cashRewards Visa Signature® from Navy Federal Credit Union Review
cashRewards Visa Signature® from Navy Federal Credit Union — all information about the credit card.
- Rewards Rate:
- 1.75% Cash Back on your purchases when you get a cashRewards card and enroll in direct deposit. Without direct deposit, you’ll still earn 1.5% Cash Back.
- Intro Offer:
- $300 Cash Back when you spend $3,000 within 90 days of account opening.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:14.90% - 18.00% Variable
- Balance Transfer APR:14.90% - 18.00% Variable
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Navy Federal Credit Union cashRewards Visa Signature® Rewards Calculator
You can boost your total rewards by getting Navy Federal Credit Union welcome bonus. To do that spend more on all purchases. To maximize all other rewards follow the tips below:
- Spend more on All purchases
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with Navy Federal Credit Union cashRewards Visa Signature®.
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- All purchases
All benefits
- Cash back
- 1.75% On your purchases when you get a cashRewards card and enroll in direct deposit. Without direct deposit, you’ll still earn 1.5% Cash Back.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 14.90% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 14.90% - 18.00% Variable
- APR for Cash Advances
- 20.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on Cash Advances, Balance Transfers, and Convenience Checks on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction
- Return Payment
- Up to $20
- Late Payment
- Up to $20
Pros & Cons
- No Annual Fee
- No Foreign Transaction Fee
- No Intro 0% APR period
Features
- Low interest
- No Annual Fee
- No foreign transaction fees
- Fraud Protection
- Rewards
- Purchase Protection
- Fair Credit
- Good Credit
- Excellent Credit
About the issuer
Compare with other cards
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
Navy Federal Credit Union cashRewards Visa Signature® is an option for those, who need Classic features. With an APR of 14.90% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Navy Federal Credit Union cashRewards Visa Signature® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR