Emigrant Bank Credit Cards

We found 1 Emigrant Bank credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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Emigrant Bank Brex for Startups best for Without SSN

Brex Card for Startups Emigrant Bank
Annual fee:
$0
Regular APR:
None
Our Rating:
2.06
scorer
Credit score
No Credit History to Excellent (0-799)
  • Rewards Rate:
    • 8x Points on rideshare, including Uber, Lyft, taxi, and scooter.
    • 5x Points on flights and hotels booked through Brex Travel.
    • 4x Points on restaurants.
    • 3x Points on recurring software like Salesforce, Zendesk, Twilio, and more.
    • 1x Points on everything else.
  • Issuer name:
    Emigrant Bank
  • Details:

    If you’re a new startup or small business owner, the Brex Corporate Card was made for you.

    Get discounts on top services to run your company. Compared to an average of $500 in typical business credit card bonuses, Brex partner offers total $150,000 in value. Redeem anytime.

    With the Brex Corporate Card, you’ll earn 8x points on rideshares, 5x on travel booked through Brex, 4x on restaurants, 3x on recurring software and 1x on everything else. Points can be redeemed for statement credit or travel via Brex’s travel portal.

    Credit limits 10 - 20x higher than traditional small business corporate cards.

    This is a charge card, so you’ll have to pay your balance in full each month. To qualify, you’ll need a $100,000 bank balance.

    You won’t be charged an annual fee, but there isn’t a welcome bonus or introductory APR offer.

  • Pros:
    • No personal guarantee required
    • Irrelevant and unaffected personal credit
    • Startups tailored rewards program
    • Dynamic credit limits
    • No annual Fee
    • No foreign transaction fees
  • Cons:
    • Charge card
    • Tech industry oriented
    • High amount of funds required to qualify
  • Benefits:
    • Partner perks;
    • Build business credit;
    • Brex Travel portal;
    • Instant onboarding and virtual cards;
    • Manage your business anywhere;
    • Receipts match automatically;
    • Pairs with Brex Cash;
    • Built-in expense tools and integrations;
    • Live support in 2 minutes.
Card detail

How to Choose the Right Emigrant Bank Credit Card?

Choosing the right credit card from a specific credit card issuer is quite challenging. Considering Emigrant Bank, there are three steps that will make your decision process easier.

First of all, you are to figure out your current credit score. It varies from "Poor” to “Excellent”, and the higher your score is, the better Emigrant Bank credit card offers and terms are available to you.

Then, you need to identify why you want a Emigrant Bank credit card and determine key features your future credit card must have. If you want a credit card to increase your credit, then look for the ones with large grace period and no annual fee. If your aim is to not spend money on interest, Emigrant Bank credit cards with the smallest interest and long intro offer are your best choice. If you are looking for a credit card that will provide you cash, points, or miles rewards, pay attention to the rewards program the Emigrant Bank offers.

Finally, compare the Emigrant Bank credit cards you think are the best for you, but considering all the features. In general, an ideal credit card fits the following characteristics: low interest rate, long grace period, low fees, extended credit limit, the finance charge calculations include one billing cycle only, and big rewards and sign-up bonuses. You can easily compare Emigrant Bank credit cards in the table below.

Side-by-Side Comparison of Emigrant Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Brex for Startups None $0
  • 8x Points on rideshare, including Uber, Lyft, taxi, and scooter.
  • 5x Points on flights and hotels booked through Brex Travel.
  • 4x Points on restaurants.
  • 3x Points on recurring software like Salesforce, Zendesk, Twilio, and more.
  • 1x Points on everything else.
  • No current offer.
  • Conclusion

    Emigrant Bank has a wide range of credit cards with different options, yet it’s important to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us