Best Student Loans of October 2024

Find your Best Student Loans of October 2024 on Myfin.us.

Updated October 16, 2024
Showing 42 student loans
Student Loan Refinance
Variable APR
2.72 - 5.52%
Fixes APR
3.44 - 6.24%
with Autopay
Amount
$10,000 - $75,000
  • Term:
    3 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Undergraduate&Graduate
  • Grace period:
    N/A months
  • Pros:
    • Autopay discount
    • No application or origination fees
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC bank provides loans with rates between 3.44% and 6.24% Fixed, 2.22% and 5.02% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. Loan maximum: $75,000.

PNC does not have application fees, origination fees or prepayment penalties.

See PNC full product review
Undergraduate Student Loan
Variable APR
N/A
Fixes APR
9.49 - 10.41%
with Autopay
Amount
$2,001 - $100,000
  • Term:
    3 - 10 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    No
  • Funds available in:
    2-10 weeks.
  • Degree:
    Undergraduate
  • Grace period:
    6 months
  • Pros:
    • No credit history or co-signer
    • Up to 1.50% of available rate discounts
  • Cons:
    • High origination fee

MPOWER Financing offers private student loans to undergraduate and graduate students with terms up to 10 years. You can borrow with a fixed interest rate of 9.99% (10.91% APR).

All borrowers can qualify for discounts of up to 1.5%. If you qualify for all these discounts, your rate will be 8.49% (9.56% APR).

See MPOWER full product review
Graduate Student Loan
Variable APR
N/A
Fixes APR
7.49 - 8.39%
with Autopay
Amount
$2,001 - $100,000
  • Term:
    3 - 10 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    No
  • Funds available in:
    2-10 weeks.
  • Degree:
    Graduate
  • Grace period:
    6 months
  • Pros:
    • No credit history or co-signer
    • Up to 1.50% of available rate discounts
  • Cons:
    • High origination fee

MPOWER Financing offers private student loans to undergraduate and graduate students with terms up to 10 years. You can borrow with a fixed interest rate of 7.99% (8.89% APR).

All borrowers can qualify for discounts of up to 1.5%. If you qualify for all these discounts, your rate will be 6.49% (7.52% APR).

See MPOWER full product review
Student Loan Refinance
Variable APR
2.39 - 6.01%
Fixes APR
2.47 - 5.99%
Amount
$15,000 - 100%
  • Term:
    5 - 20 years
  • Minimum credit:
    scorer
    Good (670-739)
  • Co-signer required:
    No
  • Funds available in:
    1-3 business days.
  • Degree:
    Graduate
  • Grace period:
    N/A months
  • Pros:
    • Online application
    • No Application, Origination, or Prepayment Fees
    • Loans are available in all states
  • Cons:
    • Late Payment Fee
    • Returned Check Fee

Education Loan Finance is a nationwide student loan debt consolidation and refinance program.

The APR range: 2.47% to 5.99% (Fixed), 2.39% to 6.01% (Variable). The minimum refinancing amount is $15,000.

There is no application or origination fee.

See ELFI full product review
Graduate Student Loan
Variable APR
1.2 - 18%
Fixes APR
3.2%
Amount
$1,000 - 100%
  • Term:
    5 - 15 years
  • Minimum credit:
    scorer
    Good (670-739)
  • Co-signer required:
    No
  • Funds available in:
    1-3 business days.
  • Degree:
    Graduate
  • Grace period:
    N/A months
  • Pros:
    • Online application
    • No Application, Origination, or Prepayment Fees
    • Loans are available in all states
  • Cons:
    • Late Payment Fee
    • Returned Check Fee

Education Loan Finance offers Fixed and Variable loans from $1,000. Terms are 5 to 15 years.

The APR range starts from 3.20% (Fixed), 1.20% to 18.00% (Variable).

See ELFI full product review
Undergraduate Student Loan
Variable APR
1.2 - 18%
Fixes APR
3.2%
Amount
$1,000 - 100%
  • Term:
    5 - 15 years
  • Minimum credit:
    scorer
    Good (670-739)
  • Co-signer required:
    No
  • Funds available in:
    1-3 business days.
  • Degree:
    Undergraduate
  • Grace period:
    N/A months
  • Pros:
    • Online application
    • No Application, Origination, or Prepayment Fees
    • Loans are available in all states
  • Cons:
    • Late Payment Fee
    • Returned Check Fee

Education Loan Finance offers Fixed and Variable loans from $1,000. Terms are 5 to 15 years.

The APR range: from 3.20% (Fixed), 1.20% to 18.00% (Variable).

See ELFI full product review
Medical Residency
Variable APR
2.46 - 9.46%
Fixes APR
3.49 - 10.49%
with Autopay
Amount
$1,000 - $15,000
  • Term:
    0.5 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Undergraduate&Graduate
  • Grace period:
    6 months
  • Pros:
    • Autopay discount
    • No application or origination fees
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.

Annuall Loan Limit Residency loan range: $1,000 to $15,000. Maximum aggregate educational debt (including both federal and private student loans): $225,000.

See PNC full product review
Graduate Student Loan
Variable APR
2.46 - 9.46%
Fixes APR
3.49 - 10.49%
with Autopay
Amount
$1,000 - $65,000
  • Term:
    0.5 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Graduate
  • Grace period:
    6 months
  • Pros:
    • Autopay discount
    • No application or origination fees
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC Student Loan is a good option for graduate students.

PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.

Annual loan maximum: $65,000. Maximum aggregate educational debt (including federal and private student loans): $225,000.

See PNC full product review
Health and Medical Professions Student Loan
Variable APR
2.46 - 9.46%
Fixes APR
3.49 - 10.49%
with Autopay
Amount
$1,000 - $65,000
  • Term:
    0.5 - 15 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    Yes
  • Degree:
    Undergraduate&Graduate
  • Grace period:
    6 months
  • Pros:
    • Autopay discount
    • No application or origination fees
  • Cons:
    • Limited loan terms
    • Extra Fees

PNC Health and Medical Professions Student Loan is a good option for graduate and undergraduate students.

PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.

Annual loan maximum: $50,000 for undergraduates and $65,000 for graduate students. Maximum aggregate educational debt (including federal and private student loans): $225,000.

See PNC full product review
International Graduate Student Loan
Variable APR
N/A
Fixes APR
11.49 - 12.44%
with Autopay
Amount
$2,001 - $100,000
  • Term:
    3 - 10 years
  • Minimum credit:
    scorer
    Poor (300-579)
  • Co-signer required:
    No
  • Funds available in:
    2-10 weeks.
  • Degree:
    Graduate
  • Grace period:
    6 months
  • Pros:
    • No credit history or co-signer
    • Up to 1.50% of available rate discounts
  • Cons:
    • High origination fee

MPOWER Financing offers private student loans to undergraduate and graduate students with terms up to 10 years. You can borrow with a fixed interest rate of 11.99% (12.94% APR).

All borrowers can qualify for discounts of up to 1.5%. If you qualify for all these discounts, your rate will be 10.49% (11.59% APR).

See MPOWER full product review
Search for best loan
Showing 42 student loans
Amount
$
Credit Score
State
  • Alabama
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  • California
  • Colorado
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  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
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  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
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  • Nevada
  • New Hampshire
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  • New York
  • North Carolina
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  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming
Degree
  • Undergraduate
  • Graduate
  • Undergraduate&Graduate