How to Choose the Right First Electronic Bank Credit Card?
Choosing the right credit card from a specific credit card issuer can be challenging. Considering First Electronic Bank, there are three steps that will make your decision process easier.
First and foremost, you are to check your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit score is, the better First Electronic Bank credit card offers and terms are available to you.
Secondly, you have to identify why you need a First Electronic Bank credit card and determine the most important aspects your future credit card must have. If you search for a credit card to increase your credit score, look for the ones with large grace period and no annual fee. If your aim is to avoid spending money on interest, First Electronic Bank credit cards with the smallest interest and long intro offer are your best choice. If you are looking for a credit card that will provide you cash rewards, pay attention to the rewards program offered by First Electronic Bank.
Finally, compare the First Electronic Bank credit cards you find the best for you, but now looking at all the aspects. In general, an ideal credit card meet the following characteristics: low annual percentage rate (APR), long grace period, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare First Electronic Bank credit cards in the table below.
Side-by-Side Comparison of First Electronic Bank Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Destiny® Mastercard®
| 35.90%
| $
| This card doesn't offer cash back, miles or points. | No current offer. |
| OppFi®
| 35.99%
| $99
| This card doesn't offer cash back, miles or points. | No current offer. |
| Manchester United
| 18.24% - 28.24% Variable
| $0
| 10% Cash Back on official Manchester United merchandise purchases.5x Points at bars & restaurants and select food delivery services on match days.5x Points on select rideshare and streaming services.1x Points on everything else. | 5,000x Points worth at least $50 in statement credits and other rewards, after spending $500 in the first three months. |
| Boston Celtics
| 18.24% - 28.24% Variable
| $0
| 20% Off purchases at the online Celtics shop.7x Points on Celtics tickets, select rideshare and streaming services.4x Points at bars & restaurants.2x Points on groceries and drug stores.1x Points on everything else. | 5,000x Points worth at least $50 in statement credits and other rewards, after spending $500 in the first three months. |
| Cleveland Cavaliers
| 18.24% - 28.24% Variable
| $0
| 10% Off purchases at the Cavaliers Team Shop (in-venue and online).4x Points on all Cavs tickets purchased from the Cavs or SeatGeek.4x Points on Rocket Mortgage Fieldhouse concessions.3x Points at bars & restaurants.1x Points on everything else. | 5,000x Points worth at least $50 in statement credits and other rewards, after spending $500 in the first three months. |
| Liverpool FC
| 15.99% - 25.99% Variable
| $0
| 10% Off in LFC official stores and online (up to a total of £75/season) upon activation of your LFCI membership.5x Points at the Official Liverpool FC Store and on Liverpool tickets from Liverpool FC.3x Points at bars & restaurants.2x Points on select rideshare and streaming services.1x Points on everything else. | 5,000x Points after spending $500 in the first three months, worth at least $50 in statement credits and other rewards. |
| Miami Marlins
| 15.99% - 25.99% Variable
| $0
| 5x Points on Marlins home game tickets purchased through MLB.com.3x Points at bars & restaurants.1x Points on everything else. | No current offer. |
Conclusion
First Electronic Bank issues a wide range of credit cards with numerous options, yet it’s better to find the best one for you.
