How to Choose the Right Navy Federal Credit Union Credit Card?
Choosing the right credit card from a specific credit card issuer is quite hard. Considering Navy Federal Credit Union, there are three steps that can help you.
First of all, you need to check your current credit score. It can vary from "Poor” to “Excellent”, and the higher your credit score is, the better Navy Federal Credit Union credit card offers and terms are available to you.
Secondly, you need to decide on why you want a Navy Federal Credit Union credit card and determine the most crucial aspects your future credit card must have. If you search for a credit card to increase your credit score, look for those with large grace period and no annual fee. If your goal is to not spend money on interest, Navy Federal Credit Union credit cards with the smallest interest and introductory rates are your option. If you need a credit card with cash rewards, check the rewards program the Navy Federal Credit Union offers.
As a third step, compare the Navy Federal Credit Union offers you think are the best for you, but weighing in all the aspects. Overall, an ideal credit card fits the following characteristics: low interest rate, long grace period, no fees, extended credit limit, and generous rewards and sign-up bonuses. You can easily compare Navy Federal Credit Union credit cards in the table below.
Side-by-Side Comparison of Navy Federal Credit Union Credit Cards
Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
---|
Platinum
| 11.24% - 18.00% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
GO REWARDS®
| 14.24% - 18.00% Variable
| $0
| 3x Points per dollar spent at restaurants.2x Points per dollar spent on gas.1x Point per dollar spent on everything else. | No current offer. |
GO BIZ Rewards Mastercard® Business
| 14.40% - 18.00% Variable
| $0
| 1x Points per dollar spent on eligible net purchases. | No current offer. |
cashRewards Visa Signature®
| 14.90% - 18.00% Variable
| $0
| 1.75% Cash Back on your purchases when you get a cashRewards card and enroll in direct deposit. Without direct deposit, you’ll still earn 1.5% Cash Back. | $300 Cash Back when you spend $3,000 within 90 days of account opening. |
Visa Signature®​ Flagship Rewards
| 15.24% - 18.00% Variable
| $49
| 3x Points on travel.2x Points on everything else. | 40,000x Bonus points (a $400 value) when you spend $3,500 within 90 days of opening your account. |
nRewards® Secured
| 18.00% Variable
| $0
| 1x Point for every dollar spent on all purchases. | No current offer. |
More Rewards American Express®
| 14.90% - 18.00% Variable
| $0
| 3x Points at restaurants and on food delivery.3x Points at supermarkets.3x Points on gas and transit.1x Points on everything else. | No current offer. |
Conclusion
Navy Federal Credit Union issues a range of credit cards with various features, yet it’s better to find the best one for you.