Visa Signature® Flagship Rewards Credit Card Review
Visa Signature® Flagship Rewards from Navy Federal Credit Union — all information about the credit card.
Updated June 07, 2024
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 3x Points on travel.
- 2x Points on everything else.
- Intro Offer:
- 40,000x Bonus points (a $400 value) when you spend $3,500 within 90 days of opening your account.
- Annual Fee:$49 annually
- Purchase Intro APR:None
- Regular APR:15.24% - 18.00% Variable
- Balance Transfer APR:15.24% - 18.00% Variable
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Navy Federal Credit Union Visa Signature® Flagship Rewards Rewards Calculator
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All benefits
- Points
- 3x On travel.
- 2x On everything else.
- Travel
- Worldwide Automatic Travel Accident Insurance:
- You and your dependents are covered automatically for bodily injury and/or loss on a covered trip when you charge the entire common carrier fare to your covered rewards card. Coverage is for 1 year from the date of the accident.
- Travel and Emergency Assistance:
- It's help when you don't know where to turn. Count on a wide range of emergency services available whenever and wherever you need them, 24/7. This includes medical referral, lost luggage locator service and prescription assistance.
- Collision Damage Waiver:
- With your Navy Federal Visa® or Mastercard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you.
- $Statement Credit (Up to 100) for Global Entry or TSA Pre✓® A $100 (Global Entry) or an $85 (TSA Pre✓®) statement credit will be processed after the applicable program application fee is charged to your Visa Signature Flagship Credit Card.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 15.24% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 15.24% - 18.00% Variable
- APR for Cash Advances
- 20.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on Cash Advances, Balance Transfers, and Convenience Checks on the transaction date.
Fees
- Annual Fee
- $49 annually
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction
- Penalty Fees
- 18.00%
- Return Payment
- Up to $20.00
- Late Payment
- Up to $20.00
Pros & Cons
Pros:
- No Foreign Transaction Fee
Cons:
- Annual Fee
Features
- No foreign transaction fees
- Rewards
- Bonus points
- Travel
- Airline
- Good Credit
- Excellent Credit
About the issuer
Navy Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Divvy
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Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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Milestone® Mastercard®
Recommended credit score
Poor to Good (300-739)
- $175Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Navy Federal Credit Union Visa Signature® Flagship Rewards is an option for those, who need Classic features. With an APR of 15.24% - 18.00% and $49 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Navy Federal Credit Union Visa Signature® Flagship Rewards you will get such features as No foreign transaction fees, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.