IHG® Rewards Traveler from Chase Review

All benefits

• Points
  • 10,000x After spending $10,000 on purchases and making one additional purchase each calendar year.
  • 17x At IHG® Hotels and Resorts.
  • 3x On dining, utilities, select streaming services, and at gas stations.
  • 2x On all other purchases.
• Travel
  • Lost Luggage Reimbursement:
  • If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
  • Baggage Delay Insurance:
  • Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
  • Trip Cancellation/Trip Interruption Insurance:
  • If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 19.99% - 28.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 19.99% - 28.49% Variable
• APR for Cash Advances
  • 29.24% Variable
• How to Avoid Paying Interest
  • Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

Pros & Cons

Features

• No Annual Fee
• No foreign transaction fees
• Payment Flexibility
• Rewards
• Bonus points
• Purchase Protection
• Travel
• Lost Luggage Reimbursement
• Baggage Delay Insurance
• Trip Cancellation
• Good Credit
• Excellent Credit