West Elm Key Rewards Visa® Credit Card Review
West Elm Key Rewards Visa® from Capital One — all information about the credit card.
- Rewards Rate:
- 5% Back online and in stores across seven brands.
- 4% Back at grocery stores and restaurants (excludes fast food).
- 1% Back on all other purchases.
- Intro Offer:
- 10% Back across seven brands for your first 30 days from account opening.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:30.24% Variable
- Balance Transfer APR:30.24% Variable
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West Elm Key Rewards Visa® Rewards Calculator
Follow these simple steps to make the most of West Elm Key Rewards Visa® credit card:
- Spend more on Williams-Sonoma purchases
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with West Elm Key Rewards Visa®.
- Williams-Sonoma purchases
- Groceries
- Dining
- All other purchases
- Into bonus
- Williams-Sonoma purchases
- Groceries
- Dining
- All other purchases
All benefits
- Cash back
- 5% Online and in stores across seven brands.
- 4% At grocery stores and restaurants (excludes fast food).
- 1% On all other purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 30.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 30.24% Variable
- APR for Cash Advances
- 30.24% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- 3% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the Transfer APR
- Fees for Cash Advances
- Either $3 or 3% of the amount of each cash advance, whichever is greater
- Late Payment
- Up to $40
Pros & Cons
- No Annual Fee
- No Foreign Transaction Fee
- High APR
- No Intro APR period
Features
- No Annual Fee
- No foreign transaction fees
- Cashback
- Rewards
- Excellent Credit
About the issuer
Compare with other cards
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
Capital One West Elm Key Rewards Visa® is an option for those, who need Classic features. With an APR of 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Capital One West Elm Key Rewards Visa® you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.