Coastal Community Bank Credit Cards

We found 2 Coastal Community Bank credit cards. Read on to get more insights.

By Hanna Volkava
Updated May 01, 2024

Best Credit Cards in May 2024

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Coastal Community Bank Prosper®
Annual fee:
$0 for the first year
$39 thereafter
Regular APR:
24.24% - 35.24% Variable
Our Rating:
1.57
scorer
Credit score
No Credit History to Poor (0-579)
    • Issuer name:
      Coastal Community Bank
    • Details:

      The Prosper® Credit Card is an unsecured card issued by Coastal Community Bank. The Card charges an annual fee of $39, which is waived for the first year after signing up for auto-pay.

      The Prosper® Card offers a credit limit of $500 to $3,000.

    • Pros:
      • No security deposit required
    • Cons:
      • Annual Fee
      • Foreign Transaction Fee
    • Benefits:
      • Credit limit of $3,000+;
      • Zero fraud liability;
      • Fraud protection.
    Card detail
    Coastal Community Bank X1 Visa®
    Annual fee:
    $0
    Regular APR:
    20.24% - 29.99% Variable
    Our Rating:
    4.48
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 10x Up to 10x points for every invited friend who gets a card.
      • 3x Points per dollar for the year if you spend $15,000 or more.
      • 2x Points on every purchase regardless of category.
    • Balance Transfer APR:
      20.24% - 29.99% Variable
    • Issuer name:
      Coastal Community Bank
    • Details:

      The Coastal Community Bank X1 Visa® Credit Card is a metal card with no annual fee.

      The Card earns up to 10x points for each friend you invite.

      The X1 Visa® Credit Card offers 3x points per dollar for the year if you spend $15,000 or more, 2x points on every purchase.

      The APR for purchases and balance transfers is 20.24% – 29.99% Variable.

    • Pros:
      • Sky-High rewards
      • No annual, late, or foreign transaction fees
      • Credit score is not the only key to be approved
    • Cons:
      • No sign-up bonus
      • No Intro APR period
      • Limited redemption offers
    • Benefits:
      • Up to 10x points for every invited friend who gets a card;
      • 3x points per dollar for the year if you spend $15,000 or more;
      • 2x points on every purchase regardless of category;
      • Cell Phone Protection;
      • Trip Interruption Reimbursement;
      • Auto Rental Collision Damage Waiver;
      • Extended Warranty Protection;
      • Zero Liability Protection;
      • Return Protection;
      • Visa Signature Concierge Service;
      • Travel and Emergency Assistance;
      • Roadside Dispatch.
    Card detail

    How to Choose the Right Coastal Community Bank Credit Card?

    Sometimes, choosing the best credit card from a specific credit card company can be hard. Considering Coastal Community Bank, the three following steps can help you.

    First and foremost, you are to figure out your current credit score. It varies from "Poor” to “Excellent”, and the higher your score is, the better Coastal Community Bank options of credit cards are available to you.

    Secondly, you have to understand why you need a Coastal Community Bank credit card and determine the most important features your future credit card should have. If you want a credit card to improve your credit, look for those with extended grace period and no annual fee. If your aim is to save money on interest, Coastal Community Bank credit cards with the lowest interest and long intro offer are your option. If you are looking for a credit card with cash, points, or miles rewards, pay attention to the rewards program offered by Coastal Community Bank.

    Finally, you should compare the Coastal Community Bank offers you think are the best for you, but considering all the features. Overall, the perfect credit card has the following characteristics: low interest rate, no fees, high credit limit, and large rewards and sign-up bonuses. You can easily compare Coastal Community Bank credit cards in the table below.

    Side-by-Side Comparison of Coastal Community Bank Credit Cards

    Card Name APR Annual fee Rewards Intro offer
    Sable One Secured 12.49% Variable $0
  • 2% Get unlimited 2% Cash Back on your favorite brands.
  • 1% Earn unlimited 1% cash back on all other purchases.
  • 2x Get a dollar-for-dollar match on all cash back at the end of your first year.
  • Prosper® 24.24% - 35.24% Variable $39
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • X1 Visa® 20.24% - 29.99% Variable $0
  • 10x Up to 10x points for every invited friend who gets a card.
  • 3x Points per dollar for the year if you spend $15,000 or more.
  • 2x Points on every purchase regardless of category.
  • No current offer.
  • Conclusion

    Coastal Community Bank issues a wide range of credit cards with numerous features, yet it’s important to find the best one for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us