Capital One SavorOne Student Cash Rewards Credit Card Review

All benefits

• Cash back
  • 8% On Capital One entertainment purchases.
  • 5% On hotels and rental cars booked through Capital One Travel.
  • 3% On dining, entertainment, popular streaming services & at grocery stores (excluding superstores like Walmart® and Target®).
  • 1% On all other purchases.
• Travel
  • Travel Accident Insurance:
  • Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
  • Complimentary Concierge Service:
  • Enjoy comprehensive, personalized assistance in dining, entertainment and travel — 24 hours a day, 365 days a year.
  • 24-hour Travel Assistance Services:
  • If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 19.99% - 29.99% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 19.99% - 29.99% Variable
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month. You will be charged interest on cash advances and transfers on the transaction date.

Fees

Pros & Cons

Features

• No Annual Fee
• No foreign transaction fees
• Cashback
• Fraud Protection
• Rewards
• Purchase Protection
• Extended Warranty Protection
• Student
• 24/7 Travel Assistant