Aeroplan® from Chase Review

All benefits

• Points
  • 3x On grocery stores.
  • 3x On dining at restaurants including takeout and eligible delivery services.
  • 3x For each dollar spent directly with Air Canada.
  • 1x On all other purchases.
• Travel
  • Global Entry or TSA Pre✓® or NEXUS Fee Credit:
  • Receive a statement credit of up to $100 every 4 years as a reimbursement for the application fee charged to your Aeroplan Card.
  • Every Seat, Every Flight, No Restrictions:
  • Every Air Canada seat available to buy for cash is also available for points no restrictions.
  • No Foreign Transaction Fees:
  • Pay no foreign transaction fees when you use your card for purchases made outside the United States.
  • Free First Checked Bags:
  • Cardmembers and travel companions (up to eight) traveling on the same reservation will all enjoy free first checked bags (up to 50lb) when travel originates on an Air Canada flight.
  • Preferred Pricing:
  • Receive access to preferred pricing on flight rewards. As the Primary Cardmember, you can often book flight rewards for even fewer points.
  • Trip Cancellation/Trip Interruption Insurance:
  • You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.
  • Baggage Delay Insurance:
  • Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
  • Trip Delay Reimbursement:
  • If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
  • Auto Rental Collision Damage Waiver:
  • Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.
  • Roadside Assistance:
  • If you have a roadside emergency, call the Benefit Administrator to dispatch the help you need. Roadside service fees will be billed to your card.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 21.74% - 28.74% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 21.74% - 28.74% Variable
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

Pros & Cons

Features

• No foreign transaction fees
• Fraud Protection
• Rewards
• Bonus points
• Purchase Protection
• Travel
• Airline
• Baggage Delay Insurance
• Trip Cancellation
• Auto Rental Insurance
• Good Credit
• Excellent Credit