Chase World of Hyatt Credit Card Review

All benefits

• Points
  • 9x For Hyatt stays.
  • 2x For dining out.
  • 2x For flights.
  • 2x For gym memberships.
  • 2x For getting around.
  • 1x On other purchases.
• Travel
  • Concierge Service:
  • You’ll have access to Visa’s concierge service, 24 hours a day. You can use it for restaurant suggestions, travel tips, tickets to sporting or entertainment events, and more.
  • Trip Cancellation/Trip Interruption Insurance:
  • If your trip is unexpectedly ended or upset by sickness, weather, or other covered situations, you’ll be reimbursed by up to $5,000.
  • Trip Delay Reimbursement:
  • If you’re delayed for more than 12 hours or get stuck for a night, you’re covered to make necessary purchases, like food, up to $500 per ticket.
  • Travel Accident Insurance:
  • When you pay for travel using your card, you’re covered for death and dismemberment for up to $500,000.
  • Lost Luggage Reimbursement:
  • If you or a family member lose or suffer damage to a piece of luggage when traveling by common carrier, you can be compensated by up to $3,000 per person.
  • Baggage Delay Insurance:
  • You can go ahead and buy essential items if your bags are delayed for more than six hours — you’re covered up to $100 a day for five days.
  • Auto Rental Collision Damage Waiver:
  • Decline the rental company’s insurance and charge the whole balance to your card and your eligible rental will be covered against damage and theft.
  • World of Hyatt Discoverist status:
  • You’ll get automatic Discoverist status just for having the card — that gets you a 10% point bonus, and features several amenity upgrades for your stay. These include premium WiFi and room upgrades when they’re available.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 21.49% - 28.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 21.49% - 28.49% Variable
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

Pros & Cons

Features

• Low interest
• No foreign transaction fees
• Payment Flexibility
• Fraud Protection
• Rewards
• Bonus points
• Purchase Protection
• Extended Warranty Protection
• Travel
• Lost Luggage Reimbursement
• Baggage Delay Insurance
• Trip Cancellation
• Auto Rental Insurance
• 24/7 Travel Assistant
• Good Credit
• Excellent Credit