Best Short-Term Personal Loans of December 2024

• Pros:
  • Fast and convenient service
  • Works in all 50 states
  • Personal loans for any purpose
• Cons:
  • No direct loans

CashUSA offers quick personal loans. If a lender makes you a loan offer, you will have an opportunity to review the offer before deciding to accept it. In most cases, your funds can be deposited directly into your bank account via electronic fund transfer in as little as 1 business day.

CashUSA personal loans range between $500 to $10,000. The APR range is from 5.99% to 35.99%.

Whether you need to consolidate debt, remodel your home, or take a vacation, a personal loan may be a viable option.

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• Pros:
  • Short-term options
  • No collateral
• Cons:
  • Origination Fee

Zions Bank provides personal loans that can be used for any purpose.

The APR range is from 7.44% to 24.66%. Loan terms are available for 12 or 36 months.

Your minimum loan amount is $2,500 with the total amount based on your income and ability to repay. A $75 origination fee applies.