Product from Best Egg

Personal Loan from Best Egg - see full info about rates, terms, credit score.

Updated February 08, 2023
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2.97 out of 5
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On partner's site

Check your personal loan rates

scorer
APR Range
7.99 - 35.99%
scorer
Amount
up to $50,000
scorer
Term
up to 60 months
scorer
Minimum credit score:
Good (670-739)
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No early payoff penalty
See full info about rates in different states

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Options

  • Loan purpose:
    Personal Loan
  • Lender:
    Marlette Funding, LLC
  • Bank:
    Cross River Bank
  • Credit Level:
    Good (670-739)
  • When funds are available:
    1-3 business days.

Fees

  • Origination fee
    0.99 - 8.99%
  • Early payment fee
    No early payment fees.
  • Late fee
    $15

Pros & Cons

Pros:
  • Fast approval
  • Low fixed rates
  • Fast funding
Cons:
  • Fee charged

Rates

Rates
7.99 - 35.99%
Term
36 - 60 months
Loan Amount
$2,000 - $50,000
Special conditions in the states listed below:
  • Georgia have a minimum loan amount of $3,000
  • Massachusetts have a minimum loan amount of $6,500
  • New Mexico have a minimum loan amount of $5,000
  • Ohio have a minimum loan amount of $5,000
List of states where Best Egg loan is not available:
  • District of Columbia
  • Iowa
  • Vermont
  • West Virginia
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • What you need to get approved (Qualifications)
    700 FICO® score
  • Second loan
    Your total existing Best Egg loan balances cannot exceed $50,000.
  • Requirements Description
    • Сontact information (address, phone number, and email)
    • Date of birth
    • Your social security number

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Description

  • Best Egg is a national online lending platform offering personal loans starting at $2,000 for a variety of purposes.

    Best Egg’s personal loans are ideal for consolidating debt or funding major expenses. Borrowers cannot use loans toward securities or postsecondary educational expenses.

    There are no prepayment penalties, so you can pay off the loan ahead of schedule without extra fees.

    Best Egg origination fees vary from 0.99% to 8.99%.

    The quote you receive is based on multiple factors, including: Credit score and history, Income, Debt obligations, Loan amount, Repayment term (36 vs. 60 months).

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