How to Choose the Right Comerica Bank Credit Card?
Sometimes, choosing the best credit card from a specific credit card company can be difficult. Considering Comerica Bank, the three following steps can help you.
First and foremost, you need to check your credit score. It can vary from "Poor” to “Excellent”, and the higher your credit score is, the better Comerica Bank credit card offers and terms are available to you.
Secondly, you need to understand why you need a Comerica Bank credit card and determine key aspects your potential credit card must have. If you want a credit card to increase your credit, look for those with long grace period and no annual fee. If you want to not spend money on interest, Comerica Bank credit cards with the lowest interest and introductory rates are your option. If you are looking for a credit card with cash, points, or miles rewards, check the rewards program offered by Comerica Bank.
Finally, try tocompare the Comerica Bank credit cards you think are the best for you, but looking at all the aspects. In general, an ideal credit card fits the following characteristics: near-zero interest rate, long grace period, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and generous rewards and sign-up bonuses. You can easily compare Comerica Bank credit cards in the table below.
Side-by-Side Comparison of Comerica Bank Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Visa® Platinum
| 18.24% - 29.24% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Visa® College Real Rewards
| 19.49% - 29.74% Variable
| $0
| 1.5x Points for every dollar you spend on eligible purchases. | 2,500x Bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings. |
Conclusion
Today, Comerica Bank provides a range of credit cards with different features, yet it’s important to find the one that designed for you.
