How to Choose the Right Comerica Bank Credit Card?
Choosing the right credit card from a specific credit card issuer is quite challenging. Considering Comerica Bank, the three following steps will help you.
First of all, you need to figure out your credit score. It can vary from "Poor” to “Excellent”, and the higher your credit score is, the better Comerica Bank credit card offers and terms are available to you.
Secondly, you should understand why you need a Comerica Bank credit card and determine the most crucial features your future credit card must have. If you want a credit card to improve your credit score, look for the ones with large grace period and no annual fee. If your aim is to avoid spending money on interest, Comerica Bank credit cards with the smallest interest and long intro offer are your option. In case you need a credit card with cash rewards, pay attention to the rewards program the Comerica Bank offers.
As a third step, you should compare the Comerica Bank credit cards you find the best for you, but now taking into consideration all the features. Overall, an ideal credit card meet the following characteristics: near-zero interest rate, low fees, high credit limit, and generous rewards and sign-up bonuses. You can easily compare Comerica Bank credit cards in the table below.
Side-by-Side Comparison of Comerica Bank Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Visa® Platinum
| 18.24% - 29.24% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Visa® College Real Rewards
| 19.49% - 29.74% Variable
| $0
| 1.5x Points for every dollar you spend on eligible purchases. | 2,500x Bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings. |
Conclusion
Today, Comerica Bank issues a wide range of credit cards with various options, yet it’s better to find the one that will be the best for you.