Best Credit Cards for Nonprofits of March 2025

Compare nonprofits credit cards on Myfin.us.

Updated March 21, 2025

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Best Credit Cards for Nonprofits in March 2025

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Citi Costco Anywhere Visa® Business

Annual fee:

Regular APR:

19.49% - 27.49% Variable

Our Rating:

4.12

Credit score

Excellent (740-799)

Rewards Rate:
- 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco, for the first $7,000 per year and then 1% thereafter.
- 3% Cash Back on restaurant and eligible travel purchases worldwide.
- 2% Cash Back on all other purchases from Costco and Costco.com.
- 1% Cash Back on all other purchases.

Issuer name:
Citi
Details:
The Citi Costco Anywhere Visa® Business Credit Card earns 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco (for the first $7,000 per year and then 1% thereafter).
The Card offers 3% Cash Back on restaurant and eligible travel purchases worldwide, 2% Cash Back on all other purchases from Costco and Costco.com and 1% Cash Back on all other purchases.
The Citi Costco Anywhere Visa® Business doesn't charge an annual fee. The standard variable APR for purchases is 19.49% - 27.49%.

Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- Balance transfers are not available
- No welcome bonus

Benefits:
- 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco (for the first $7,000 per year and then 1% thereafter);
- 3% Cash Back on restaurant and eligible travel purchases worldwide;
- 2% Cash Back on all other purchases from Costco and Costco.com;
- 1% Cash Back on all other purchases;
- Digital Wallets;
- Damage & Theft Purchase Protection;
- Citi Entertainment®.

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Card detail

Capital One Spark Cash Plus

Annual fee:

$150 annually

Regular APR:

None *

Our Rating:

3.62

Credit score

Excellent (740-799)

Rewards Rate:
- 5% Cash Back on hotels and rental cars booked through Capital One Travel.
- 2% Cash Back for your business on every purchase.
Intro Offer:
- $2,000 Cash Bonus once you spend $30,000 in the first 3 months.
- $2,000 Earn an additional $2,000 bonus for every $500,000 spent in the first year.
Purchase Intro APR:
None *
Balance Transfer APR:
None *

Issuer name:
Capital One
Details:
The Capital One® Spark Cash Plus Credit Card earns 5% Cash Back on hotels and rental cars booked through Capital One Travel and 2% Cash Back on every purchase.
The Card has no APR because your balance is due in full every month.
Earn $ 2,000 Cash Bonus once you spend $30,000 in the first 3 months. Earn an additional $2,000 bonus for every $500,000 spent in the first year.
The Card's annual fee is $150.

Pros:
- No foreign transaction fees
Cons:
- Annual Fee

Benefits:
- $2,000 cash bonus when you spend $30,000 in the first 3 months;
- $2,000 bonus (additional) for every $500,000 spent in the first year;
- $150 cash bonus every year you spend $150,000 or more;
- 5% Cash Back on hotels and rental cars booked through Capital One Travel;
- 2% Cash Back on every purchase;
- Roadside Assistance;
- Free Employee Cards;
- Extended Warranty;
- $0 Fraud Liability.

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Card detail

BMO Harris Bank Business Platinum Mastercard®

Annual fee:

Regular APR:

16.49% - 25.49% Variable

Our Rating:

3.72

Credit score

Good to Excellent (670-799)

Purchase Intro APR:
0% Introductory APR for 18 months from account opening date
Balance Transfer APR:
16.49% - 25.49% Variable

Issuer name:
BMO Harris Bank
Details:
The BMO Harris Bank Business Platinum Mastercard® Credit Card doesn't charge an annual fee.
Save up to 25% at 40,000+ merchants – including gas, meals, office supplies, hotels and more – with Mastercard Easy Savings®.
Get up to 20 additional cards so employees can easily make purchases and earn points on behalf of your business.
The Card has a 0% introductory APR period for 18 months on purchases. In addition, there is a 0% introductory APR period for 18 months on balance transfers made within 90 days of account opening. After that, the variable APR is 16.49% - 25.49%.

Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee

Benefits:
- Save up to 25% at 40,000+ merchants;
- Extended Warranty;
- Zero Liability;
- Digital Payments;
- MasterRental®;
- Mastercard Global Service™;
- Master RoadAssist®;
- Travel Assistance Services;
- Priceless® Cities;
- Mastercard Easy Savings®;
- Discounts on Intuit Quickbooks and TurboTax;
- Up to 20 additional cards;
- $600 cell phone protection.

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Card detail

BMO Harris Bank Business Platinum Rewards Mastercard®

Annual fee:

Regular APR:

20.49% - 29.49% Variable

Our Rating:

4.66

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 1.5x Points for every $1 spent on all purchases.
Intro Offer:
- 25,000x Bonus rewards points when you spend $3,000 within 3 months of account opening.
Purchase Intro APR:
0% Introductory APR for nine months from account opening date
Balance Transfer APR:
20.49% - 29.49% Variable

Issuer name:
BMO Harris Bank
Details:
The BMO Harris Bank Business Platinum Rewards Mastercard® Credit Card earns 25,000 points when you spend $3,000 within 3 months of account opening. The Card offers 1.5x points for every $1 spent on all purchases.
The Card doesn't charge an annual fee.
Save up to 25% at 40,000+ merchants – including gas, meals, office supplies, hotels and more – with Mastercard Easy Savings®.
Get up to 20 additional cards so employees can easily make purchases and earn points on behalf of your business.
The Card has a 0% introductory APR period for 9 months on purchases. In addition, there is a 0% introductory APR period for 9 months on balance transfers made within 90 days of account opening. After that, the variable APR is 20.49% - 29.49%.

Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee

Benefits:
- 25,000 points (when you spend $3,000 within 3 months of account opening);
- 1.5x points for every $1 spent on all purchases;
- Up to 25% at 40,000+ merchants;
- Up to 20 additional cards;
- $600 cell phone protection;
- Extended Warranty;
- Zero Liability;
- Travel Assistance Services;
- Master RoadAssist®;
- Priceless® Cities;
- Mastercard Easy Savings®.

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Card detail

Clearview® Federal Credit Union Business Platinum Mastercard®

Annual fee:

Regular APR:

7.24% Variable

Our Rating:

4.93

Credit score

Good (670-739)

Balance Transfer APR:
7.24% Variable

Issuer name:
Clearview® Federal Credit Union
Details:
The Clearview Business Platinum Mastercard Credit Card doesn't charge an annual fee.
The APR for purchases and balance transfers is 7.24% Variable.

Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee

Benefits:
- Travel accident insurance;
- Additional cards available for your employees;
- Free anti-fraud protection and 24/7 card security services from Mastercard;
- Mastercard Airport Concierge™;
- MasterRental™ Insurance;
- Priceless Cities Offers & Experiences.

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Card detail

Kemba Financial Credit Union Premier Business Visa®

Annual fee:

Regular APR:

15.24% Variable

Our Rating:

3.35

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 1% Cash Back rewards on balance transfers in the first 90 days.
Balance Transfer APR:
15.24% Variable

Issuer name:
Kemba Financial Credit Union
Details:
The Kemba Premier Business Visa® Credit Card doesn't charge an annual fee. The APR for purchases and balance transfers is 15.24% Variable.

Pros:
- No Annual Fee
Cons:
- No Intro APR period

Benefits:
- 1% Cash Back on balance transfers in the first 90 days;
- Fraud protection.

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Card detail

Black Hills Federal Credit Union Visa Signature® Rewards Business

Annual fee:

Regular APR:

7.75% - 17.90% Variable

Our Rating:

3.78

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 1x Point on all purchases.
Balance Transfer APR:
7.75% - 17.90% Variable

Issuer name:
Black Hills Federal Credit Union
Details:
The Visa Signature® Rewards Business Credit Card from BHFCU doesn't charge an annual fee. The Card's APR is 7.75% - 17.90% (Variable).

Pros:
- No annual fee
- No cash advance fee
- No balance transfer fee
Cons:
- Foreign Transaction Fee

Benefits:
- 1x point on all purchases;
- 24 Hour Visa Signature Concierge;
- Auto Rental Collision Damage Waiver;
- $1 Million Travel Accident Insurance;
- Personal Identity Theft.

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Card detail

Black Hills Federal Credit Union Visa® Traditional Business

Annual fee:

Regular APR:

7.75% - 17.90% Variable

Our Rating:

3.49

Credit score

Fair to Good (580-739)

Balance Transfer APR:
7.75% - 17.90% Variable

Issuer name:
Black Hills Federal Credit Union
Details:
The Visa® Traditional Business Credit Card from BHFCU doesn't charge an annual fee. The Card's APR is 7.75% - 17.90% (Variable).

Pros:
- No annual fee
- No cash advance fee
- No balance transfer fee
Cons:
- Foreign Transaction Fee

Benefits:
- Auto Rental Collision Damage Waiver;
- $500,000 Travel Accident Insurance;
- Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more.

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Card detail

Black Hills Federal Credit Union Visa® Cash Back Business

Annual fee:

Regular APR:

7.75% - 17.90% Variable

Our Rating:

4.86

Credit score

Good (670-739)

Rewards Rate:
- 1.5% Cash Back on everyday purchases.
Purchase Intro APR:
2.90% Introductory APR for 12 months from account opening
Balance Transfer APR:
7.75% - 17.90% Variable

Issuer name:
Black Hills Federal Credit Union
Details:
The Visa® Cash Back Business Credit Card from BHFCU doesn't charge an annual fee.
Cardholders can enjoy an interest rate of 2.90% for both purchases and balance transfers for the first 12 months (7.75% - 17.90% Variable after that).

Pros:
- No annual fee
- No cash advance fee
- No balance transfer fee
Cons:
- Foreign Transaction Fee

Benefits:
- 1% Cash Back on everyday purchases;
- Travel Accident Insurance up to $500,000;
- Auto Rental Collision Damage Waiver;
- Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more.

View all Visa® Cash Back Business details

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Card detail

PNC BusinessOptions® Visa Signature®

Annual fee:

$0 - $500 annually

Regular APR:

16.24% - 22.24% Variable

Our Rating:

3.85

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 1.5% Cash Back on purchases.
Intro Offer:
- $750 Make at least $25,000 in qualifying purchases, using your new PNC BusinessOptions Visa credit card account, during the first three billing cycles following account opening.
Balance Transfer APR:
16.24% - 22.24% Variable

Issuer name:
PNC
Details:
The PNC BusinessOptions® Visa Signature® Credit Card earns 1.5% Cash Back on all purchases. You have the ability to choose your rewards program. The BusinessOptions® Visa Signature® allows you to choose between cash back, miles, and PNC points®.
The APR on purchases and balance transfers ranges from 16.24% to 22.24% (Variable APR).

Pros:
- No Foreign Transaction Fee
Cons:
- Annual Fee
- No Intro APR period

Benefits:
- $750 bonus;
- 1.5% Cash Back on purchases;
- Choose either a pay-in-full option or a revolving credit option to pay off your balance;
- Choice of 3 rewards programs;
- Ability to limit individual employee spending by merchant or purchase category;
- Visa Signature Travel Benefits.

View all BusinessOptions® Visa Signature® details

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Card detail

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