Rewards, No Annual Fee, Daily use
Apply now
On Capital One‘s site

Best Family Credit Cards of November 2022

Compare 85 credit cards for families on Myfin.us.

Best Credit Cards for Families in November 2022

Hide all
Show all

Capital One VentureOne Rewards Credit Card best for Rewards, No Annual Fee, Daily use

VentureOne Rewards Capital One
Annual fee:
$0
Regular APR:
17.99% - 27.99% Variable
Our Rating:
4.72
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Miles per dollar on hotels and rental cars booked through Capital One Travel.
    • 1.25x Miles per dollar on all purchases.
  • Intro Offer:
    • 20,000x Bonus miles once you spend $500 on purchases within the first 3 months from account opening.
  • Purchase Intro APR:
    0% Introductory APR for the first 15 months that your account is open, 17.99% - 27.99% variable APR after that
  • Balance Transfer APR:
    17.99% - 27.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One VentureOne Credit Card offers 1.25x miles per dollar on every purchase, plus 5x miles per dollar on hotels and rental cars booked through Capital One Travel.

    Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening. The card also offers a 0% intro on purchases and balance transfers for 15 months, 17.99% - 27.99% variable APR applies after that.

    The Card doesn't charge an annual fee. The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

  • Pros:
    • No annual fee
    • No Foreign Transaction Fee
    • 15-month 0% APR intro offer
    • Bonus for New Members
  • Cons:
    • Lower Reward Rates
    • High APR
  • Benefits:
    • 20,000 bonus miles (once you spend $500 on purchases within the first 3 months from account opening);
    • 5x miles on hotels and car rentals;
    • 1.25x miles per dollar on every purchase;
    • $0 Fraud Liability;
    • The Eno assistant;
    • Auto Rental Collision Damage Waiver;
    • Travel Accident Insurance;
    • Transfer Your Miles;
    • Capital One Shopping;
    • Shop With Your Rewards;
    • Emergency Card Replacement;
    • 24/7 Customer Service;
    • Premier Culinary Experiences;
    • Must-See Music Events;
    • Big-time Sports Events.
View all VentureOne Rewards details
Apply now
On Capital One‘s site
Card detail

Capital One QuicksilverOne Cash Rewards Credit Card best for Fair credit

QuicksilverOne Capital One
Annual fee:
$39 annually
Regular APR:
28.49% Variable
Our Rating:
3.64
scorer
Credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Balance Transfer APR:
    28.49% Variable
  • Issuer name:
    Capital One
  • Details:

    The QuicksilverOne Credit Card from Capital One gives you 1.5% Cash Back on every purchase. The Card has an annual fee of $39.

    The QuicksilverOne Card has an APR of 28.49% Variable.

  • Pros:
    • Unlimited high rewards rate
    • Average credit score required
    • Automatically considered for a higher credit line after 6 months
    • No foreign transaction fees
  • Cons:
    • Annual fee
    • High APR
    • No bonus rewards categories
  • Benefits:
    • 1.5% Cash Back;
    • No Foreign Transaction Fees;
    • Autopay;
    • $0 Fraud Liability;
    • Card Lock;
    • ATM Location Services.
View all QuicksilverOne details
Apply now
On Capital One‘s site
Card detail

Journey Student Rewards from Capital One best for Without SSN

Capital One Journey Student
Annual fee:
$0
Regular APR:
28.49% Variable
Our Rating:
3.79
scorer
Credit score
Fair (580-669)
  • Rewards Rate:
    • 1% Cash Back on all your purchases. Pay on time to boost your Cash Back to a total of 1.25% for that month.
  • Balance Transfer APR:
    28.49% Variable
  • Issuer name:
    Capital One
  • Details:

    Build credit history with Journey Student Credit Card. Earn 1% Cash Back on all your purchases. Pay on time to boost your Cash Back to a total of 1.25% for that month.

    The Journey Student Card has no annual fee or foreign transaction fees. The Card's APR: 28.49% Variable.

  • Pros:
    • Rewards program with bonus points
    • No annual fee
    • Automatic credit limit increase reviews
    • No foreign transaction fees
    • Reports to three major credit bureaus
  • Cons:
    • High APR
    • No bonus categories
  • Benefits:
    • 1% Cash Back on every purchase;
    • 1.25% extra Cash Back;
    • No Foreign Transaction Fees;
    • ATM Location Services;
    • Emergency Card Replacement;
    • Travel rewards cards;
    • Fraud Coverage.
View all Journey Student Credit Card details
Apply now
On Capital One‘s site
Card detail

Upgrade Cash Rewards Visa® best for Good credit score

Upgrade Cash Rewards Visa®
Annual fee:
$0
Regular APR:
14.99% - 29.99% Regular
Our Rating:
4.35
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1.5% Cash Back on payments.
  • Intro Offer:
    • $200 Bonus when you open a Rewards Checking account and make 3 debit card transactions. *
  • Details:

    The Upgrade Cash Rewards Visa® offers 1.5% Cash Back on payments.

    Earn a $200 welcome bonus when you open a Rewards Checking account and make 3 debit card transactions (within 60 days of your Upgrade Card account opening).

    The card's APR: 14.99% - 29.99% (Regular APR).

    Read full review

  • Pros:
    • No Foreign Transaction Fee
    • No Annual fee
    • No extra fees
  • Cons:
    • No Intro APR reriod
  • Benefits:
    • $200 bonus;
    • 1.5% Cash Back;
    • Сontactless card technology.

    *To qualify for the $200 welcome bonus, you must open and fund a new Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus will be applied as a one-time credit to your account and will not otherwise reduce the amount of your regular monthly payments. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1 - 2 billing periods following the third debit card transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive a bonus.

View all Upgrade Cash Rewards Visa® details
Apply now
On Upgrade‘s website
Card detail
The Mission Lane Visa® Mission Lane LLC
Annual fee:
$0 - $59
Regular APR:
26.99% - 29.99% Variable
Our Rating:
3.05
scorer
Credit score
No Credit History to Fair (0-669)
    • Issuer name:
      Transportation Alliance Bank
    • Details:

      The Mission Lane Visa® Credit Card helps to rebuild or build your credit. The card's APR for purchases: 26.99% to 29.99% (Variable). This card reports to the three major credit bureaus and offers educational resources on spending, saving, and best credit practices.

      The annual fee for this card is $0 – $59.

      Read full review

    • Pros:
      • Higher credit lines
      • Reports to the three major credit bureaus
      • Instant credit decision
    • Cons:
      • High variable purchase APR
      • Annual fees up to $59
      • No rewards
      • Foreign transaction fee
      • Not available to everyone
    • Benefits:
      • Clear pricing & no hidden fees;
      • Higher credit lines over time;
      • The tools to help build your credit;
      • Credit-building education;
      • Instant credit decision;
      • All the coverage of Visa®.
    View all The Mission Lane Visa® details
    Apply now
    On Transportation Alliance Bank‘s site
    Card detail
    Upgrade Triple Cash Rewards Visa® Upgrade
    Annual fee:
    $0
    Regular APR:
    14.99% - 29.99% Regular
    Our Rating:
    3.53
    scorer
    Credit score
    Fair to Excellent (580-799)
    • Rewards Rate:
      • 3% Cash Back on Home, Auto and Health categories.
      • 1% Cash Back on everything else.
    • Intro Offer:
      • $200 Bonus when you open a Rewards Checking account and make 3 debit card transactions (within 60 days of your Upgrade Card account opening). *
    • Details:

      The Upgrade Triple Cash Rewards Visa® Credit Card offers 3% Cash Back on home, auto and health purchase and 1% Cash Back on everything else.

      Earn a $200 welcome bonus when you open a Rewards Checking account and make 3 debit card transactions (within 60 days of your Upgrade Card account opening).

      The card's APR: 14.99% - 29.99% (Regular APR).

      Apply online and get a credit line from $500 to $25,000 with your Card.

      Read full review

    • Pros:
      • Every Purchase Earns You Cash Back
      • Increased Cash Back for Three Categories
      • Forget About Fees
      • No Limits Abroad
    • Cons:
      • You Can’t Withdraw Cash
      • Cash Back Doesn’t Satisfy Your Monthly Payments
    • Benefits:
      • $200 bonus;
      • 3% Cash Back on home, auto and health purchase;
      • 1% Cash Back on everything else;
      • Сontactless card technology.

      *To qualify for the $200 welcome bonus, you must open and fund a new Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus will be applied as a one-time credit to your account and will not otherwise reduce the amount of your regular monthly payments. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1 - 2 billing periods following the third debit card transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive a bonus.

    View all Upgrade Triple Cash Rewards Visa® details
    Apply now
    On Upgrade‘s website
    Card detail

    WebBank Petal® 2 “Cash Back, No Fees” Visa® best for Beginner, No history

    Petal® 2 “Cash Back, No Fees” Visa® WebBank
    Annual fee:
    $0
    Regular APR:
    15.99% - 29.99% Variable
    Our Rating:
    3.8
    scorer
    Credit score
    No Credit History to Excellent (0-799)
    • Rewards Rate:
      • 1% - 1.5%:
      • Cash Back after making 12 on-time monthly payments.
      • 2% - 10%:
      • Cash Back from select merchants.
    • Issuer name:
      WebBank
    • Details:

      The Petal 2 Card has no fees of any kind and is designed to help you build credit.

