First Electronic Bank Credit Cards

We found 1 First Electronic Bank credit cards. Read on to get more insights.

By Hanna Volkava
Updated May 01, 2025

Best Credit Cards in May 2025

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First Electronic Bank OppFi®
Annual fee:
$99 annually
Regular APR:
35.99%
Our Rating:
1.35
scorer
Credit score
No Credit History to Poor (0-579)
    • Issuer name:
      First Electronic Bank
    • Details:

      The OppFi® Credit Card features a fixed APR of 35.99% on purchases and cash advances.

      The Card charges an annual fee of $99.

    • Pros:
      • No security deposit required
    • Cons:
      • Annual Fee
      • Foreign Transaction Fee
      • Balance transfers are not available
      • No Intro APR period
      • High APR
    • Benefits:
      • Build Credit History;
      • Contactless payments.
    Card detail

    How to Choose the Right First Electronic Bank Credit Card?

    Choosing the right credit card from a specific credit card issuer can be challenging. Considering First Electronic Bank, there are three steps that will make your decision process easier.

    First and foremost, you are to check your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit score is, the better First Electronic Bank credit card offers and terms are available to you.

    Secondly, you have to identify why you need a First Electronic Bank credit card and determine the most important aspects your future credit card must have. If you search for a credit card to increase your credit score, look for the ones with large grace period and no annual fee. If your aim is to avoid spending money on interest, First Electronic Bank credit cards with the smallest interest and long intro offer are your best choice. If you are looking for a credit card that will provide you cash rewards, pay attention to the rewards program offered by First Electronic Bank.

    Finally, compare the First Electronic Bank credit cards you find the best for you, but now looking at all the aspects. In general, an ideal credit card meet the following characteristics: low annual percentage rate (APR), long grace period, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare First Electronic Bank credit cards in the table below.

    Side-by-Side Comparison of First Electronic Bank Credit Cards

    Card Name APR Annual fee Rewards Intro offer
    Destiny® Mastercard® 35.9% $
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • OppFi® 35.99% $99
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Manchester United 18.24% - 28.24% Variable $0
  • 10% Cash Back on official Manchester United merchandise purchases.
  • 5x Points at bars & restaurants and select food delivery services on match days.
  • 5x Points on select rideshare and streaming services.
  • 1x Points on everything else.
  • 5,000x Points worth at least $50 in statement credits and other rewards, after spending $500 in the first three months.
  • Boston Celtics 18.24% - 28.24% Variable $0
  • 20% Off purchases at the online Celtics shop.
  • 7x Points on Celtics tickets, select rideshare and streaming services.
  • 4x Points at bars & restaurants.
  • 2x Points on groceries and drug stores.
  • 1x Points on everything else.
  • 5,000x Points worth at least $50 in statement credits and other rewards, after spending $500 in the first three months.
  • Cleveland Cavaliers 18.24% - 28.24% Variable $0
  • 10% Off purchases at the Cavaliers Team Shop (in-venue and online).
  • 4x Points on all Cavs tickets purchased from the Cavs or SeatGeek.
  • 4x Points on Rocket Mortgage Fieldhouse concessions.
  • 3x Points at bars & restaurants.
  • 1x Points on everything else.
  • 5,000x Points worth at least $50 in statement credits and other rewards, after spending $500 in the first three months.
  • Liverpool FC 15.99% - 25.99% Variable $0
  • 10% Off in LFC official stores and online (up to a total of £75/season) upon activation of your LFCI membership.
  • 5x Points at the Official Liverpool FC Store and on Liverpool tickets from Liverpool FC.
  • 3x Points at bars & restaurants.
  • 2x Points on select rideshare and streaming services.
  • 1x Points on everything else.
  • 5,000x Points after spending $500 in the first three months, worth at least $50 in statement credits and other rewards.
  • Miami Marlins 15.99% - 25.99% Variable $0
  • 5x Points on Marlins home game tickets purchased through MLB.com.
  • 3x Points at bars & restaurants.
  • 1x Points on everything else.
  • No current offer.
  • Conclusion

    First Electronic Bank issues a wide range of credit cards with numerous options, yet it’s better to find the best one for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us