Capital One Credit Cards

We found 26 Capital One credit cards. Read on to get more insights.

By Hanna Volkava
Updated March 18, 2025

Best Credit Cards in March 2025

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Capital One Venture Rewards Credit Card best for Travel, Daily use

Venture Rewards Capital One
Annual fee:
$95 annually
Regular APR:
19.99% - 29.99% Variable
Our Rating:
3.43
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
    • 2x Unlimited 2X miles on every purchase, every day.
  • Intro Offer:
    • 75,000x Bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel.
  • Balance Transfer APR:
    19.99% - 29.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One Venture Rewards Credit Card offers rewards of 2 miles per dollar on every purchase, every day. Plus earn 5 miles on hotels, vacation rentals, and rental cars (booked through Capital One Travel).

    The Capital One Venture Rewards Credit Card's APR: 19.99% - 29.99% (Variable). The card has an annual fee of $95. Balance transfer fee: 4% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the Transfer APR.

    Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more

    Transfer your miles to your choice of 15+ travel loyalty programs.

  • Pros:
    • No Foreign Transaction Fee
    • High rewards rate
    • Flexible rewards redemption
    • Sign-up bonus
    • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Cons:
    • Annual Fee
    • No intro APR offer
    • Miles transfer to airline partners is less than 1:1
  • Benefits:
    • 75,000 miles once you spend $4,000 on purchases within 3 months from account opening;
    • 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel;
    • 2x miles on every purchase, every day;
    • $0 Fraud Liability;
    • 24/7 Customer Service;
    • The Eno assistant;
    • 24-Hour Travel Assistance Services;
    • Auto Rental Collision Damage Waiver;
    • Travel Accident Insurance;
    • Hertz Five Star status;
    • Transfer Your Miles;
    • Capital One Shopping;
    • Shop With Your Rewards;
    • Premier Culinary Experiences;
    • Big-time Sports Events;
    • Must-See Music Events.
Card detail

Capital One QuicksilverOne Cash Rewards Credit Card best for Fair credit

QuicksilverOne Capital One
Annual fee:
$39 annually
Regular APR:
29.99% Variable
Our Rating:
3.6
scorer
Credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Balance Transfer APR:
    29.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The QuicksilverOne Credit Card from Capital One earns 1.5% Cash Back on every purchase. The Card has an annual fee of $39.

    The QuicksilverOne Card has an APR of 29.99% Variable. Balance Transfer Fee: 4% of the amount of each transferred balance that posts to your account. None for balances transferred at the Transfer APR.

  • Pros:
    • Unlimited high rewards rate
    • Average credit score required
    • Automatically considered for a higher credit line after 6 months
    • No foreign transaction fees
  • Cons:
    • Annual fee
    • High APR
    • No bonus rewards categories
  • Benefits:
    • 1.5% Cash Back;
    • No Foreign Transaction Fees;
    • Autopay;
    • $0 Fraud Liability;
    • Card Lock;
    • ATM Location Services.
Card detail
Capital One® Spark® Classic for Business
Annual fee:
$0
Regular APR:
29.99% Variable
Our Rating:
5
scorer
Credit score
Fair (580-669)
  • Rewards Rate:
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
    • 1% Cash Back on every purchase.
  • Balance Transfer APR:
    29.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One® Spark® Classic for Business Credit Card earns 5% Cash Back on hotels and rental cars booked through Capital One Travel and 1% Cash Back for your business on every purchase.

    The Card doesn't charge an annual fee. The APR for purchases and balance transfers is 29.99% Variable.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • High APR
    • No Intro APR period
  • Benefits:
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
    • 1% Cash Back for your business on every purchase;
    • $0 Fraud Liability;
    • Year-End Summaries;
    • Free Employee Cards.
Card detail
Capital One Union Plus Primary Access
Annual fee:
$0
Regular APR:
28.49% Variable
Our Rating:
2.43
scorer
Credit score
Good (670-739)
  • Balance Transfer APR:
    28.49% Variable
  • Issuer name:
    Capital One
  • Details:

    The Union Plus Primary Access Credit Card is an unsecured card.

    The Union Plus Primary Access Card has no annual fee. The APR for purchases and balance transfers is 28.49% Variable. The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • High APR
    • No Intro APR period
  • Benefits:
    • Hardship Grants;
    • Rebates & Discounts;
    • Mastercard® Benefits;
    • $0 Fraud Liability.
Card detail
Capital One Bass Pro Shops® Club
Annual fee:
$0
Regular APR:
9.99% For Purchases at Bass Pro Shops and Cabela's
20.49% - 32.24% Variable
Our Rating:
3.74
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 2x Club Points on all Bass Pro Shops and Cabela’s purchases.
    • 1x Club Points on other purchases.
  • Balance Transfer APR:
    20.49% - 32.24% Variable
  • Issuer name:
    Capital One
  • Details:

    The Bass Pro Shops® Club Credit Card from Capital One earns 2% back in Club Points on all Bass Pro Shops and Cabela’s purchases and 1% back in Club Points on other purchases.

    The Bass Pro Shops® Club Card has no annual fee.

    The APR for purchases: 9.99% (for Purchases at Bass Pro Shops and Cabela's) and 20.49% - 32.24% (Variable for Other Purchases and Transfers). The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

  • Pros:
    • No Annual Fee
    • Low ongoing APR
    • No Foreign Transaction Fee
  • Cons:
    • Low welcome bonus
  • Benefits:
    • 2% back in Club Points on all Bass Pro Shops and Cabela’s Purchases;
    • 1% back in Club Points on other purchases.
Card detail
Capital One Union Plus Cash Rewards
Annual fee:
$0
Regular APR:
18.15% - 27.99% Variable
Our Rating:
4
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 1.5% Cash Back on all purchases.
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months
  • Balance Transfer APR:
    18.15% - 27.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Union Plus Cash Rewards Credit Card earns 1.5% Cash Back on all purchases.

