Capital One Spark Cash Plus Review
Capital One Spark Cash Plus ā all information about the credit card.
- Rewards Rate:
- 5% Cash Back on hotels and rental cars booked through Capital One Travel.
- 2% Cash Back for your business on every purchase.
- Intro Offer:
- $2,000 Cash Bonus once you spend $30,000 in the first 3 months.
- $2,000 Earn an additional $2,000 bonus for every $500,000 spent in the first year.
- Annual Fee:$150 annually
- Purchase Intro APR:None *
- Regular APR:None *
- Balance Transfer APR:None *
We recommend more cards
Capital One Spark Cash Plus Rewards Calculator
All benefits
- Cash back
- 5% On hotels and rental cars booked through Capital One Travel.
- 2% On every purchase.
- Travel
- Roadside Assistance:
- Offers services to help you during auto-related emergencies, such as jump-starting, tire changing and towing.
- No Foreign Transaction Fees:
- Pay zero foreign transaction fees on purchases made outside of the United States.
Rate and fee information
- Purchase Intro APR
- None *
- Purchase APR
- None *
- Intro Balance Transfer APR
- None *
- Balance Transfers APR
- None *
- APR for Cash Advances
- None *
Fees
- Annual Fee
- $150 annually
- Fees for Cash Advances
- 5% of the amount of the cash advance, but not less than $5
- Late Payment
- 2.99% of the unpaid portion of your minimum payment
Pros & Cons
- No foreign transaction fees
- Annual Fee
Features
- No foreign transaction fees
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Extended Warranty Protection
- Travel
- Excellent Credit
About the issuer
Compare with other cards
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%Youāll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
* Your balance is due in full every month.
Capital One Spark Cash Plus is an option for those, who need Classic features. With a 0% APR * and $150 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Capital One Spark Cash Plus you will get such features as No foreign transaction fees, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
For Capital One products listed on this page, some of the above benefits are provided by VisaĀ® or MastercardĀ® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR