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Southwest Rapid Rewards® Premier Business from Chase Review

Southwest Rapid Rewards® Premier Business from Chase — all information about the credit card.

Updated October 20, 2023
Advertiser Disclosure Our Methodology
Chase Southwest Rapid Rewards® Premier Business
Learn more
Our Rating:
3.89 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points per $1 spent on Southwest Airlines® purchases.
    • 2x Points per $1 spent on Rapid Rewards hotel and car rental partner purchases.
    • 2x Points per $1 spent on local transit and commuting, including rideshare services.
    • 1x Point per $1 spent on everyday purchases.
  • Intro Offer:
    • 60,000x Bonus points after you spend $3,000 on purchases in the first 3 months your account is open.
  • Annual Fee:
    $99 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    21.49% - 28.49% Variable
  • Balance Transfer APR:
    21.49% - 28.49% Variable
Show more

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Chase Southwest Rapid Rewards® Premier Business Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Southwest Airlines
$
2X
Hotels
$
2X
Car rental
$
2X
Transit
$
1X
All other purchases
$
Have you already recieved the Chase intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 6,000x Bonus points each year after your Cardmember anniversary.
    • 3x On Southwest Airlines® purchases.
    • 2x On Rapid Rewards hotel and car rental partner purchases.
    • 2x On local transit and commuting, including rideshare services.
    • 1x On everyday purchases.
  • Travel
    • 25% Back on inflight purchases​.
    • Lost Luggage Reimbursement:
    • If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
    • Baggage Delay Insurance:
    • Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 21.49% - 28.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 21.49% - 28.49% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date will be a minimum of 20 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $99 annually
  • Fees for Balance Transfer
    • Either $5 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $15 or 5% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • Up to 29.99%
  • Return Payment
    • $40
  • Late Payment
    • $40
  • Return Check
    • None
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
Cons:
  • Annual Fee

Features

Classic
Visa
Contactless
  • No foreign transaction fees
  • Payment Flexibility
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • Travel
  • Airline
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Good Credit
  • Excellent Credit

About the issuer

Chase
Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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    Purchase Intro APR
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See Another Credit Cards in the Bank

Chase Southwest Rapid Rewards® Premier Business is an option for those, who need Classic features. With an APR of 21.49% - 28.49% and $99 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Chase Southwest Rapid Rewards® Premier Business you will get such features as No foreign transaction fees, Payment Flexibility, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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