Best Next Day Personal Loans of December 2024

• Pros:
  • Quick, easy online application
  • Fast funding
• Cons:
  • Origination fee

LendingClub offers loans of $1,000 to $40,000.

The APR range is from 8.30% to 36.00%. Loan terms are available for 3 or 5 years.

LendingClub charges an origination fee of 3% to 6% on personal loans.

• Pros:
  • Autopay discount
  • No origination fee or prepayment penalty
• Cons:
  • No co-signers permitted

Fifth Third Bank offers fast and convenient personal loans.

The Bank offers loans from $2,000 to $50,000.

The APR range is from 6.49% to 18.49%. Loan terms are available for 12 or 60 months.

The Bank charges a late fee, but only if you do not pay after the 10-day grace period. The actual fee is not disclosed.

• Pros:
  • Affordable rates
  • Flexible repayment plans
  • Fast turnaround time
• Cons:
  • Membership

Clearview® Federal Credit Union provides personal loans that can be used for any purpose.

Clearview® FCU offers personal loans with repayment terms from 36 to 84 months. Your APR may be as low as 8.49% and as high as 13.44%.

• Pros:
  • Fast approval and funding
  • Simple application process
• Cons:
  • High minimum loan amount

Texas Dow Employees Credit Union offers personal loans up to $10,000, with terms of 12 - 72 months. The interest rates range from 5.74% to 17.74%.

• Pros:
  • Fast approval and funding
• Cons:
  • Early payment fee
  • KEMBA membership required

KEMBA Financial Credit Union offers personal loans of up to $50,000 with rates starting at 6.99%.

It’s quick and easy, once your loan is approved and your documents are complete, your funds will be available by the end of the next business day.

• Pros:
  • No annual fees
  • Easy application process
  • No collateral required
• Cons:
  • No autopay discount

VyStar® Credit Union provides personal loans that can be used for any purpose.

The APR range is from 8.75% to 11.75%.

Your minimum loan amount is $500 with the total amount based on your income and ability to repay.

• Pros:
  • No application fees
  • No pre-payment fees
  • Easy application process
  • No collateral or home lien required
  • Flexible terms
• Cons:
  • No autopay discount

A Bethpage Personal Loan typically ranges from $1,000 - $35,000 and has re-payment terms of 12 months to 84 months. Rates for Unsecured Personal Loans are between 7.99% APR and 11.99% APR.

• Pros:
  • Competitive fixed rates
  • Various loan term options
  • 0.25% rate discount
• Cons:
  • High interest rates

Popular Bank offers personal loans that range from $2,000 to $50,000. You can choose from terms that range from 12 to 84 months.

Rates for Unsecured Personal Loans are between 7.35% APR and 21.75% APR. Additional discounts of 0.25% will apply when you take advantage of auto-debit from a deposit account.

• Pros:
  • No origination or prepayment fee
  • Autopay discount
• Cons:
  • Must be a USAA member

USAA Bank provides personal loans that can be used for any purpose.

USAA Bank offers personal loans that range from $2,500 to $100,000, with repayment terms from 12 to 84 months.

• Pros:
  • Autopay discount
  • No origination fee or prepayment penalty
• Cons:
  • No co-signers permitted

Fifth Third Bank offers fast and convenient secured personal loan.

The Bank offers loans from $2,000 to $500,000.

The APR range is from 5.14% to 8.64%. Loan terms are available for 12 or 60 months.

The Bank charges a late fee, but only if you do not pay after the 10-day grace period. The actual fee is not disclosed.