GO REWARDS® from Navy Federal Credit Union Review
GO REWARDS® from Navy Federal Credit Union — all information about the credit card.
Updated June 07, 2024
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Recommended credit score
Fair to Excellent (580-799)
- Rewards Rate:
- 3x Points per dollar spent at restaurants.
- 2x Points per dollar spent on gas.
- 1x Point per dollar spent on everything else.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:14.24% - 18.00% Variable
- Balance Transfer APR:14.24% - 18.00% Variable
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Navy Federal Credit Union GO REWARDS® Rewards Calculator
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All benefits
- Points
- 3x Points at restaurants.
- 2x Points on gas.
- 1x Points on everything else
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 14.24% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 14.24% - 18.00% Variable
- APR for Cash Advances
- 20.00% Variable
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None if performed at a Navy Federal branch or ATM. Otherwise, up to $1 for ATM Cash Advance
- Penalty Fees
- 18%
- Return Payment
- Up to $20
- Late Payment
- Up to $20
Pros & Cons
Pros:
- No annual fee
- Low Intro APR
- Low Purchase, Balance Transfer, and Cash Advance APR compared to other credit cards
- Points redeemed for cash, travel, gift cards and merchandise
- No foreign transaction fee
- No rewards limit
Cons:
- Limited extra bonuses
- Credit union membership required
Features
- Low interest
- No Annual Fee
- No foreign transaction fees
- Rewards
- Free Credit Score
- Fair Credit
- Good Credit
- Excellent Credit
About the issuer
Navy Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
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Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Navy Federal Credit Union GO REWARDS® is an option for those, who need Classic features. With an APR of 14.24% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Navy Federal Credit Union GO REWARDS® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.