GO REWARDS® from Navy Federal Credit Union Review
GO REWARDS® from Navy Federal Credit Union — all information about the credit card.
- Rewards Rate:
- 3x Points per dollar spent at restaurants.
- 2x Points per dollar spent on gas.
- 1x Point per dollar spent on everything else.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:14.24% - 18.00% Variable
- Balance Transfer APR:14.24% - 18.00% Variable
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Navy Federal Credit Union GO REWARDS® Rewards Calculator
Follow these simple steps to make the most of Navy Federal Credit Union GO REWARDS® credit card:
- Spend more on Dining
- Redeem most of your points for Travel purchases at all major ailine carriers
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with Navy Federal Credit Union GO REWARDS®.
- Dining
- Gas
- All other purchases
All benefits
- Points
- 3x Points at restaurants.
- 2x Points on gas.
- 1x Points on everything else
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 14.24% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 14.24% - 18.00% Variable
- APR for Cash Advances
- 20.00% Variable
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None if performed at a Navy Federal branch or ATM. Otherwise, up to $1 for ATM Cash Advance
- Penalty Fees
- 18%
- Return Payment
- Up to $20
- Late Payment
- Up to $20
Pros & Cons
- No annual fee
- Low Intro APR
- Low Purchase, Balance Transfer, and Cash Advance APR compared to other credit cards
- Points redeemed for cash, travel, gift cards and merchandise
- No foreign transaction fee
- No rewards limit
- Limited extra bonuses
- Credit union membership required
Features
- Low interest
- No Annual Fee
- No foreign transaction fees
- Rewards
- Free Credit Score
- Fair Credit
- Good Credit
- Excellent Credit
About the issuer
Compare with other cards
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
Navy Federal Credit Union GO REWARDS® is an option for those, who need Classic features. With an APR of 14.24% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Navy Federal Credit Union GO REWARDS® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.