Chase Ink Business Unlimited® Credit Card Review
Ink Business Unlimited® from Chase — all information about the credit card.
Updated February 02, 2024
Good Choose for Daily use
Learn more
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1.5% Cash Back rewards on every purchase made for business.
- Intro Offer:
- $750 Bonus Cash Back after you spend $6,000 on purchases in the first 3 months from account opening.
- Annual Fee:$0
- Purchase Intro APR:0% Intro APR for the first 12 months that your Account is open
- Regular APR:18.49% - 24.49% Variable
- Balance Transfer APR:18.49% - 24.49% Variable
Show more
We recommend more cards
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Chase Ink Business Unlimited® Rewards Calculator
Show less details
All benefits
- Cash back
- 1.5% On every purchase made for business.
- Travel
- Auto Rental Collision Damage Waiver:
- Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.
- Travel and Emergency Assistance Services:
- If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance.
- Roadside Dispatch:
- If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need – anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.
Rate and fee information
- Purchase Intro APR
- 0% Intro APR for the first 12 months that your Account is open
- Purchase APR
- 18.49% - 24.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 18.49% - 24.49% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date will be a minimum of 20 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $5 or 5% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $15 or 5% of the amount of each transaction, whichever is greater
- Penalty Fees
- 29.99%
- Return Payment
- $40
- Late Payment
- $40
- Return Check
- None
Pros & Cons
Pros:
- No Annual Fee
- 0% Intro APR on purchases
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Extended Warranty Protection
- Travel
- Airline
- Auto Rental Insurance
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Capital One Spark Cash Select for Excellent Credit
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 18.49% - 24.49%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
Capital One Spark Cash Plus
Recommended credit score
Excellent (740-799)
- $150Annual Fee
- None *Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- None *Purchase Intro APR
Learn more
on our partner’s site
Cash Back, No Annual Fee, Daily use
Capital One Quicksilver Cash Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
Learn more
on our partner’s site
See Another Credit Cards in the Bank
Chase Ink Business Unlimited® is an option for those, who need Classic features. With an APR of 18.49% - 24.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Chase Ink Business Unlimited® you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.