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Huntington® Credit Cards

We found 5 Huntington® credit cards. Read on to get more insights.

Huntington®
4.29
By Hanna Volkava
Updated February 01, 2026
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Huntington® Voice Rewards

Huntington® Voice Rewards
Annual fee:
$0
Regular APR:
15.24% - 29.24% Variable
Our Rating:
4.01
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Reward points when you use your credit card to make a purchase in your category of choice.
    • 1x Points on all other purchases.
  • Balance Transfer APR:
    15.24% - 29.24% Variable
  • Issuer name:
    Huntington®
  • Details:

    The Huntington® Voice Rewards Credit Card earns 3x points in a category of your choice (10 categories ranging from gas stations, restaurants, and home improvement stores to electronics, grocery stores, and travel/entertainment) and 1x points on all other purchases.

    The Huntington® Voice Rewards Card offers an introductory 0% APR on balance transfers for 12 billing cycles, followed by a variable APR of 17.24% - 29.24% (Rewards Option), 15.24% - 27.24% (Lower Rate Option). The card has no annual fee.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • Intro APR period on balance transfers
  • Cons:
    • No welcome bonus
    • No Intro APR period on purchases
  • Benefits:
    • 3x points in a category of your choice;
    • 1x points on all other purchases;
    • Change your category every quarter.
View all Voice Rewards details
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Card detail

Huntington® Voice Low Rate

Huntington® Voice Low Rate
Annual fee:
$0
Regular APR:
15.24% - 29.24% Variable
Our Rating:
2.91
scorer
Credit score
Good to Excellent (670-799)
  • Balance Transfer APR:
    15.24% - 29.24% Variable
  • Issuer name:
    Huntington®
  • Details:

    The Huntington® Voice Low Rate Credit Card offers an introductory 0% APR on balance transfers for 12 billing cycles, followed by a variable APR of 15.24% - 29.24%. The card has no annual fee.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • Intro APR period on balance transfers
  • Cons:
    • No welcome bonus
    • No Intro APR period on purchases
  • Benefits:
    • Late Fee Grace;
    • Free FICO® Credit Score;
    • No Penalty Pricing.
View all Voice Low Rate details
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Card detail

Huntington® Voice Business

Huntington® Bank Voice Business
Annual fee:
$0
Regular APR:
16.24% - 27.24% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 4% You choose one of ten categories where you’ll earn 4% Cash Back on the first $7,000 you spend per quarter, or $28,000 annually.
    • 1% Cash Back on all other purchases.
  • Balance Transfer APR:
    16.24% - 27.24% Variable
  • Issuer name:
    Huntington®
  • Details:

    With the Huntington® Voice Business Credit Card you choose one of ten categories where you’ll earn 4% Cash Back - on the first $7,000 you spend per quarter, or $28,000 annually. You also earn 1% Cash Back on all other purchases.

    The Voice Business Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on balance transfers made within 90 days of account opening. After that, the variable APR is 16.24% - 27.24%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • Intro APR period on balance transfers
  • Cons:
    • No Intro APR period on purchases
  • Benefits:
    • Choose from 10 categories where you'll earn 4% Cash Back - on the first $7,000 spent per quarter, or $28,000 annually;
    • 1% Cash Back on all other purchases;
    • Employee cards.
View all Voice Business details
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Card detail

Huntington® Cashback

Huntington® Cashback
Annual fee:
$0
Regular APR:
17.24% - 29.24% Variable
Our Rating:
3.72
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Balance Transfer APR:
    17.24% - 29.24% Variable
  • Issuer name:
    Huntington®
  • Details:

    The Huntington® Cashback Credit Card earns 1.5% Cash Back on all purchases.

    The Huntington® Cashback Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on balance transfers made within 90 days of account opening. After that, the variable APR is 17.24% - 29.24%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • No Penalty Pricing
  • Cons:
    • No welcome bonus
    • No Intro APR period on purchases
  • Benefits:
    • 1.5% unlimited Cash Back on every purchase;
    • 24/7 Concierge Services;
    • Digital Wallet Access;
    • Free FICO® Credit Score.
View all Cashback details
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Card detail

Huntington® The Ohio State Voice

Huntington® The Ohio State Voice
Annual fee:
$0
Regular APR:
15.24% - 29.24% Variable
Our Rating:
4.38
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points in the category where you choose (up to $2,000 in spend per quarter).
    • 1x Points on all other eligible purchases.
  • Balance Transfer APR:
    15.24% - 29.24% Variable
  • Issuer name:
    Huntington®
  • Details:

    The Ohio State Voice Credit Card® from Huntington® offers an introductory 0% APR on balance transfers for 12 billing cycles, followed by a variable APR of 15.24% - 29.24%. The card has no annual fee.

    The Card earns 3x points in the category where you choose and 1x points on all other eligible purchases.

  • Pros:
    • No Annual Fee
    • Intro APR period on balance transfers
    • No Foreign Transaction Fee
    • No Penalty Pricing
  • Cons:
    • No Intro APR period on purchases
  • Benefits:
    • 3x points in the category where you choose;
    • 1x points on all other eligible purchases;
    • Free FICO® Credit Score;
    • Lower Rate.
View all The Ohio State Voice details
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Card detail

How to Choose the Right Huntington® Credit Card?

Choosing the right credit card from a specific credit card company is quite challenging. Considering Huntington®, the three following steps will help you.

First and foremost, you are to figure out your current credit score. It can vary from "Poor” to “Excellent”, and the higher your score is, the better Huntington® options of credit cards are available to you.

Secondly, you should decide on why you need a Huntington® credit card and determine key features your potential credit card must have. If you want a credit card to increase your credit score, then look for those with extended grace period and no annual fee. If your goal is to not spend money on interest, Huntington® credit cards with the smallest interest and long intro offer are your best choice. If you are looking for a credit card with cashback, check the rewards program the Huntington® offers.

As a third step, compare the Huntington® credit cards you find the best for you, but considering all the features. In general, the perfect credit card meet the following characteristics: low interest rate, long grace period, no fees, extended credit limit, and numerous rewards and sign-up bonuses. You can easily compare Huntington® credit cards in the table below.

Side-by-Side Comparison of Huntington® Credit Cards

Card Name APR Annual fee Rewards Intro offer
Voice Rewards 15.24% - 29.24% Variable $0
  • 3x Reward points when you use your credit card to make a purchase in your category of choice.
  • 1x Points on all other purchases.
  • No current offer.
    • Voice Low Rate 15.24% - 29.24% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
    • Voice Business 16.24% - 27.24% Variable $0
  • 4% You choose one of ten categories where you’ll earn 4% Cash Back on the first $7,000 you spend per quarter, or $28,000 annually.
  • 1% Cash Back on all other purchases.
  • No current offer.
    • Cashback 17.24% - 29.24% Variable $0
  • 1.5% Cash Back on every purchase.
  • No current offer.
    • The Ohio State Voice 15.24% - 29.24% Variable $0
  • 3x Points in the category where you choose (up to $2,000 in spend per quarter).
  • 1x Points on all other eligible purchases.
  • No current offer.

    • Conclusion

    Huntington® provides a wide range of credit cards with various features, yet it’s better to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us

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