Best Unsecured Loans of August 2021: Compare Options

Compare unsecured personal loans on Myfin.us.

Updated August 01, 2021
Showing 46 personal loans for best unsecured personal loans
APR
160 %
Term
0.75 - 1.5years
Loan amount
$500 - $4,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Major Purchase, Moving Expenses (Relocation)
  • Pros:
    • Fast approval and funding
    • No prepayment fee
  • Cons:
    • High APR

OppLoans personal loans are designed for people with bad credit.

OppLoans personal loans range from $500 to $4000. The loan may be funded as quickly as the next business day.

OppLoans does not charge a prepayment penalty.

Apply now
APR
5.97 - 29.99 %
Term
3 - 5years
Loan amount
$2,000 - $45,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    1 - 6%
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Home Improvement Loan
  • Pros:
    • No Prepayment Fee
    • Autopay Discount
    • Fast approval and funding
    • Simple application process
  • Cons:
    • Origination Fee
    • No secured loan options

RocketLoans offers personal loans to qualified borrowers with fair to excellent credit score who need to borrow up to $45,000.

The loan is not available in Iowa, Nevada, West Virginia.

Rates range from 5.97% (with autopay) to 29.99% (without it). The loan origination fee ranges from 1% to 6%.

Apply now
APR
5.99 - 17.99 %
Term
3 - 5years
Loan amount
$500 - $35,000
  • Minimum credit:
    scorer
    Good (670-739)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1-2 business days.
  • Loan Purpose:
    Medical (Dental) Loan
  • Pros:
    • Fast approval and funding
    • Simple application process
    • No Origination Fees
  • Cons:
    • No Autopay Discount
    • For PenFed customers only
    • Extra Fees
    • 24/7 customer service

PenFed Credit Union offers loans in all 50 states.

All loans are subject to a minimum monthly payment of $50.

PenFed Credit Union offers personal loans up to $35,000, with terms of 36 - 60 months. The interest rates range from 5.99% to 17.99%.

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APR
7.95 - 35.99 %
Term
3 - 5years
Loan amount
$2,000 - $40,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    2.41 - 5%
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • Fast approval and funding
    • Simple application process
  • Cons:
    • Origination fee
    • Extra Fees
    • No Autopay Discount
    • Not available in all states

Prosper offers personal loans with fixed-rate APRs that vary from 7.95% to 35.99%. Loan terms are available for 3 or 5 years.

All applicants must have a minimum credit score of 640.

Prosper offers fixed-rate APRs that vary from 7.95% to 35.99%. Loan terms are available for 3 or 5 years.

The origination fee ranges from 2.41% to 5%. Prosper charges $15 for failed payments or returned checks. Payments that are 15 or more days late are assessed a late fee.

If you don't qualify for a personal loan with Prosper, consider applying with a co-applicant.

Apply now
APR
7.95 - 35.99 %
Term
3 - 5years
Loan amount
$2,000 - $40,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    2.41 - 5%
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Debt Consolidation Loan
  • Pros:
    • A clear payment plan
    • A set payoff date
    • Fast approval and funding
    • Simple application process
  • Cons:
    • Origination fee
    • Extra Fees
    • No Autopay Discount
    • Not available in all states

Prosper offers personal loans with fixed-rate APRs that vary from 7.95% to 35.99%. Loan terms are available for 3 or 5 years.

All applicants must have a minimum credit score of 640.

Prosper offers fixed-rate APRs that vary from 7.95% to 35.99%. Loan terms are available for 3 or 5 years.

The origination fee ranges from 2.41% to 5%. Prosper charges $15 for failed payments or returned checks. Payments that are 15 or more days late are assessed a late fee.

If you don't qualify for a personal loan with Prosper, consider applying with a co-applicant.

Apply now
APR
7.95 - 35.99 %
Term
3 - 5years
Loan amount
$2,000 - $40,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    2.41 - 5%
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Home Improvement Loan
  • Pros:
    • Fast approval and funding
    • Simple application process
    • A clear payment plan
    • A set payoff date
  • Cons:
    • Origination fee
    • Extra Fees
    • No Autopay Discount
    • Not available in all states

Prosper offers personal loans with fixed-rate APRs that vary from 7.95% to 35.99%. Loan terms are available for 3 or 5 years.

All applicants must have a minimum credit score of 640.

Prosper offers fixed-rate APRs that vary from 7.95% to 35.99%. Loan terms are available for 3 or 5 years.

The origination fee ranges from 2.41% to 5%. Prosper charges $15 for failed payments or returned checks. Payments that are 15 or more days late are assessed a late fee.

If you don't qualify for a personal loan with Prosper, consider applying with a co-applicant.

Apply now
APR
6.99 - 24.99 %
Term
3 - 7years
Loan amount
$2,500 - $35,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • No Origination Fee
    • Fast payment
    • Flexible repayment terms
  • Cons:
    • Late Payment Fee
    • No secured loan options
    • No cosigners allowed

Discover Bank offers interest rates from 6.99% to 24.99%. Discover offers personal loans of up to $35,000 in 50 states.

The bank doesn't offer bad credit loans.

Discover offers a 30-day money-back guarantee on its loans. You can return the loan funds within 30 days without paying any interest.

Discover charges a $39 late fee.

Apply now
APR
6.99 - 24.99 %
Term
3 - 7years
Loan amount
$2,500 - $35,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Home Improvement Loan
  • Pros:
    • No Origination Fee
    • Fast payment
    • Flexible repayment terms
  • Cons:
    • Late Payment Fee
    • No secured loan options
    • No cosigners allowed

Discover Bank offers interest rates from 6.99% to 24.99%. Discover offers personal loans of up to $35,000 in 50 states.

The bank doesn't offer bad credit loans.

Discover offers a 30-day money-back guarantee on its loans. You can return the loan funds within 30 days without paying any interest.

Discover charges a $39 late fee.

Apply now
APR
6.99 - 24.99 %
Term
3 - 7years
Loan amount
$2,500 - $35,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Debt Consolidation Loan
  • Pros:
    • No Origination Fee
    • Fast payment
    • Flexible repayment terms
  • Cons:
    • Late Payment Fee
    • No secured loan options
    • No cosigners allowed

Discover Bank offers interest rates from 6.99% to 24.99%. Discover offers personal loans of up to $35,000 in 50 states.

The bank doesn't offer bad credit loans.

Discover offers a 30-day money-back guarantee on its loans. You can return the loan funds within 30 days without paying any interest.

Discover charges a $39 late fee.

Apply now
APR
6.99 - 24.99 %
Term
3 - 7years
Loan amount
$2,500 - $35,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Travel
  • Pros:
    • No Origination Fee
    • Fast payment
    • Flexible repayment terms
  • Cons:
    • Late Payment Fee
    • No secured loan options
    • No cosigners allowed

Discover Bank offers interest rates from 6.99% to 24.99%. Discover offers personal loans of up to $35,000 in 50 states.

The bank doesn't offer bad credit loans.

Discover offers a 30-day money-back guarantee on its loans. You can return the loan funds within 30 days without paying any interest.

Discover charges a $39 late fee.

Apply now
Search for best loan
Showing 46 personal loans
Amount
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Credit Score
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Loan Purpose
  • Personal Loan
  • Home Improvement Loan
  • Medical (Dental) Loan
  • Debt Consolidation Loan
  • Major Purchase
  • Refinance Credit Card
  • Moving Expenses (Relocation)
  • Travel
  • Other