nRewards® Secured from Navy Federal Credit Union Review
nRewards® Secured from Navy Federal Credit Union — all information about the credit card.
Updated May 23, 2022
Apply now
Recommended credit score
No Credit History to Poor (0-579)
- Rewards Rate:
- 1x Point for every dollar spent on all purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:18.00% Variable
- Balance Transfer APR:18.00% Variable
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Navy Federal Credit Union nRewards® Secured Rewards Calculator
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All benefits
- Points
- 1x On all purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 18.00% Variable
- APR for Cash Advances
- 20.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on Cash Advances, Balance Transfers, and Convenience Checks on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction
- Penalty Fees
- 18.00%
- Return Payment
- Up to $20.00
- Late Payment
- Up to $20.00
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- No Intro APR period
Features
- No Annual Fee
- No foreign transaction fees
- Fraud Protection
- Free Credit Score
- Purchase Protection
- Poor Credit
About the issuer
Navy Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.49%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
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Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.90%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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18 year old
Secured Visa® Gold Preferred® Credit Card
Applied Bank®
Recommended credit score
No Credit History to Poor (0-579)
- $48Annual Fee
- 9.99%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Navy Federal Credit Union nRewards® Secured is an option for those, who need Classic features. With an APR of 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Navy Federal Credit Union nRewards® Secured you will get such features as No Annual Fee, No foreign transaction fees, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Unsecured
FIT™ Platinum Mastercard®
Recommended credit score
No Credit History to Poor (0-579)
- See termsAnnual Fee
- 35.90%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On Continental Finance site