Best Student Loans of December 2024
Find your Best Student Loans of December 2024 on Myfin.us.
- Term:3 - 15 years
- Minimum credit:Poor (300-579)
- Co-signer required:Yes
- Degree:Undergraduate&Graduate
- Grace period:N/A months
- Pros:
- Autopay discount
- No application or origination fees
- Cons:
- Limited loan terms
- Extra Fees
PNC bank provides loans with rates between 3.44% and 6.24% Fixed, 2.22% and 5.02% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. Loan maximum: $75,000.
PNC does not have application fees, origination fees or prepayment penalties.
- Term:3 - 10 years
- Minimum credit:Poor (300-579)
- Co-signer required:No
- Funds available in:2-10 weeks.
- Degree:Undergraduate
- Grace period:6 months
- Pros:
- No credit history or co-signer
- Up to 1.50% of available rate discounts
- Cons:
- High origination fee
MPOWER Financing offers private student loans to undergraduate and graduate students with terms up to 10 years. You can borrow with a fixed interest rate of 9.99% (10.91% APR).
All borrowers can qualify for discounts of up to 1.5%. If you qualify for all these discounts, your rate will be 8.49% (9.56% APR).
- Term:3 - 10 years
- Minimum credit:Poor (300-579)
- Co-signer required:No
- Funds available in:2-10 weeks.
- Degree:Graduate
- Grace period:6 months
- Pros:
- No credit history or co-signer
- Up to 1.50% of available rate discounts
- Cons:
- High origination fee
MPOWER Financing offers private student loans to undergraduate and graduate students with terms up to 10 years. You can borrow with a fixed interest rate of 7.99% (8.89% APR).
All borrowers can qualify for discounts of up to 1.5%. If you qualify for all these discounts, your rate will be 6.49% (7.52% APR).
- Term:5 - 20 years
- Minimum credit:Good (670-739)
- Co-signer required:No
- Funds available in:1-3 business days.
- Degree:Graduate
- Grace period:N/A months
- Pros:
- Online application
- No Application, Origination, or Prepayment Fees
- Loans are available in all states
- Cons:
- Late Payment Fee
- Returned Check Fee
Education Loan Finance is a nationwide student loan debt consolidation and refinance program.
The APR range: 2.47% to 5.99% (Fixed), 2.39% to 6.01% (Variable). The minimum refinancing amount is $15,000.
There is no application or origination fee.
- Term:5 - 15 years
- Minimum credit:Good (670-739)
- Co-signer required:No
- Funds available in:1-3 business days.
- Degree:Graduate
- Grace period:N/A months
- Pros:
- Online application
- No Application, Origination, or Prepayment Fees
- Loans are available in all states
- Cons:
- Late Payment Fee
- Returned Check Fee
Education Loan Finance offers Fixed and Variable loans from $1,000. Terms are 5 to 15 years.
The APR range starts from 3.20% (Fixed), 1.20% to 18.00% (Variable).
- Term:5 - 15 years
- Minimum credit:Good (670-739)
- Co-signer required:No
- Funds available in:1-3 business days.
- Degree:Undergraduate
- Grace period:N/A months
- Pros:
- Online application
- No Application, Origination, or Prepayment Fees
- Loans are available in all states
- Cons:
- Late Payment Fee
- Returned Check Fee
Education Loan Finance offers Fixed and Variable loans from $1,000. Terms are 5 to 15 years.
The APR range: from 3.20% (Fixed), 1.20% to 18.00% (Variable).
- Term:0.5 - 15 years
- Minimum credit:Poor (300-579)
- Co-signer required:Yes
- Degree:Undergraduate&Graduate
- Grace period:6 months
- Pros:
- Autopay discount
- No application or origination fees
- Cons:
- Limited loan terms
- Extra Fees
PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.
Annuall Loan Limit Residency loan range: $1,000 to $15,000. Maximum aggregate educational debt (including both federal and private student loans): $225,000.
- Term:0.5 - 15 years
- Minimum credit:Poor (300-579)
- Co-signer required:Yes
- Degree:Graduate
- Grace period:6 months
- Pros:
- Autopay discount
- No application or origination fees
- Cons:
- Limited loan terms
- Extra Fees
PNC Student Loan is a good option for graduate students.
PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.
Annual loan maximum: $65,000. Maximum aggregate educational debt (including federal and private student loans): $225,000.
- Term:0.5 - 15 years
- Minimum credit:Poor (300-579)
- Co-signer required:Yes
- Degree:Undergraduate&Graduate
- Grace period:6 months
- Pros:
- Autopay discount
- No application or origination fees
- Cons:
- Limited loan terms
- Extra Fees
PNC Health and Medical Professions Student Loan is a good option for graduate and undergraduate students.
PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.
Annual loan maximum: $50,000 for undergraduates and $65,000 for graduate students. Maximum aggregate educational debt (including federal and private student loans): $225,000.
- Term:3 - 10 years
- Minimum credit:Poor (300-579)
- Co-signer required:No
- Funds available in:2-10 weeks.
- Degree:Graduate
- Grace period:6 months
- Pros:
- No credit history or co-signer
- Up to 1.50% of available rate discounts
- Cons:
- High origination fee
MPOWER Financing offers private student loans to undergraduate and graduate students with terms up to 10 years. You can borrow with a fixed interest rate of 11.99% (12.94% APR).
All borrowers can qualify for discounts of up to 1.5%. If you qualify for all these discounts, your rate will be 10.49% (11.59% APR).