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cashRewards Visa Signature® from Navy Federal Credit Union Review

cashRewards Visa Signature® from Navy Federal Credit Union — all information about the credit card.

Updated June 07, 2024
Advertiser Disclosure Our Methodology
Navy Federal Credit Union cashRewards Visa Signature®
Apply now
Our Rating:
3.92 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1.75% Cash Back on your purchases when you get a cashRewards card and enroll in direct deposit. Without direct deposit, you’ll still earn 1.5% Cash Back.
  • Intro Offer:
    • $300 Cash Back when you spend $3,000 within 90 days of account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    14.90% - 18.00% Variable
  • Balance Transfer APR:
    14.90% - 18.00% Variable
Show more

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Navy Federal Credit Union cashRewards Visa Signature® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.75%
All purchases
$
Have you already recieved the Navy Federal Credit Union intro bonus?
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All benefits

  • Cash back
    • 1.75% On your purchases when you get a cashRewards card and enroll in direct deposit. Without direct deposit, you’ll still earn 1.5% Cash Back.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 14.90% - 18.00% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 14.90% - 18.00% Variable
  • APR for Cash Advances
    • 20.00% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on Cash Advances, Balance Transfers, and Convenience Checks on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction
  • Return Payment
    • Up to $20
  • Late Payment
    • Up to $20
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No Intro 0% APR period

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Navy Federal Credit Union
Navy Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
score
Fair to Good (580-739)
  • $39
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    Regular APR
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    Purchase Intro APR
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Recommended credit score
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    Annual Fee
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    Regular APR
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    Purchase Intro APR
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Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
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    Annual Fee
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    Points on restaurants.
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See Another Credit Cards in the Bank

Navy Federal Credit Union cashRewards Visa Signature® is an option for those, who need Classic features. With an APR of 14.90% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Navy Federal Credit Union cashRewards Visa Signature® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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