Chase Southwest Rapid Rewards® Priority Credit Card Review
Southwest Rapid Rewards® Priority from Chase — all information about the credit card.
Updated February 06, 2025
Good Choose for Young couples
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 3x Points on Southwest Airlines® purchases.
- 2x Points per $1 spent on local transit and commuting, including rideshare.
- 2x Points per $1 spent on internet, cable, phone services, and select streaming.
- 1x Point per $1 spent on all other purchases.
- Intro Offer:
- 50,000x Bonus points after you spend $1,000 on purchases in the first 3 months from account opening.
- Annual Fee:$149 annually
- Purchase Intro APR:None
- Regular APR:20.49% - 27.49% Variable
- Balance Transfer APR:20.49% - 27.49% Variable
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Chase Southwest Rapid Rewards® Priority Rewards Calculator
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All benefits
- Points
- 3x On Southwest Airlines® purchases.
- 2x On local transit and commuting, including rideshare.
- 2x On internet, cable, phone services, and select streaming.
- 1x On all other purchases.
- Travel
- $75 Annual Southwest® travel credit.
- Lost Luggage Reimbursement:
- If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
- Baggage Delay Insurance:
- Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
- No foreign transaction fees:
- You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- 4 Upgraded Boardings:
- Upgraded Boardings per year when available.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 20.49% - 27.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 20.49% - 27.49% Variable
- APR for Cash Advances
- 29.24% Variable
- How to Avoid Paying Interest
- Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.
Fees
- Annual Fee
- $149 annually
- Fees for Balance Transfer
- Either $5 or 5% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty Fees
- 29.99%
- Return Payment
- Up to $40
- Late Payment
- Up to $40
- Return Check
- None
Pros & Cons
Pros:
- No Foreign Transaction Fee
- High rewards rate
Cons:
- Annual Fee
- Extra Fees
Features
- No foreign transaction fees
- Payment Flexibility
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Extended Warranty Protection
- Travel
- Airline
- Lost Luggage Reimbursement
- Baggage Delay Insurance
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Chase Southwest Rapid Rewards® Priority is an option for those, who need Classic features. With an APR of 20.49% - 27.49% and $149 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Chase Southwest Rapid Rewards® Priority you will get such features as No foreign transaction fees, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.