Chase Amazon Prime Rewards Visa Signature Credit Card Review

All benefits

• Cash back
  • 5% At Amazon.com and Whole Foods Market with an eligible Prime membership.
  • 2% At restaurants, gas stations and drugstores.
  • 1% On all other purchases.
• Travel
  • Auto Rental Collision Damage Waiver:
  • This benefit could save you hundreds on a car rental by allowing you to decline the pricey extra coverage offered by car rental companies.
  • Lost luggage reimbursement:
  • The card covers you and your family members for checked and carry-on bags that are lost or damaged by a carrier – up to $3,000 per passenger.
  • Baggage delay insurance:
  • The card will reimburse for you essential purchases in case your luggage gets delayed while traveling – up to $100 per day up to three days, for delays of six hours or longer.
  • Travel accident insurance:
  • The card offers up to $500,000 in coverage for accidental death or dismemberment while traveling.
  • Roadside dispatch:
  • You can call 24-hour roadside service through the card (for a fee) if you have roadside emergency.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 20.49% - 29.24% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 20.49% - 29.24% Variable
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

Pros & Cons

Features

• No Annual Fee
• No foreign transaction fees
• Cashback
• Payment Flexibility
• Rewards
• Purchase Protection
• Extended Warranty Protection
• Travel
• Airline
• Lost Luggage Reimbursement
• Baggage Delay Insurance
• Auto Rental Insurance
• 24/7 Travel Assistant
• Good Credit
• Excellent Credit