Capital One Quicksilver Secured Cash Rewards Credit Card Review

Capital One Quicksilver Secured Cash Rewards Credit Card ā€” all information about the card.

Updated September 04, 2024
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Capital OneĀ® Quicksilver Secured Cash Rewards
Learn more
on our partnerā€™s site
Our Rating:
3.54 out of 5
scorer
Recommended credit score
No Credit History
  • Rewards Rate:
    • 5% Cash Back on hotel and rental car purchases through Capital One Travel.
    • 1.5% Cash Back on every purchase.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    29.99% Variable
  • Balance Transfer APR:
    29.99% Variable
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Capital One Quicksilver Secured Cash Rewards Credit Card Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
Hotels
$
5%
Car rental
$
1.5%
All purchases
$
Calculate
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All benefits

  • Cash back
    • 5% On hotel and rental car purchases through Capital One Travel.
    • 1.5% On every purchase.
  • Travel
    • Capital OneĀ® Travel:
    • The best prices on thousands of trip options ā€” even after you book. Plus, pay flexibly with your rewards, a card or both.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month. You will be charged interest on cash advances and transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 4% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the Transfer APR. Balance Transfer Fee applies to balances transferred at a promotional rate
  • Fees for Cash Advances
    • 5% of the amount of the cash advance, but not less than $5
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • No Intro APR period
  • High APR
  • No welcome bonus

Features

Classic
Mastercard
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Purchase Protection

About the issuer

Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's website
Call to Customer Service

Compare with other cards

Capital One Spark Cash Select for Excellent Credit
Capital One Spark Cash Select for Excellent Credit
5 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 18.49% - 24.49%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partnerā€™s site
Good credit score
Upgrade Cash Rewards VisaĀ®
Upgrade Cash Rewards VisaĀ®
4.35 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on payments.
  • N/A%
    Purchase Intro APR
Apply now
On Upgradeā€˜s website
Low income
Upgrade Triple Cash Rewards VisaĀ® Upgrade
Upgrade Triple Cash Rewards VisaĀ®
4.53 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • N/A%
    Purchase Intro APR
Apply now
On Upgradeā€˜s website

Capital One Quicksilver Secured Cash Rewards is an option for those, who need Classic features. With an APR of 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. This card does not require credit history. With Capital One Quicksilver Secured Cash Rewards you will get such features as No Annual Fee, Fraud Protection, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

For Capital One products listed on this page, some of the above benefits are provided by VisaĀ® or MastercardĀ® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

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3.62 out of 5
Recommended credit score
scorer
Excellent (740-799)
  • $150
    Annual Fee
  • None *
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None *
    Purchase Intro APR
Learn more
on our partnerā€™s site