    The Union Plus Cash Rewards Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period on purchases and balance transfers for the first 12 months, 18.15% - 27.99% Variable after that. The card has a balance transfer fee of 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open or at a promotional APR. None for Transfers at the Purchase APR after the first 12 months that your account has been open.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • No welcome bonus
  • Benefits:
    • 1.5% Cash Back on all purchases;
    • $0 Fraud Liability.
Card detail
Capital One West Elm Key Rewards Visa®
Annual fee:
$0
Regular APR:
30.24% Variable
Our Rating:
4.22
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 5% Back online and in stores across seven brands.
    • 4% Back at grocery stores and restaurants (excludes fast food).
    • 1% Back on all other purchases.
  • Intro Offer:
    • 10% Back across seven brands for your first 30 days from account opening.
  • Balance Transfer APR:
    30.24% Variable
  • Issuer name:
    Capital One
  • Details:

    The West Elm Key Rewards Visa® Credit Card earns 5% Cash Back rewards with seven brands in the Williams Sonoma portfolio, 4% Cash Back at grocery stores and restaurants (excludes fast food) and 1% Cash Back on all other purchases. The Card also offers 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening.

    The West Elm Key Rewards Visa® doesn't charge an annual fee. The APR for purchases and balance transfers is 30.24% Variable.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • High APR
    • No Intro APR period
  • Benefits:
    • 10% back across seven brands for your first 30 days from account opening;
    • 5% back online and in stores across seven brands;
    • 4% back at grocery stores and restaurants (excludes fast food);
    • 1% Back on all other purchases;
    • 12-month promotional financing on purchases of $750 or more;
    • $25 birthday reward;
    • Free standard shipping at Williams Sonoma.
Card detail
Capital One Key Rewards Visa® Signature
Annual fee:
$0
Regular APR:
30.24% Variable
Our Rating:
3.86
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 5% Back online and in stores across seven brands.
    • 4% Back at grocery stores and restaurants (excludes fast food).
    • 1% Back on everything else.
  • Intro Offer:
    • 10% Back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening.
  • Balance Transfer APR:
    30.24% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One Key Rewards Visa® Signature Credit Card earns 10% back in rewards across seven brands of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening.

    The Card offers 5% online and in stores across seven brands, 4% back at grocery stores and restaurants (excludes fast food) and 1% back on everything else.

    The Key Rewards Visa® Signature Card doesn't charge an annual fee. The APR for purchases and balance transfers is 30.24% Variable. The card has a balance transfer fee of 3% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the Transfer APR.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • High APR
    • No Intro APR period
  • Benefits:
Card detail
Capital One Spark Cash Select for Excellent Credit
Annual fee:
$0
Regular APR:
18.49% - 24.49% Variable
Our Rating:
5
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
    • 1.5% Cash Back for your business on every purchase, everywhere, no limits or category restrictions.
  • Intro Offer:
    • $500 Cash bonus once you spend $4,500 on purchases within the first 3 months from account opening.
  • Balance Transfer APR:
    18.49% - 24.49% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One Spark Cash Select for Excellent Credit earns a $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening. The Card offers 5% Cash Back on hotels and rental cars booked through Capital One Travel, 1.5% Cash Back for your business on every purchase.

    The Capital One Spark Cash Select for Excellent Credit doesn't charge an annual fee.

    The Card's APR is 18.49% - 24.49% Variable.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • No Intro APR period
  • Benefits:
    • $500 cash bonus (once you spend $4,500 on purchases within the first 3 months from account opening);
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
    • 1.5% Cash Back for your business on every purchase;
    • $0 Fraud Liability;
    • Free Employee Cards;
    • Roadside Assistance.
Card detail
Capital One Neiman Marcus
Annual fee:
$0
Regular APR:
30.74% Variable
Our Rating:
2.34
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 5x Points for each eligible dollar spent on net purchases of $75,000 or more during a calendar year.
    • 2x Points for each eligible dollar spent on net purchases of $74,999 during a calendar year.
  • Intro Offer:
    • 5,000x InCircle Bonus Points when you open an account and make a qualifying purchase within 30 days in store or online at Neiman Marcus, Bergdorf Goodman, or Horchow.
  • Issuer name:
    Capital One
  • Details:

    The Capital One Neiman Marcus Credit Card doesn't charge an annual fee. The APR for purchases is 30.74% Variable.

    Enjoy 5,000 InCircle Bonus Points when you open an account and make a qualifying purchase within 30 days in store or online at Neiman Marcus, Bergdorf Goodman, or Horchow.

    The Card offers 5x points for each eligible dollar spent on net purchases of $75,000 or more during a calendar year.

    Earn 2x points for each eligible dollar spent on net purchases of $74,999 during a calendar year.

  • Pros:
    • No Annual Fee
  • Cons:
    • Balance transfers and cash advances are not available
    • High APR
  • Benefits:
    • 5,000 InCircle Bonus Points (when you open an account and make a qualifying purchase within 30 days in store or online at Neiman Marcus, Bergdorf Goodman, or Horchow);
    • 5x points for each eligible dollar spent on net purchases of $75,000 or more during a calendar year;
    • 2x points for each eligible dollar spent on net purchases of $74,999 during a calendar year.
Card detail