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Capital One SavorOne Student Cash Rewards Credit Card Review

Capital One SavorOne Student Cash Rewards Credit Card ā€” all information about the card.

Updated March 18, 2025
Advertiser Disclosure Our Methodology

Good Choose for International students

SavorOne Student Cash Rewards Capital One
Learn more
Our Rating:
3.87 out of 5
scorer
Recommended credit score
No Credit History
  • Rewards Rate:
    • 8% Cash Back on Capital One entertainment purchases.
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
    • 3% Cash Back on dining, entertainment, popular streaming services & at grocery stores (excluding superstores like WalmartĀ® and TargetĀ®).
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $50 Cash bonus once you spend $100 on purchases within 3 months from account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    19.99% - 29.99% Variable
  • Balance Transfer APR:
    19.99% - 29.99% Variable
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Capital One SavorOne Student Cash Rewards Credit Card Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
8%
Entertainment
$
5%
Hotel
$
5%
Car rental
$
3%
Dining
$
3%
Streaming services
$
3%
Grocery
$
1%
All other purchases
$
Have you already recieved the Capital One intro bonus?
Calculate
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All benefits

  • Cash back
    • 8% On Capital One entertainment purchases.
    • 5% On hotels and rental cars booked through Capital One Travel.
    • 3% On dining, entertainment, popular streaming services & at grocery stores (excluding superstores like WalmartĀ® and TargetĀ®).
    • 1% On all other purchases.
  • Travel
    • Travel Accident Insurance:
    • Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
    • Complimentary Concierge Service:
    • Enjoy comprehensive, personalized assistance in dining, entertainment and travel ā€” 24 hours a day, 365 days a year.
    • 24-hour Travel Assistance Services:
    • If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.99% - 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 19.99% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month. You will be charged interest on cash advances and transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 4% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the Transfer APR. Balance Transfer Fee applies to balances transferred at a promotional rate
  • Fees for Cash Advances
    • 5% of the amount of the cash advance, but not less than $5
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • High APR
  • No 0% intro APR offer

Features

Classic
Mastercard
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Extended Warranty Protection
  • Student
  • 24/7 Travel Assistant

About the issuer

Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
score
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    Annual Fee
  • 35.99%
    Regular APR
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    Earn 1% cash back rewards on payments made to your First Access Credit Card.
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    Purchase Intro APR
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    Annual Fee
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    Regular APR
  • This card doesn't offer cash back, miles or points.
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    Purchase Intro APR
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Divvy Cross River Bank
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Recommended credit score
score
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    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

Capital One SavorOne Student Cash Rewards is an option for those, who need Classic features. With an APR of 19.99% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. This card does not require credit history. With Capital One SavorOne Student Cash Rewards you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

For Capital One products listed on this page, some of the above benefits are provided by VisaĀ® or MastercardĀ® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

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