Chase World of Hyatt Credit Card Review

World of Hyatt from Chase — all information about the credit card.

Good Choose for Hotel

World of Hyatt Chase
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Our Rating:
3 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 9x Points for Hyatt stays.
    • 2x Points for dining out.
    • 2x Points for flights.
    • 2x Points for gym memberships.
    • 2x Points for getting around.
    • 1x Points on all other purchases.
  • Intro Offer:
    • 30,000x Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.
    • 30,000x Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
    • 2x Points per $1 spent on purchases that earn 1 Bonus Point, up to $15,000 spent in the first 6 months of account opening.
  • Annual Fee:
    $95 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    21.49% - 28.49% Variable
  • Balance Transfer APR:
    21.49% - 28.49% Variable
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Chase World of Hyatt Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
9X
Hyatt hotels
$
2X
Dining
$
2X
Flights
$
2X
Gym
$
2X
Transit
$
1X
All other purchases
$
Have you already recieved the Chase intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 9x For Hyatt stays.
    • 2x For dining out.
    • 2x For flights.
    • 2x For gym memberships.
    • 2x For getting around.
    • 1x On other purchases.
  • Travel
    • Concierge Service:
    • You’ll have access to Visa’s concierge service, 24 hours a day. You can use it for restaurant suggestions, travel tips, tickets to sporting or entertainment events, and more.
    • Trip Cancellation/Trip Interruption Insurance:
    • If your trip is unexpectedly ended or upset by sickness, weather, or other covered situations, you’ll be reimbursed by up to $5,000.
    • Trip Delay Reimbursement:
    • If you’re delayed for more than 12 hours or get stuck for a night, you’re covered to make necessary purchases, like food, up to $500 per ticket.
    • Travel Accident Insurance:
    • When you pay for travel using your card, you’re covered for death and dismemberment for up to $500,000.
    • Lost Luggage Reimbursement:
    • If you or a family member lose or suffer damage to a piece of luggage when traveling by common carrier, you can be compensated by up to $3,000 per person.
    • Baggage Delay Insurance:
    • You can go ahead and buy essential items if your bags are delayed for more than six hours — you’re covered up to $100 a day for five days.
    • Auto Rental Collision Damage Waiver:
    • Decline the rental company’s insurance and charge the whole balance to your card and your eligible rental will be covered against damage and theft.
    • World of Hyatt Discoverist status:
    • You’ll get automatic Discoverist status just for having the card — that gets you a 10% point bonus, and features several amenity upgrades for your stay. These include premium WiFi and room upgrades when they’re available.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 21.49% - 28.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 21.49% - 28.49% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $95 annually
  • Fees for Balance Transfer
    • Either $5 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • Up to 29.99%
  • Return Payment
    • Up to $40
  • Late Payment
    • Up to $40
  • Return Check
    • None
View all Rates & Fees

Pros & Cons

Pros:
  • No foreign transaction fees
  • High-value rewards
  • Free night every anniversary year
  • Solid shopping and travel protections
  • Automatic elite status
Cons:
  • Annual Fee
  • Extra Fees
  • High regular APR
  • No intro APR offer
  • No worthwhile redemption options aside from Hyatt properties

Features

Classic
Visa
Contactless
  • Low interest
  • No foreign transaction fees
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • Travel
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Trip Cancellation
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Chase World of Hyatt is an option for those, who need Classic features. With an APR of 21.49% - 28.49% and $95 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Chase World of Hyatt you will get such features as Low interest, No foreign transaction fees, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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