Los Angeles Federal Credit Union Credit Cards

We found 2 Los Angeles Federal Credit Union credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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Los Angeles Federal Credit Union Platinum Visa®
Annual fee:
$0
Regular APR:
11.99% - 18.00% Variable
Our Rating:
3.77
scorer
Credit score
Fair to Good (580-739)
  • Purchase Intro APR:
    4.90% Intro rate for the first six months
  • Balance Transfer APR:
    11.99% - 18.00% Variable
  • Issuer name:
    Los Angeles Federal Credit Union
  • Details:

    The Los Angeles Federal Credit Union Platinum Visa® Credit Card has a credit limit of up to $50,000.

    Cardholders will enjoy an APR of 4.9% for the first six months on purchases and balance transfers (11.99% - 18.00% Variable thereafter).

    The Platinum Visa® doesn't charge an annual fee.

  • Pros:
    • No Annual Fee
  • Cons:
    • No rewards
  • Benefits:
    • EMV Chip protection;
    • Mobile wallet.
Card detail
Los Angeles Federal Credit Union Signature Rewards Platinum
Annual fee:
$0
Regular APR:
13.99% - 18.00% Variable
Our Rating:
3.95
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all purchases.
  • Purchase Intro APR:
    4.90% Intro rate for the first 6 months
  • Balance Transfer APR:
    13.99% - 18.00% Variable
  • Issuer name:
    Los Angeles Federal Credit Union
  • Details:

    The Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card earns 1x point on all purchases.

    The Card has a 4.90% introductory APR period for 6 months on purchases and balance transfers. After that, the variable APR is 13.99% - 18.00%.

  • Pros:
    • No Annual Fee
  • Cons:
    • No welcome bonus
  • Benefits:
    • 1 point per dollar spent on all purchases;
    • EMV Chip protection.
Card detail

How to Choose the Right Los Angeles Federal Credit Union Credit Card?

Choosing the right credit card from a specific credit card company can be hard. Considering Los Angeles Federal Credit Union, there are three steps that will help you.

First and foremost, you are to check your current credit score. It varies from "Poor” to “Excellent”, and the higher your credit score is, the better Los Angeles Federal Credit Union options of credit cards are available to you.

Then, you should understand why you want a Los Angeles Federal Credit Union credit card and determine the most important features your future credit card must have. If you search for a credit card to improve your credit score, look for those with large grace period and no annual fee. If your aim is to save money on interest, Los Angeles Federal Credit Union credit cards with the smallest interest and introductory rates are your best choice. If you are looking for a credit card that will provide you cash, points, or miles rewards, pay attention to the rewards program offered by Los Angeles Federal Credit Union.

Finally, try tocompare the Los Angeles Federal Credit Union credit cards you think are the best for you, but looking at all the features. Overall, the perfect credit card fits the following characteristics: low annual percentage rate (APR), long grace period, no fees, high credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare Los Angeles Federal Credit Union credit cards in the table below.

Side-by-Side Comparison of Los Angeles Federal Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Platinum Visa® 11.99% - 18.00% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Signature Rewards Platinum 13.99% - 18.00% Variable $0
  • 1x Point on all purchases.
  • No current offer.
  • Conclusion

    Los Angeles Federal Credit Union issues a wide range of credit cards with various options, yet it’s better to find the best one for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us