Southwest Rapid Rewards® Premier from Chase Review

All benefits

• Points
  • 6,000x After your Cardmember anniversary.
  • 3x On Southwest purchases.
  • 2x On Rapid Rewards hotel and car rental partners.
  • 2x On local transit and commuting, including rideshare.
  • 2x On internet, cable, phone services, and select streaming.
  • 1x On all other purchases.
• Travel
  • 2 EarlyBird Check-In®:
  • Each year.
  • 25% Back on inflight purchases.
  • Lost Luggage Reimbursement:
  • If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
  • Baggage Delay Insurance:
  • Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 21.49% - 28.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 21.49% - 28.49% Variable
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

Pros & Cons

Features

• No foreign transaction fees
• Payment Flexibility
• Rewards
• Bonus points
• Purchase Protection
• Extended Warranty Protection
• Travel
• Airline
• Lost Luggage Reimbursement
• Baggage Delay Insurance
• Good Credit
• Excellent Credit