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First PREMIER Bank Credit Cards

We found 2 First PREMIER Bank credit cards. Read on to get more insights.

First PREMIER Bank
2.5
By Hanna Volkava
Updated November 01, 2024
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First PREMIER Bank First Premier

First Premier First PREMIER Bank
Annual fee:
$75 - $125 for the first year
$45 - $49 annually
Regular APR:
36.00% Regular
Our Rating:
0.88
scorer
Credit score
No Credit History to Fair (0-669)
    • Issuer name:
      First PREMIER Bank
    • Details:

      The First PREMIER Bank Mastercard is aimed at people looking to build or rebuild their credit score.

      The APR for purchases and cash advances is 36%.

      This card also has several fees that vary depending on your credit limit. One of them is an annual fee that costs between $75 and $125. Thereā€™s also a one-time program fee that ranges from $55 to $95. Additionally, youā€™ll have to pay a monthly fee that costs up to $10.40.

      First Premier also charges 3% for foreign transactions, up to $39 for late or returned payments and $29 for an additional card for an authorized user.

      If you want to monitor your credit more closely, you can sign up for Premier Credit Manager. The program costs $3.99 per month and gives you access to your Experian credit report twice a month as well as your Experian VantageScore every two weeks. It also monitors your credit report and alerts you when there are any changes.

    • Pros:
      • Widely Accepted
      • Fast Approval
      • Monthly Credit Bureau Reporting
      • Accessible for applicants with poor credit
      • Increase Your Credit Limit
    • Cons:
      • High Program, Annual, and Monthly Fees
      • High-Interest Rate
      • High Credit Limit Increase Fee
      • No Rewards
      • There is a fee for just about everything
    • Benefits:
      • Credit protection;
      • Digital wallet;
      • Free FICO score;
      • Credit Bureau Reporting.
    View all First Premier details
    Learn more
    Card detail

    First PREMIER Bank PREMIER BankcardĀ® Secured

    First PREMIERĀ® Bank PREMIER BankcardĀ® Secured
    Annual fee:
    $50 annually
    Regular APR:
    19.9%
    Our Rating:
    1.36
    scorer
    Credit score
    No Credit History to Poor (0-579)
      • Issuer name:
        First PREMIER Bank
      • Details:

        The PREMIER BankcardĀ® Secured Credit Card is for people who want to build or rebuild their credit history.

        The APR for purchases and cash advances is 19.9%.

      • Pros:
        • Qualify with bad credit
      • Cons:
        • Annual Fee
        • Foreign Transaction Fee
      • Benefits:
        • Refundable security deposit;
        • Ability to build credit history.
      View all PREMIER BankcardĀ® Secured details
      Learn more
      Card detail

      How to Choose the Right First PREMIER Bank Credit Card?

      Sometimes, choosing the right credit card from a specific credit card issuer is quite challenging. Considering First PREMIER Bank, the three following steps will make your decision process easier.

      First of all, you should check your current credit score. It varies from "Poorā€ to ā€œExcellentā€, and the higher your credit score is, the better First PREMIER Bank options of credit cards are available to you.

      Secondly, you should decide on why you want a First PREMIER Bank credit card and determine the most important features your potential credit card must have. If you search for a credit card to increase your credit score, then look for the ones with long grace period and no annual fee. If you want to avoid spending money on interest, First PREMIER Bank credit cards with the smallest interest and introductory rates are your best choice. If you need a credit card that will provide you cash, points, or miles rewards, pay attention to the rewards program the First PREMIER Bank offers.

      As a third step, compare the First PREMIER Bank credit cards you think are the best for you, but looking at all the features. Overall, the best credit card has the following characteristics: low annual percentage rate (APR), long grace period, no fees, high credit limit, the finance charge calculations include one billing cycle only, and generous rewards and sign-up bonuses. You can easily compare First PREMIER Bank credit cards in the table below.

      Side-by-Side Comparison of First PREMIER Bank Credit Cards

      Card Name APR Annual fee Rewards Intro offer
      First Premier36.00% Regular$45 - $49
    • This card doesn't offer cash back, miles or points.
    • No current offer.

      • Conclusion

      Today, First PREMIER Bank has a wide range of credit cards with various features, yet itā€™s better to find the one that designed for you.

      Hanna VolkavaHanna Volkava

      Financial and product expert

      hv@myfin.us

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