Capital One Venture X Rewards Credit Card Review

Capital One Venture X Rewards Credit Card ā€” all information about the card.

Updated September 11, 2024

Good Choose for Car rental

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Venture X Rewards Capital One
Learn more
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Our Rating:
3.53 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 10,000x 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
    • 10x Miles on hotels & rental cars booked through Capital One Travel.
    • 5x Miles on flights and vacation rentals booked through Capital One Travel.
    • 2x Miles on all other purchases.
  • Intro Offer:
    • 75,000x Bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
  • Annual Fee:
    $395 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    19.99% - 29.99% Variable
  • Balance Transfer APR:
    19.99% - 29.99% Variable
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We recommend more cards

Capital One Venture X Rewards Credit Card Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
10X
Hotels
$
10X
Car rental
$
5X
Flights
$
2X
All other purchases
$
Have you already recieved the Capital One intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Miles
    • 10x On hotels & rental cars booked through Capital One Travel.
    • 5x On flights and vacation rentals booked through Capital One Travel.
    • 2x On all other purchases.
  • Travel
    • Capital One Lounge:
    • Enjoy unlimited free visits for Venture X cardholders.
    • Priority Passā„¢:
    • Through the Priority Pass Select program, enrolled Capital One Visa InfiniteĀ® cardholders will receive 12-month Priority Pass Select membership to access, with their accompanying guests, more than 1,300 airport VIP lounges worldwide in more than 130 countries and 500 cities worldwide currently participating in the Priority Pass Select program, regardless of their choice of airline, class of ticket or membership in an airline lounge program.
    • Global Entry & TSA PreCheckĀ®:
    • Receive up to a $120 credit on Global Entry or TSA PreCheckĀ® when you use your Venture X card to cover the application fee.
    • $300 Receive $300 back for bookings through Capital One Travel.
    • Cell Phone Protection:
    • Protect your cell phone every time you pay your bill with your Venture X card. If itā€™s stolen or damaged, youā€™ll get reimbursed up to $800.
    • No Foreign Transaction Fees:
    • You wonā€™t pay a transaction fee when making purchases outside of the United States.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.99% - 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 19.99% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month. You will be charged interest on cash advances and transfers on the transaction date.

Fees

  • Annual Fee
    • $395 annually
  • Fees for Balance Transfer
    • 4% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the Transfer APR. Balance Transfer Fee applies to balances transferred at a promotional rate
  • Fees for Cash Advances
    • 5% of the amount of the cash advance, but not less than $5
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
  • Welcome offer
  • Miles donā€™t expire for the life of the account
Cons:
  • Annual Fee

Features

Classic
Visa
Contactless
  • No foreign transaction fees
  • Payment Flexibility
  • Rewards
  • Travel
  • Airline
  • Auto Rental Insurance
  • Airport Lounge Access
  • Excellent Credit

About the issuer

Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's website
Call to Customer Service

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Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 18.49% - 24.49%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
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Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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Recommended credit score
score
No Credit History
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on all purchases.
  • None
    Purchase Intro APR
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Capital One Venture X Rewards is an option for those, who need Classic features. With an APR of 19.99% - 29.99% and $395 annual fee this credit card can easily cover your simple everyday demands. This card does not require credit history. With Capital One Venture X Rewards you will get such features as No foreign transaction fees, Payment Flexibility, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

For Capital One products listed on this page, some of the above benefits are provided by VisaĀ® or MastercardĀ® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

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