      The credit limit is from $500 - $10,000.

      Grow your credit score with responsible spending and on-time payments.

      Get 1% cash back right away. Earn up to 1.5% when you pay on time. Plus 2% - 10% bonus cash back at select merchants.

      Freeze your card at any time to protect your account. And rest easy knowing your data is safe and encrypted.

      Read full review

    • Pros:
      • No annual fee
      • No returned payment fee
      • No foreign transaction fee
      • You can apply even if you have no credit history
      • No late fees
    • Cons:
      • No signup bonus
      • Cash advances are not permitted
      • Those who filed for bankruptcy may be rejected
      • Balance transfers are not allowed
      • No intro APR offer
    • Benefits:
      • No foreign transaction fee;
      • Petal 2 reports to all 3 major credit bureaus;
      • Qualify with average credit.
    View all Petal® 2 “Cash Back, No Fees” Visa® details
    Apply now
    On WebBank‘s site
    Card detail
    First Progress Platinum Prestige Mastercard® Secured Synovus Bank
    Annual fee:
    $49 annually
    Regular APR:
    13.74% Variable
    Our Rating:
    3.8
    scorer
    Credit score
    No Credit History to Fair (0-669)
      • Issuer name:
        Synovus Bank
      • Details:

        The First Progress Platinum Prestige Mastercard® Secured Credit Card is a secured credit card for people with a limited credit history.

        The First Progress Platinum Prestige Mastercard® doesn’t earn a welcome bonus.

        The First Progress Platinum Prestige Mastercard® comes with an annual fee of $49. The card's APR: 13.74% (Variable for purchases), 22.74% (Variable for cash advances).

        First Progress reports to all three major credit agencies, so even if you have bad credit, you’ll be able to improve on your credit standing provided you use your card responsibly.

        Read full review

      • Pros:
        • Low APR for Purchases
        • No Minimum Credit Score Required
        • Reports to Three Major Credit Bureaus
        • Suitable Range of Credit Limit
      • Cons:
        • High Annual Fee
        • High Transaction Fees on Cash Advance
        • High Penalty Fees
        • No Bonuses or Rewards
        • Foreign Transaction Fees
        • Unavailability of Card for Certain Geographies in the US
      • Benefits:
        • Accepted Nationwide;
        • No Minimum Credit Score;
        • No Credit History Required.
      View all First Progress Platinum Prestige Mastercard® Secured details
      Apply now
      On First Progress’s site
      Card detail

      WebBank Petal® 1 "No Annual Fee" Visa® best for For bad credit

      Petal® 1 "No Annual Fee" Visa® WebBank
      Annual fee:
      $0
      Regular APR:
      22.99% - 32.49% Variable
      Our Rating:
      4.34
      scorer
      Credit score
      No Credit History to Good (0-739)
      • Rewards Rate:
        • 2% - 10%:
        • Cash Back at select merchants.
      • Issuer name:
        WebBank
      • Details:

        The Petal® 1 "No Annual Fee" Visa® Card earns 2% - 10% Cash Back from select merchants.

        The Petal® 1 Card has no annual fee. The card's APR for purchases: 22.99% to 32.49% (Variable).

        The Petal® 1 "No Annual Fee" Visa® Card does not charge an annual fee or fee for foreign transactions.

        Read full review

      • Pros:
        • No Annual Fee
        • No Foreign Transaction Fee
      • Cons:
        • No welcome bonus
        • No intro APR period
      • Benefits:
        • 2 - 10% Cash Back;
        • Zero liability fraud protection;
        • $300 - $5,000 credit limits.
      View all Petal® 1 "No Annual Fee" Visa® details
      Apply now
      On WebBank‘s site
      Card detail
      Surge® Platinum Secured Mastercard® Celtic Bank
      Annual fee:
      $69 annually
      Regular APR:
      19.99% Variable
      Our Rating:
      3.3
      scorer
      Credit score
      No Credit History to Poor (0-579)
      • Rewards Rate:
        • 1% Cash Back rewards for each $1 spent using your Surge Mastercard.
      • Issuer name:
        Celtic Bank
      • Details:

        The Surge® Platinum Secured Mastercard® is a credit card designed for people with poor credit or none at all. The card earns 1% Cash Back rewards.

        The card's APR: 19.99% (Variable).

        The Surge® Platinum Secured Mastercard® has an annual fee of $69. There’s also an additional one-time card fee of $30 (if applicable). Plus, the card has a foreign transaction fee of 3%.

