Best Credit Cards for Nonprofits of April 2026

Compare nonprofits credit cards on Myfin.us.

By Myfin Team
Updated April 22, 2026

Best Credit Cards for Nonprofits in April 2026

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Citi Costco Anywhere Visa® Business
Annual fee:
$0
Regular APR:
19.49% - 27.49% Variable
Our Rating:
4.12
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco, for the first $7,000 per year and then 1% thereafter.
    • 3% Cash Back on restaurant and eligible travel purchases worldwide.
    • 2% Cash Back on all other purchases from Costco and Costco.com.
    • 1% Cash Back on all other purchases.
  • Issuer name:
    Citi
  • Details:

    The Citi Costco Anywhere Visa® Business Credit Card earns 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco (for the first $7,000 per year and then 1% thereafter).

    The Card offers 3% Cash Back on restaurant and eligible travel purchases worldwide, 2% Cash Back on all other purchases from Costco and Costco.com and 1% Cash Back on all other purchases.

    The Citi Costco Anywhere Visa® Business doesn't charge an annual fee. The standard variable APR for purchases is 19.49% - 27.49%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • Balance transfers are not available
    • No welcome bonus
  • Benefits:
    • 4% Cash Back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco (for the first $7,000 per year and then 1% thereafter);
    • 3% Cash Back on restaurant and eligible travel purchases worldwide;
    • 2% Cash Back on all other purchases from Costco and Costco.com;
    • 1% Cash Back on all other purchases;
    • Digital Wallets;
    • Damage & Theft Purchase Protection;
    • Citi Entertainment®.
Card detail
Capital One® Spark Cash Plus
Annual fee:
$150 annually
Regular APR:
None *
Our Rating:
3.62
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
    • 2% Cash Back for your business on every purchase.
  • Intro Offer:
    • $2,000 Cash Bonus once you spend $30,000 in the first 3 months.
    • $2,000 Earn an additional $2,000 bonus for every $500,000 spent in the first year.
  • Purchase Intro APR:
    None *
  • Balance Transfer APR:
    None *
  • Issuer name:
    Capital One
  • Details:

    The Capital One® Spark Cash Plus Credit Card earns 5% Cash Back on hotels and rental cars booked through Capital One Travel and 2% Cash Back on every purchase.

    The Card has no APR because your balance is due in full every month.

    Earn $ 2,000 Cash Bonus once you spend $30,000 in the first 3 months. Earn an additional $2,000 bonus for every $500,000 spent in the first year.

    The Card's annual fee is $150.

  • Pros:
    • No foreign transaction fees
  • Cons:
    • Annual Fee
  • Benefits:
    • $2,000 cash bonus when you spend $30,000 in the first 3 months;
    • $2,000 bonus (additional) for every $500,000 spent in the first year;
    • $150 cash bonus every year you spend $150,000 or more;
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
    • 2% Cash Back on every purchase;
    • Roadside Assistance;
    • Free Employee Cards;
    • Extended Warranty;
    • $0 Fraud Liability.
Card detail
BMO Harris Bank Business Platinum Mastercard®
Annual fee:
$0
Regular APR:
16.49% - 25.49% Variable
Our Rating:
3.72
scorer
Credit score
Good to Excellent (670-799)
  • Purchase Intro APR:
    0% Introductory APR for 18 months from account opening date
  • Balance Transfer APR:
    16.49% - 25.49% Variable
  • Issuer name:
    BMO Harris Bank
  • Details:

    The BMO Harris Bank Business Platinum Mastercard® Credit Card doesn't charge an annual fee.

    Save up to 25% at 40,000+ merchants – including gas, meals, office supplies, hotels and more – with Mastercard Easy Savings®.

    Get up to 20 additional cards so employees can easily make purchases and earn points on behalf of your business.

    The Card has a 0% introductory APR period for 18 months on purchases. In addition, there is a 0% introductory APR period for 18 months on balance transfers made within 90 days of account opening. After that, the variable APR is 16.49% - 25.49%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Save up to 25% at 40,000+ merchants;
    • Extended Warranty;
    • Zero Liability;
    • Digital Payments;
    • MasterRental®;
    • Mastercard Global Service™;
    • Master RoadAssist®;
    • Travel Assistance Services;
    • Priceless® Cities;
    • Mastercard Easy Savings®;
    • Discounts on Intuit Quickbooks and TurboTax;
    • Up to 20 additional cards;
    • $600 cell phone protection.
Card detail
BMO Harris Bank Business Platinum Rewards Mastercard®
Annual fee:
$0
Regular APR:
20.49% - 29.49% Variable
Our Rating:
4.66
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5x Points for every $1 spent on all purchases.
  • Intro Offer:
    • 25,000x Bonus rewards points when you spend $3,000 within 3 months of account opening.
  • Purchase Intro APR:
    0% Introductory APR for nine months from account opening date
  • Balance Transfer APR:
    20.49% - 29.49% Variable
  • Issuer name:
    BMO Harris Bank
  • Details:

    The BMO Harris Bank Business Platinum Rewards Mastercard® Credit Card earns 25,000 points when you spend $3,000 within 3 months of account opening. The Card offers 1.5x points for every $1 spent on all purchases.

    The Card doesn't charge an annual fee.

    Save up to 25% at 40,000+ merchants – including gas, meals, office supplies, hotels and more – with Mastercard Easy Savings®.

    Get up to 20 additional cards so employees can easily make purchases and earn points on behalf of your business.

