Ink Business Premier℠ from Chase Review
Ink Business Premier℠ from Chase — all information about the credit card.
Updated September 13, 2024
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 5% Cash Back on Lyft rides through March 2025.
- 2.5% Cash Back on every purchase of $5,000 or more. That’s $250 on a purchase of $10,000 when redeemed.
- 2% Cash Back on all other business purchases.
- Intro Offer:
- $1,000 Bonus Cash Back after you spend $10,000 on purchases in the first 3 months after account opening.
- Annual Fee:$195 annually
- Purchase Intro APR:None
- Regular APR:19.49% - 27.49% Variable
- Balance Transfer APR:None
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Chase Ink Business Premier℠ Rewards Calculator
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All benefits
- Cash back
- 5% On Lyft rides through March 2025.
- 2.5% On every purchase of $5,000 or more. That's $250 on a purchase of $10,000 when redeemed.
- 2% On all other business purchases.
- Travel
- Trip Cancellation/Interruption Insurance and Trip Delay Reimbursement:
- Reimburses you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.) that you have insured, should you cancel your trip before departure for an unforeseen covered reason.
- Baggage Delay Insurance:
- Provides reimbursement for the purchase of clothing, toiletries, and other essential items if a traveler's luggage is delayed for a specified period of time.
- Auto Rental Collision Damage Waiver:
- When you book and pay for your car rental with your IHG Rewards Club Premier card, you can receive coverage in the case of damage or theft (up to the actual cash value of most rental vehicles). In the U.S., coverage is secondary to your personal insurance.
- Travel and Emergency Assistance Services:
- If you have an emergency away from home, you can receive free referrals to local services (such as medical, legal or transportation assistance) by placing a call to the benefits administrator. Cardholders are responsible for the cost of any goods or services obtained.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 19.49% - 27.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 19.49% - 27.49% Variable
- How to Avoid Paying Interest
- Your due date will be a minimum of 20 days after the close of each billing cycle. You will not be charged interest on new Flex for Business purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $195 annually
- Fees for Cash Advances
- Either $15 or 5% of the amount of each transaction, whichever is greater
- Late Payment
- $40 or 2% of the Minimum Payment Due, whichever is greater
Pros & Cons
Pros:
- No Foreign Transaction Fee
Cons:
- Annual Fee
Features
- No foreign transaction fees
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Extended Warranty Protection
- Baggage Delay Insurance
- Trip Cancellation
- Auto Rental Insurance
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
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Good credit score
Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- NonePurchase Intro APR
Apply now
On Upgrade‘s website
See Another Credit Cards in the Bank
Chase Ink Business Premier℠ is an option for those, who need Classic features. With an APR of 19.49% - 27.49% and $195 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Chase Ink Business Premier℠ you will get such features as No foreign transaction fees, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
Apply now
On Upgrade‘s website