GO REWARDS® from Navy Federal Credit Union Review

GO REWARDS® from Navy Federal Credit Union — all information about the credit card.

Navy Federal GO REWARDS® Credit Card
Apply now
Our Rating:
4.17 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 3x Points per dollar spent at restaurants.
    • 2x Points per dollar spent on gas.
    • 1x Point per dollar spent on everything else.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    14.24% - 18.00% Variable
  • Balance Transfer APR:
    14.24% - 18.00% Variable
Show more

We recommend more cards

Navy Federal Credit Union GO REWARDS® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Dining
$
2X
Gas
$
1X
All other purchases
$
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 3x Points at restaurants.
    • 2x Points on gas.
    • 1x Points on everything else

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 14.24% - 18.00% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 14.24% - 18.00% Variable
  • APR for Cash Advances
    • 20.00% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None if performed at a Navy Federal branch or ATM. Otherwise, up to $1 for ATM Cash Advance
  • Penalty Fees
    • 18%
  • Return Payment
    • Up to $20
  • Late Payment
    • Up to $20
View all Rates & Fees

Pros & Cons

Pros:
  • No annual fee
  • Low Intro APR
  • Low Purchase, Balance Transfer, and Cash Advance APR compared to other credit cards
  • Points redeemed for cash, travel, gift cards and merchandise
  • No foreign transaction fee
  • No rewards limit
Cons:
  • Limited extra bonuses
  • Credit union membership required

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Rewards
  • Free Credit Score
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Navy Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Travel, Daily use
Venture Rewards Capital One
Capital One Venture Rewards Credit Card
3.43 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Fair credit
QuicksilverOne Capital One
Capital One QuicksilverOne Cash Rewards Credit Card
3.6 out of 5
Recommended credit score
score
Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

Navy Federal Credit Union GO REWARDS® is an option for those, who need Classic features. With an APR of 14.24% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Navy Federal Credit Union GO REWARDS® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
4.27 out of 5
Recommended credit score
scorer
Excellent (740-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site