    The Card has a 0% introductory APR period for 9 months on purchases. In addition, there is a 0% introductory APR period for 9 months on balance transfers made within 90 days of account opening. After that, the variable APR is 20.49% - 29.49%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 25,000 points (when you spend $3,000 within 3 months of account opening);
    • 1.5x points for every $1 spent on all purchases;
    • Up to 25% at 40,000+ merchants;
    • Up to 20 additional cards;
    • $600 cell phone protection;
    • Extended Warranty;
    • Zero Liability;
    • Travel Assistance Services;
    • Master RoadAssist®;
    • Priceless® Cities;
    • Mastercard Easy Savings®.
Card detail
Clearview Business Platinum Mastercard®
Annual fee:
$0
Regular APR:
7.24% Variable
Our Rating:
4.93
scorer
Credit score
Good (670-739)
  • Balance Transfer APR:
    7.24% Variable
  • Issuer name:
    Clearview® Federal Credit Union
  • Details:

    The Clearview Business Platinum Mastercard Credit Card doesn't charge an annual fee.

    The APR for purchases and balance transfers is 7.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Travel accident insurance;
    • Additional cards available for your employees;
    • Free anti-fraud protection and 24/7 card security services from Mastercard;
    • Mastercard Airport Concierge™;
    • MasterRental™ Insurance;
    • Priceless Cities Offers & Experiences.
Card detail
Kemba Premier Business Visa®
Annual fee:
$0
Regular APR:
15.24% Variable
Our Rating:
3.35
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1% Cash Back rewards on balance transfers in the first 90 days.
  • Balance Transfer APR:
    15.24% Variable
  • Issuer name:
    Kemba Financial Credit Union
  • Details:

    The Kemba Premier Business Visa® Credit Card doesn't charge an annual fee. The APR for purchases and balance transfers is 15.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period
  • Benefits:
    • 1% Cash Back on balance transfers in the first 90 days;
    • Fraud protection.
Card detail
Black Hills Federal Credit Union Visa Signature® Rewards Business
Annual fee:
$0
Regular APR:
7.75% - 17.90% Variable
Our Rating:
3.78
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all purchases.
  • Balance Transfer APR:
    7.75% - 17.90% Variable
  • Issuer name:
    Black Hills Federal Credit Union
  • Details:

    The Visa Signature® Rewards Business Credit Card from BHFCU doesn't charge an annual fee. The Card's APR is 7.75% - 17.90% (Variable).

  • Pros:
    • No annual fee
    • No cash advance fee
    • No balance transfer fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1x point on all purchases;
    • 24 Hour Visa Signature Concierge;
    • Auto Rental Collision Damage Waiver;
    • $1 Million Travel Accident Insurance;
    • Personal Identity Theft.
Card detail
Black Hills Federal Credit Union Visa® Traditional Business
Annual fee:
$0
Regular APR:
7.75% - 17.90% Variable
Our Rating:
3.49
scorer
Credit score
Fair to Good (580-739)
  • Balance Transfer APR:
    7.75% - 17.90% Variable
  • Issuer name:
    Black Hills Federal Credit Union
  • Details:

    The Visa® Traditional Business Credit Card from BHFCU doesn't charge an annual fee. The Card's APR is 7.75% - 17.90% (Variable).

  • Pros:
    • No annual fee
    • No cash advance fee
    • No balance transfer fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Auto Rental Collision Damage Waiver;
    • $500,000 Travel Accident Insurance;
    • Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more.
Card detail
Black Hills Federal Credit Union Visa® Cash Back Business
Annual fee:
$0
Regular APR:
7.75% - 17.90% Variable
Our Rating:
4.86
scorer
Credit score
Good (670-739)
  • Rewards Rate:
    • 1.5% Cash Back on everyday purchases.
  • Purchase Intro APR:
    2.90% Introductory APR for 12 months from account opening
  • Balance Transfer APR:
    7.75% - 17.90% Variable
  • Issuer name:
    Black Hills Federal Credit Union
  • Details:

    The Visa® Cash Back Business Credit Card from BHFCU doesn't charge an annual fee.

    Cardholders can enjoy an interest rate of 2.90% for both purchases and balance transfers for the first 12 months (7.75% - 17.90% Variable after that).

  • Pros:
    • No annual fee
    • No cash advance fee
    • No balance transfer fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1% Cash Back on everyday purchases;
    • Travel Accident Insurance up to $500,000;
    • Auto Rental Collision Damage Waiver;
    • Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more.
Card detail
PNC BusinessOptions® Visa Signature®
Annual fee:
$0 - $500 annually
Regular APR:
16.24% - 22.24% Variable
Our Rating:
3.85
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Cash Back on purchases.
  • Intro Offer:
    • $750 Make at least $25,000 in qualifying purchases, using your new PNC BusinessOptions Visa credit card account, during the first three billing cycles following account opening.
  • Balance Transfer APR:
    16.24% - 22.24% Variable
  • Issuer name:
    PNC
  • Details:

    The PNC BusinessOptions® Visa Signature® Credit Card earns 1.5% Cash Back on all purchases. You have the ability to choose your rewards program. The BusinessOptions® Visa Signature® allows you to choose between cash back, miles, and PNC points®.

    The APR on purchases and balance transfers ranges from 16.24% to 22.24% (Variable APR).

  • Pros:
    • No Foreign Transaction Fee
  • Cons:
    • Annual Fee
    • No Intro APR period
  • Benefits:
    • $750 bonus;
    • 1.5% Cash Back on purchases;
    • Choose either a pay-in-full option or a revolving credit option to pay off your balance;
    • Choice of 3 rewards programs;
    • Ability to limit individual employee spending by merchant or purchase category;
    • Visa Signature Travel Benefits.
Card detail

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