Student Loan Refinance from PNC
Updated November 22, 2021
Learn more
Check your student loan rates
Fixed APR
3.44 - 6.24%
Variable APR
2.72 - 5.52%
Amount
up to $75,000
Grace period
N/A
Degree
Undergraduate&Graduate
Co-signer required
Yes
See full info about rates in different states
Options
- Degree:Undergraduate&Graduate
- Bank:PNC
- Credit Level:Poor (300-579)
Fees
- Origination feeNo origination fee.
- Application feeNo application fees.
- Early payment feeNo early payment fees.
- Late fee$5
Pros & Cons
Pros:
- Autopay discount
- No application or origination fees
Cons:
- Limited loan terms
- Extra Fees
Variable rates
| Loan amount | Loan term (months) | |||||
|---|---|---|---|---|---|---|
| 36-60 | 36-120 | 36-180 | ||||
| $10,000 - $75,000 | 2.72% - 4.02% | 3.97% - 5.27% | 4.22% - 5.52% | |||
Fixed Rates
| Loan amount | Loan term (months) | |||||
|---|---|---|---|---|---|---|
| 36-60 | 36-120 | 36-180 | ||||
| $10,000 - $75,000 | 3.44% - 4.74% | 4.69% - 5.99% | 4.94% - 6.24% | |||
* In case of using Autopay service your rate is reduced by 0.5%
View all Rates & Fees Requirements
- Requirements Description
- Personal information (Name, Surname, Social Security number, driver's license or State ID, date of birth).
- Home phone number, home address and the number of years you lived there.
- Information like your school's name, major and degree type.
- School enrollment date, academic term(s) that the loan will cover (full year, one semester, etc.) as well as expected graduation date.
- Information like your mortgage or rent payments, where you work and how much you make per year.
- Email for your co-signer (if applicable).
Description
PNC bank provides loans with rates between 3.44% and 6.24% Fixed, 2.22% and 5.02% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. Loan maximum: $75,000.
PNC does not have application fees, origination fees or prepayment penalties.