Capital One Spark Cash Select for Excellent Credit Review

All benefits

• Cash back
  • 5% On hotels and rental cars booked through Capital One Travel.
  • 1.5% On every purchase.
• Travel
  • No Foreign Transaction Fees:
  • Pay zero foreign transaction fees on purchases made outside of the United States.
  • Roadside Assistance:
  • Offers services to help you during auto-related emergencies, such as jump-starting, tire changing and towing.
  • Capital One Travel:
  • Best prices on thousands of trip options — even after you book. Plus, pay flexibly with your rewards, a card or both.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 18.49% - 24.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 18.49% - 24.49% Variable
• APR for Cash Advances
  • 32.24% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month. You will be charged interest on cash advances on the transaction date.

Fees

Pros & Cons

Features

• No Annual Fee
• No foreign transaction fees
• Cashback
• Payment Flexibility
• Fraud Protection
• Rewards
• Travel
• Excellent Credit