Union Plus Primary Access from Capital One Review
Union Plus Primary Access from Capital One — all information about the credit card.
Updated December 19, 2023
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Recommended credit score
Good (670-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:28.49% Variable
- Balance Transfer APR:28.49% Variable
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Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 28.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 28.49% Variable
- APR for Cash Advances
- 29.24% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month. You will be charged interest on cash advances and transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- 3% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the Transfer APR
- Fees for Cash Advances
- Either $3 or 3% of the amount of each Cash Advance, whichever is greater
- Late Payment
- Up to $38
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- High APR
- No Intro APR period
Features
- No Annual Fee
- No foreign transaction fees
- Fraud Protection
- Purchase Protection
- Good Credit
About the issuer
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Recommended credit score
Fair (580-669)
- NoneAnnual Fee
- 29.99%Regular APR
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- NonePurchase Intro APR
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Capital One Quicksilver Student Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 1.5%Cash Back on all purchases.
- NonePurchase Intro APR
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Capital One SavorOne Student Cash Rewards Credit Card
Recommended credit score
No Credit History
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- 19.99% - 29.99%Regular APR
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Capital One Union Plus Primary Access is an option for those, who need Classic features. With an APR of 28.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Capital One Union Plus Primary Access you will get such features as No Annual Fee, No foreign transaction fees, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Recommended credit score
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- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
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On Upgrade‘s website