Best No Annual Fee Credit Cards 2021

Updated May 11, 2021
Best pick for...
Citi Double Cash best for Cash Back, No Annual Fee
Chase Freedom Flex℠ best for Cash Back
Chase Freedom Unlimited® best for Cash Back
Wells Fargo Propel American Express® best for No Annual Fee, Travel
Discover Bank Discover it® Cash Back best for Cash Back
Discover Bank Discover it® Secured best for For bad credit
American Express Blue Cash Everyday® best for Gas, Families, Shopping, Groceries
Citi Costco Anywhere Visa® best for Cash Back
Discover Bank Discover it® Student chrome best for College
WebBank Petal® 2 “Cash Back, No Fees” Visa® best for Beginner, No history
Showing 46 cards
Sort by: Featured

Double Cash from Citi

Cash BackNo Annual Fee
Double Cash Citi
  • Rewards Rate:
    • 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.
Regular APR:
13.99% - 23.99%
Annual Fee:
None
Credit Score
Excellent (740-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Chase Freedom Flex℠
  • Rewards Rate:
    • 5% Cash Back on up to $1,500 on combined purchases in bonus categories each quarter you activate.
    • 5% Cash Back on travel purchased through Chase Ultimate Rewards.
    • 3% Cash Back on dining at restaurants, including takeout and eligible delivery services.
    • 3% Cash Back on drugstore purchases.
    • 1% Cash Back on all other purchases.
Regular APR:
14.99% - 23.74%
Annual Fee:
None
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Chase Freedom Unlimited®
  • Rewards Rate:
    • 5% Cash Back on travel purchased through Chase Ultimate Rewards.
    • 3% Cash back on dining at restaurants, including takeout and eligible delivery services.
    • 3% Cash Back on drugstore purchases.
    • 1.5% Cash Back on all other purchases.
Regular APR:
14.99% - 23.74%
Annual Fee:
None
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Wells Fargo Propel American Express®
  • Rewards Rate:
    • 3x Points on eating out and ordering in.
    • 3x Points on popular streaming services.
    • 3x Points on gas stations, rideshares and transit.
    • 3x Points on travel including flights, hotels, homestays and car rentals.
    • 1x Points on other purchases.
Regular APR:
14.49% - 24.99%
Annual Fee:
None
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Discover it® Cash Back Discover Bank
  • Rewards Rate:
    • 5% Cash Back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
    • 1% Cash Back on all other purchases.
Regular APR:
11,99% - 22,99%
Annual Fee:
None
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Discover it® Secured Discover Bank
  • Rewards Rate:
    • 2% Cash Back at gas stations and restaurants on up to $1,000 in purchases each quarter.
    • 1% Cash Back on all other purchases.
Regular APR:
22,99%
Annual Fee:
None
Credit Score
Poor (300-579)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card

Blue Cash Everyday® from American Express

GasFamiliesShoppingGroceries
Blue Cash Everyday® American Express
  • Rewards Rate:
    • 3% Cash Back on Groceries, on up to $6,000 per year in purchases.
    • 2% Cash Back on Gas.
    • 2% Cash Back at Select Department Stores.
    • 1% Cash Back on Other Purchases.
    • 1% Cash Back at U.S. supermarkets after the first year.
Regular APR:
13.99% - 23.99%
Annual Fee:
None
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Costco Anywhere Visa® Citi
  • Rewards Rate:
    • 4% Cash Back on eligible gas, including gas at Costco for the first $7,000 per year and then 1% thereafter.
    • 3% Cash Back on restaurants and eligible travel purchase worldwide.
    • 2% Cash Back on all other purchases from Costco and Costco.com.
    • 1% Cash Back on all other purchases.
Regular APR:
15.24%
Annual Fee:
None
Credit Score
Excellent (740-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Discover it® Student chrome Discover Bank
  • Rewards Rate:
    • 2% Cash Back at gas stations and restaurants.
    • 1% Cash Back on all other purchases like books, groceries and college staples with the student Discover® card designed for your lifestyle in college and beyond.
Regular APR:
12,99% - 21,99%
Annual Fee:
None
Credit Score
No Credit History to Poor (0-579)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Petal® 2 “Cash Back, No Fees” Visa® WebBank
  • Rewards Rate:
    • 1% - 1.5%:
    • Cash Back after making 12 on-time monthly payments.
    • 2% - 10%:
    • Cash Back from select merchants.
Regular APR:
12.99% - 26.99%
Annual Fee:
None
Credit Score
Excellent (740-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
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