Pacific Service Credit Union Credit Cards

We found 1 Pacific Service Credit Union credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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Pacific Service Visa® Platinum Rewards
Annual fee:
$0
Regular APR:
9.50% - 14.50% Variable
Our Rating:
3.95
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all purchases.
  • Balance Transfer APR:
    9.50% - 14.50% Variable
  • Issuer name:
    Pacific Service Credit Union
  • Details:

    The Pacific Service Visa® Platinum Rewards Credit Card earns 1x point on all purchases. Only purchases made with merchants that are classified within Visa’s retail category are eligible to earn double reward points.

    The Card doesn't charge an annual fee. The APR for purchases and balance transfers is 9.50% - 14.50% Variable.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • No Intro APR period
  • Benefits:
    • 1x point on all purchases;
    • Combine points with cash to purchase travel tickets;
    • Multiple airlines with no black-out dates.
Card detail

How to Choose the Right Pacific Service Credit Union Credit Card?

Choosing the best credit card from a specific credit card company can be difficult. Considering Pacific Service Credit Union, the three following steps will help you.

First of all, you are to figure out your current credit score. It varies from "Poor” to “Excellent”, and the higher your credit is, the better Pacific Service Credit Union credit card offers and terms are available to you.

Secondly, you have to understand why you want a Pacific Service Credit Union credit card and determine the most important features your future credit card must have. If you want a credit card to increase your credit score, look for those with long grace period and no annual fee. If your aim is to save money on interest, Pacific Service Credit Union credit cards with the smallest interest and introductory rates are your best choice. If you need a credit card with cash rewards, check the rewards program offered by Pacific Service Credit Union.

Finally, you should compare the Pacific Service Credit Union offers you think are the best for you, but now taking into consideration all the features. In general, the perfect credit card fits the following characteristics: low interest rate, long grace period, low fees, extended credit limit, and big rewards and sign-up bonuses. You can easily compare Pacific Service Credit Union credit cards in the table below.

Side-by-Side Comparison of Pacific Service Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa® Platinum Rewards 9.50% - 14.50% Variable $0
  • 1x Point on all purchases.
  • No current offer.
  • Conclusion

    Pacific Service Credit Union has a range of credit cards with numerous features, yet it’s better to find the best one for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us