Chase Southwest Rapid Rewards® Plus Credit Card Review

All benefits

• Points
  • 2x On Southwest Airlines® purchases.
  • 2x On local transit and commuting, including rideshare.
  • 2x On internet, cable, phone services, and select streaming.
  • 1x On all other purchases.
• Travel
  • Unlimited Reward Seats:
  • No blackout dates and unlimited reward seats apply to flights booked with points.
  • Bags Fly Free:
  • First and second checked bags.
  • Companion Pass:
  • Companion Pass qualifying points are earned from revenue flights booked through Southwest®, points earned on Rapid Rewards® Credit Cards, and base points earned from Rapid Rewards® partners.
  • 2 EarlyBird Check-In® each year:
  • Each anniversary year you will be reimbursed for the purchase of up to 2 EarlyBird Check-In services made with your Southwest Rapid Rewards® Plus Credit Card.
  • 25% 25% back on inflight purchases.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 20.49% - 27.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 20.49% - 27.49% Variable
• APR for Cash Advances
  • 29.24% Variable
• How to Avoid Paying Interest
  • Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

Pros & Cons

Features

• Payment Flexibility
• Fraud Protection
• Rewards
• Bonus points
• Purchase Protection
• Travel
• Airline
• Award Travel seats
• Good Credit
• Excellent Credit