Best Credit Cards for Teachers 2023

• Unlimited high rewards rate
• Average credit score required
• Automatically considered for a higher credit line after 6 months
• No foreign transaction fees

• Annual fee
• High APR
• No bonus rewards categories

• 1.5% Cash Back;
• No Foreign Transaction Fees;
• Autopay;
• $0 Fraud Liability;
• Card Lock;
• ATM Location Services.

• No Foreign Transaction Fee
• No Annual fee
• No extra fees

• No Intro APR reriod

• $200 bonus after opening a Rewards Checking account and making 3 debit card transactions;
• 1.5% Cash Back;
• Сontactless card technology.

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

• Every Purchase Earns You Cash Back
• Increased Cash Back for Three Categories
• Forget About Fees
• No Limits Abroad

• You Can’t Withdraw Cash
• Cash Back Doesn’t Satisfy Your Monthly Payments

• $200 bonus (after opening a Rewards Checking account and making 3 debit card transactions);
• 3% Cash Back on home, auto and health purchase;
• 1% Cash Back on everything else;
• Сontactless card technology.

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

• No annual fee
• No returned payment fee
• No foreign transaction fee
• You can apply even if you have no credit history
• No late fees

• No signup bonus
• Cash advances are not permitted
• Those who filed for bankruptcy may be rejected
• Balance transfers are not allowed
• No intro APR offer

• No foreign transaction fee;
• Petal 2 reports to all 3 major credit bureaus;
• Qualify with average credit.

• $0 Annual fee
• No foreign transactions fee
• No credit score needed to apply
• Earn rewards with Petal® 1 "No Annual Fee" Visa®
• Increase your credit limit in 6 months

• No Intro APR
• High purchase APR
• No signup bonus
• Cash back only with select merchants

• 2% - 10% Cash Back at select merchants;
• Zero liability fraud protection;
• $300 - $5,000 credit limits;
• Petal reports to all 3 major credit bureaus.

• No fees
• Rewards

• No sign-up bonus

• Unlimited creation of virtual cards;
• Scalable credit line;
• Employee cards for everyone;
• Enforceable budgets;
• Expense reports.

• Excellent cashback bonuses
• Generous intro APR on purchases
• Great introductory bonuses

• Cashback cap
• Annual fee
• Foreign transaction fee

• Earn $250 Back (in the form of a statement credit);
• 6% Cash Back at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%);
• 6% Cash Back on streaming subscriptions;
• 3% Cash Back on transit;
• 3% Cash Back at U.S. Gas Stations;
• 1% Cash Back on other purchases;
• Extended warranty;
• Fraud Protection;
• Return Protection;
• Car Rental Loss and Damage Insurance;
• Global Assist® Hotline;
• Pay It Plan It®;
• American Express Experiences;
• Terms Apply.

• $200 sign-up bonus
• High cash back rewards on quarterly rotating bonus categories
• Decent cash back rewards on select spending categories
• 0% intro APR on purchases
• No annual fee

• Foreign transaction fee
• Rotating spending categories require activation
• No intro APR on balance transfers

• 5% Back on grocery store purchases (excluding Target® and Walmart®) on up to $12,000 spent in the first year (that's $600 cash back);
• 5% Cash Back on up to $1,500 on combined purchases in bonus categories;
• 5% Cash Back on travel purchased through Chase Ultimate Rewards;
• 3% Cash Back on dining at restaurants, including takeout and eligible delivery services;
• 3% Cash Back on drugstore purchases;
• 1% Cash Back on all other purchases;
• $200 Cash Back;
• Zero Liability Protection;
• Extended Warranty Protection;
• Trip Cancellation/Interruption Insurance;
• Cell Phone Protection;
• Auto Rental Collision Damage Waiver;
• Travel and Emergency Assistance Services.

• No Annual Fee
• Generous rewards
• 0% intro APR
• Sign-up bonus

• Foreign Transaction Fee

• Zero Liability Protection;
• $200 intro bonus;
• 5% Cash Back on grocery store purchases (excluding Target® and Walmart®) on up to $12,000 spent in the first year (that's $600 cash back);
• 5 percent Cash Back on all travel purchased via the Chase Ultimate Rewards portal;
• 3 percent back on dining;
• 3 percent back at drugstores;
• 1.5 percent Cash Back on general purchases;
• Auto Rental Collision Damage Waiver;
• Trip Cancellation/Interruption Insurance;
• Travel and Emergency Assistance Services;
• 24/7 Fraud Protection;
• Redeem for Cash Back;
• Gift cards.

• High rewards rate for select categories
• Introductory Bonus Points
• No Foreign Transaction Fee
• UberCash Credit
• $120 Dining Credit

• Complicated Rewards System
• High Annual Fee
• Limited International Acceptance
• Relatively High Credit Score Requirements
• Balance transfers are not available

• Up to $120 Uber Cash to Dine or Ride;
• $100 hotel credit with The Hotel Collection;
• 60,000 Membership Rewards® Points;
• 4x Membership Rewards® Points on dining at restaurants;
• 4x Membership Rewards® Points on groceries at U.S. supermarkets;
• 3x Membership Rewards® Points on flights booked directly with airlines or on amextravel.com;
• 1x Membership Rewards® Points on all other purchases;
• Additional Cards;
• American Express Experiences;
• Car Rental Loss and Damage Insurance;
• Baggage Insurance Plan;
• Global Assist^® Hotline;
• The Hotel Collection;
• Terms Apply.