        Read full review

      • Pros:
        • Cash Back rewards
        • Free automatic account reviews for credit limit increases
      • Cons:
        • Annual Fee
        • Foreign Transaction Fee
        • No welcome bonus
        • No Intro APR offer
      • Benefits:
        • 1% Cash Back Rewards;
        • Potential Credit Limit Increase;
        • Report to All 3 Major Credit Bureaus.
      View all Surge® Platinum Secured Mastercard® details
      Apply now
      On Celtic Bank‘s site
      Card detail
      First Progress Platinum Select Mastercard® Secured Synovus Bank
      Annual fee:
      $39 annually
      Regular APR:
      17.74% Variable
      Our Rating:
      3.5
      scorer
      Credit score
      No Credit History to Fair (0-669)
        • Issuer name:
          Synovus Bank
        • Details:

          The First Progress Platinum Select MasterCard® Secured is designed to help cardholders build credit with no credit check or minimum credit score required to apply.

          The First Progress Platinum Select MasterCard® Secured doesn’t come with any welcome offers, sign-up bonuses or reward rates.

          The card's APR: 17.74% (Variable for Purchases), 23.74% (Variable for Cash Advances).

          The First Progress Platinum Select MasterCard® has an annual fee of $39. Plus, the card has a foreign transaction fee of 3%.

          Read full review

        • Pros:
          • No credit history required
          • No Minimum Credit Score needed
          • Low Annual Percentage Rates
        • Cons:
          • Annual Fee
          • Foreign Transaction Fee
        • Benefits:
          • Accepted Nationwide;
          • No Minimum Credit Score;
          • No Credit History Required.
        View all First Progress Platinum Select Mastercard® Secured details
        Apply now
        On First Progress’s site
        Card detail
        Upgrade Bitcoin Rewards Sutton Bank
        Annual fee:
        $0
        Regular APR:
        14.99% - 29.99% Regular
        Our Rating:
        4.2
        scorer
        Credit score
        Good to Excellent (670-799)
        • Rewards Rate:
          • 1.5% Cash Back in bitcoin when you make payments.
        • Intro Offer:
          • $200 Bonus when you open a Rewards Checking account and make 3 debit card transactions.
        • Issuer name:
          Sutton Bank
        • Details:

          The Upgrade Bitcoin Rewards Visa® Credit Card earns 1.5% Cash Back in the form of bitcoin when you make your monthly payments. Earn a $200 welcome bonus when you open a Rewards Checking account and make 3 debit card transactions (within 60 days of your Upgrade Card account opening).

          The Upgrade Bitcoin Rewards Visa® Credit Card has no annual fee. The Card's APR: 14.99% - 29.99% (Regular).

          Read full review

        • Pros:
          • No Annual Fee
          • No Foreign Transaction Fee
        • Cons:
          • The Card cannot be used at an ATM
        • Benefits:
          • $200 bonus;
          • 1.5% back in bitcoin when you make payments;
          • Credit lines from $500 to $25,000;
          • Affordable monthly payments with no annual fee.

          *To qualify for the $200 bitcoin welcome bonus, you must open and fund a new Rewards Checking Account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The value of the $200 bonus will be based on the value of bitcoin at the time it is purchased (within 1 - 2 statement periods from the date the bonus is earned) and may change in price by the time you choose to sell it Refer to Program Terms. Your Upgrade Card must be in good standing to receive a bonus.

        View all Upgrade Bitcoin Rewards details
        Apply now
        On Sutton Bank‘s site
        Card detail
        Divvy Cross River Bank
        Annual fee:
        $0
        Regular APR:
        None
        Our Rating:
        4.04
        scorer
        Credit score
        Fair to Excellent (580-799)
        • Rewards Rate:
          • 2x - 7x:
          • Points on restaurants.
          • 2x - 5x:
          • Points on hotels.
          • 1.5x - 2x:
          • Points on recurring software subscriptions.
          • 1x - 1.5x:
          • Points on everything else.
        • Issuer name:
          Cross River Bank
        • Details:

          The Divvy Card is a corporate credit card.

          The Divvy Card earns 1-7x rewards, but it doesn't offer a sign-up bonus.

          Points can be redeemed for travel, gift cards, statement credits or cash back.

          Read full review

        • Pros:
          • No fees
          • Rewards
        • Cons:
          • No sign-up bonus
        • Benefits:
          • Unlimited creation of virtual cards;
          • Scalable credit line;
          • Employee cards for everyone;
          • Enforceable budgets;
          • Expense reports.
        View all Divvy details
        Apply now
        On Cross River Bank‘s site
        Card detail