Platinum Credit Card from Navy Federal Review

All benefits

• Travel
  • Collision Damage Waiver:
  • With your Navy Federal Visa® or Mastercard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you. Coverage includes physical damage and theft of the rental vehicle, reasonable towing charges, valid loss-of-use charges imposed by the auto rental company, as well as your deductible and any other eligible amounts not covered by other insurance.
  • Travel and Emergency Assistance:
  • It's help when you don't know where to turn. Count on a wide range of emergency services available whenever and wherever you need them, 24/7. This includes medical referral, lost luggage locator service and prescription assistance.
  • Cell Phone Protection:
  • Your Navy Federal Credit Card can provide extra protection for your cell phones. Simply pay your monthly cell phone bill with your Navy Federal Visa or Mastercard.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 11.24% - 18.00% Variable
• Intro Balance Transfer APR
  • 0.99% Introductory APR for 12 months
• Balance Transfers APR
  • 11.24% - 18.00% Variable
• APR for Cash Advances
  • 20.00% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on Cash Advances, Balance Transfers, and Convenience Checks on the transaction date.

Fees

Pros & Cons

Features

• Low interest
• No Annual Fee
• No foreign transaction fees
• Payment Flexibility
• Fraud Protection
• Purchase Protection
• Travel
• Auto Rental Insurance
• 24/7 Travel Assistant
• Good Credit
• Excellent Credit