Chase Freedom Flex℠ best for Cash Back, 0 APR, No Annual Fee, Daily use
- Rewards Rate:
- 5% Cash Back on up to $1,500 on combined purchases in bonus categories each quarter you activate.
- 5% Cash Back on travel purchased through Chase Ultimate Rewards.
- 3% Cash Back on dining at restaurants, including takeout and eligible delivery services.
- 3% Cash Back on drugstore purchases.
- 1% Cash Back on all other purchases.
- Intro Offer:
- $200 Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
- 5% Back on grocery store purchases (excluding Target® and Walmart®) on up to $12,000 spent in the first year (that's $600 cash back).
- Purchase Intro APR:0% Intro APR for the first 15 months that your Account is open
- Balance Transfer APR:19.24% - 27.99% Variable
- Issuer name:Chase
- Details:
The Chase Freedom Flex card offers Cash Back in a wide variety of categories.
You’ll earn 5% Cash Back on travel (through the Chase Ultimate Rewards travel service, and also for Lyft rides). You’ll also get 3% Cash Back on restaurant purchases, on drugstore purchases and 1% Cash Back on all other purchases.
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
The card offers a 15-month 0% annual percentage rate for purchases and balance transfers, after which the APR is 19.24% - 27.99% Variable. The card charges no annual fee but 5%, or a $5 minimum fee, on balance transfers.
- Pros:
- $200 sign-up bonus
- High cash back rewards on quarterly rotating bonus categories
- Decent cash back rewards on select spending categories
- 0% intro APR on purchases
- No annual fee
- Cons:
- Foreign transaction fee
- Rotating spending categories require activation
- No intro APR on balance transfers
- Benefits:
- 5% Back on grocery store purchases (excluding Target® and Walmart®) on up to $12,000 spent in the first year (that's $600 cash back);
- 5% Cash Back on up to $1,500 on combined purchases in bonus categories;
- 5% Cash Back on travel purchased through Chase Ultimate Rewards;
- 3% Cash Back on dining at restaurants, including takeout and eligible delivery services;
- 3% Cash Back on drugstore purchases;
- 1% Cash Back on all other purchases;
- $200 Cash Back;
- Zero Liability Protection;
- Extended Warranty Protection;
- Trip Cancellation/Interruption Insurance;
- Cell Phone Protection;
- Auto Rental Collision Damage Waiver;
- Travel and Emergency Assistance Services.