applied Bank

Annual fee:

$48 annually

Regular APR:

9.99% Fixed

Our Rating:

4.23

Credit score

No Credit History to Poor (0-579)

Issuer name:
Applied Bank®
Details:
The Applied Bank® Secured Visa® features a fixed-rate 9.99% APR on purchases.
The Applied Bank® Gold Preferred® Secured Visa® Card charges several fees in addition to the $48 annual fee. Fees include an up to $38 late payment fee, an up to $38 returned payment fee, a $30 stop payment fee, a $12.95 fee for each optional payment, a $30 fee for additional or replacement cards a $50 reinstatement fee, and a 3% foreign transaction fee.
Read full review

Pros:
- Extremely low regular APR
- No penalty rate
- Guaranteed approval
- Increase your credit limit
Cons:
- No rewards system
- A lot of fees
- Can’t upgrade to an unsecured credit card
- No grace period

Benefits:
- Reports to All Three National Credit Bureaus;
- Zero Fraud Liability;
- Refundable Security Deposit;
- Global acceptance;
- Emergency card replacement and cash disbursement.

View all Secured Visa® Gold Preferred® Credit Card details

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On Applied Bank®‘s site

Card detail

First Progress Platinum Prestige Mastercard® Secured Credit Card

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First Progress Platinum Prestige Mastercard® Secured Synovus Bank

Annual fee:

$49 annually

Regular APR:

14.74% Variable

Our Rating:

3.8

Credit score

No Credit History to Fair (0-669)

Rewards Rate:
- 1% Cash Back rewards on payments.

Issuer name:
Synovus Bank
Details:
The First Progress Platinum Prestige Mastercard® Secured Credit Card is a secured credit card for people with a limited credit history.
The Card earns 1% Cash Back rewards on payments.
The First Progress Platinum Prestige Mastercard® comes with an annual fee of $49. The card's APR: 14.74% (Variable for purchases), 23.74% (Variable for cash advances).
Read full review

Pros:
- Low APR for Purchases
- No Minimum Credit Score Required
- Reports to Three Major Credit Bureaus
- Suitable Range of Credit Limit
Cons:
- High Annual Fee
- High Transaction Fees on Cash Advance
- High Penalty Fees
- Foreign Transaction Fees
- Unavailability of Card for Certain Geographies in the US

Benefits:
- 1% Cash Back rewards on payments;
- Accepted Nationwide;
- No Minimum Credit Score;
- No Credit History Required.

View all First Progress Platinum Prestige Mastercard® Secured details

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On First Progress’s site

Card detail

First Progress Platinum Elite Mastercard® Secured Credit Card

Apply now

Annual fee:

$29 annually

Regular APR:

24.74% Variable

Our Rating:

3.3

Credit score

No Credit History to Fair (0-669)

Issuer name:
Synovus Bank
Details:
The First Progress Platinum Elite Mastercard® Secured Credit Card is designed to help cardholders build credit with no credit check or minimum credit score required to apply.
As a secured credit card, the First Progress Platinum Elite Mastercard® Secured Credit Card doesn’t come with any welcome offers, sign-up bonuses or reward rates.
As a Mastercard®-branded credit option, this First Progress Platinum Elite Mastercard® Secured Credit Card is accepted nationwide.
The initial Credit Limit for your Account will be equal to the amount of the Deposit that you make with us, which must be at least $200 (see “Security Interest” above). However, if you choose to deposit more than $200 your initial deposit and corresponding Credit Limit must be at least $300 and may not exceed $2,000.
Read full review

Pros:
- No credit history required
- No Minimum Credit Score needed
- Low Annual Percentage Rates
- It builds your Credit Score
Cons:
- No option to graduate to an unsecured credit card
- Credit limit is equal to your deposit amount
- There is no Rewards program
- There are some area restrictions

Benefits:
- No Minimum Credit Score;
- No Credit History Required;
- Accepted Nationwide.

View all First Progress Platinum Elite Mastercard® Secured details

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On First Progress’s site

Card detail

Unique Platinum

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Annual fee:

See website for details*

Regular APR:

0.00% Regular

Our Rating:

3.1

Credit score

No Credit History to Poor (0-579)

Rewards Rate:
- $25 With the Unique Platinum Card you’ll also get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways.

Details:
The Unique Platinum Card is a good option for people with bad credit or no credit.
With the Unique Platinum Card you’ll also get $25 in Reward Dollars every month.
The Unique Platinum Card has an annual fee of $269.35 (in the first year), $239.4 (thereafter).
The card is valid only at My Unique Outlet.
Read full review

Pros:
- Unsecured credit line
- Instant approval
Cons:
- Valid only at My Unique Outlet
- Minimum monthly payment

Benefits:
- $1000 Credit Line;
- $25 in Reward Dollars;
- No Monthly Fee.

View all Unique Platinum details

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On Uniquecardservices‘s website

Card detail

First Progress Platinum Select Mastercard® Secured Credit Card

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First Progress Platinum Select Mastercard® Secured Synovus Bank

Annual fee:

$39 annually

Regular APR:

18.74% Variable

Our Rating:

3.5

Credit score

No Credit History to Fair (0-669)

Rewards Rate:
- 1% Cash Back on payments made to your First Progress Secured credit card account.

Issuer name:
Synovus Bank
Details:
The First Progress Platinum Select MasterCard® Secured is designed to help cardholders build credit with no credit check or minimum credit score required to apply.
The First Progress Platinum Select MasterCard® Secured Credit Card earns 1% Cash Back on payments made to your First Progress Secured credit card account.
The card's APR: 18.74% (Variable for Purchases), 24.74% (Variable for Cash Advances).
The First Progress Platinum Select MasterCard® has an annual fee of $39. Plus, the card has a foreign transaction fee of 3%.
Read full review

Pros:
- No credit history required
- No Minimum Credit Score needed
- Low Annual Percentage Rates
Cons:
- Annual Fee
- Foreign Transaction Fee

Benefits:
- 1% Cash Back on payments made to your First Progress Secured credit card account;
- Accepted Nationwide;
- No Minimum Credit Score;
- No Credit History Required.

View all First Progress Platinum Select Mastercard® Secured details

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On First Progress’s site

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