Major Purchase from Credit Direct®

Major Purchase from Credit Direct® - see full info about rates, terms, credit score.

Updated December 12, 2022
Advertiser Disclosure
4.64 out of 5
Learn more

Check your personal loan rates

scorer
APR Range
4.99 - 29.99%
scorer
Amount
up to $40,000
scorer
Term
up to 60 months
scorer
Minimum credit score:
Poor (300-579)
scorer
No early payoff penalty
scorer
No origination fee
See full info about rates in different states

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Options

  • Loan purpose:
    Major Purchase
  • Lender:
    Credit Direct®
  • Credit Level:
    Poor (300-579)
  • When funds are available:
    1 business day.

Fees

  • Early payment fee
    No early payment fee.

Pros & Cons

Pros:
  • Fast funding
Cons:
  • Available in just 11 states

Rates

Rates
4.99 - 29.99%
Term
12 - 60 months
Loan Amount
$1,000 - $40,000
List of states where Credit Direct® loan is not available:
  • Alaska
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Dakota
  • Ohio
  • Oregon
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • Requirements Description
    • 2 months of any/all bank statements
    • 1 months worth of ALL pay stubs
    • Most recent W2
    • Copy of Government Issued ID (typically driver’s license or passport)

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Description

  • Loans funded by Credit Direct® offer fixed interest rates from 4.99% APR to 29.99% APR for loan amounts from $1,000 to $40,000.

    Loan repayment terms range from 12 months to 60 months. There are no administration fees.

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