Chase Southwest Rapid Rewards® Plus Credit Card Review
Southwest Rapid Rewards® Plus from Chase — all information about the credit card.
Updated February 12, 2024
Good Choose for Airline
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 2x Points for every $1 you spend on Southwest Airlines® purchases.
- 2x Points per $1 spent on local transit and commuting, including rideshare.
- 2x Points per $1 spent on internet, cable, phone services, and select streaming.
- 1x Point per $1 spent on all other purchases.
- Intro Offer:
- 30,000x Earn Companion Pass® through 2/28/2025 plus 30,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- Annual Fee:$69 annually
- Purchase Intro APR:None
- Regular APR:21.49% - 28.49% Variable
- Balance Transfer APR:21.49% - 28.49% Variable
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Chase Southwest Rapid Rewards® Plus Rewards Calculator
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All benefits
- Points
- 2x On Southwest Airlines® purchases.
- 2x On local transit and commuting, including rideshare.
- 2x On internet, cable, phone services, and select streaming.
- 1x On all other purchases.
- Travel
- Unlimited Reward Seats:
- No blackout dates and unlimited reward seats apply to flights booked with points.
- Bags Fly Free:
- First and second checked bags.
- Companion Pass:
- Companion Pass qualifying points are earned from revenue flights booked through Southwest®, points earned on Rapid Rewards® Credit Cards, and base points earned from Rapid Rewards® partners.
- 2 EarlyBird Check-In® each year:
- Each anniversary year you will be reimbursed for the purchase of up to 2 EarlyBird Check-In services made with your Southwest Rapid Rewards® Plus Credit Card.
- 25% 25% back on inflight purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 21.49% - 28.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 21.49% - 28.49% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.
Fees
- Annual Fee
- $69 annually
- Fees for Balance Transfer
- Either $5 or 5% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty Fees
- 29.99%
- Return Payment
- Up to $40
- Late Payment
- Up to $40
- Return Check
- None
Pros & Cons
Pros:
- Welcome offer
- Anniversary bonus
- No blackout dates
Cons:
- Annual Fee
- Foreign Transaction Fee
- No intro APR offer on purchases and balanse transfers
- Extra Fees
Features
- Payment Flexibility
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Travel
- Airline
- Award Travel seats
- Good Credit
- Excellent Credit
About the issuer
Chase has several card types depending on your needs.
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Chase Southwest Rapid Rewards® Plus is an option for those, who need Classic features. With an APR of 21.49% - 28.49% and $69 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Chase Southwest Rapid Rewards® Plus you will get such features as Payment Flexibility, Fraud Protection, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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