USES

Pentagon Federal Credit Union Credit Cards

We found 4 Pentagon Federal Credit Union credit cards. Read on to get more insights.

Pentagon Federal Credit Union
4.51
By Hanna Volkava
Updated November 01, 2024
Advertiser Disclosure Our Methodology
Best pick for...

Best Credit Cards in November 2024

Hide all
Show all

Pentagon Federal Credit Union Platinum Rewards Visa® Signature best for Gas

Pentagon Federal Credit Union Platinum Rewards Visa® Signature

PenFed Platinum Rewards Visa® Signature
Annual fee:
$0
Regular APR:
17.99% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Points on gas paid at the pump and EV charging stations.
    • 3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services.
    • 1x Point on all other purchases.
  • Intro Offer:
    • 15,000x Bonus Points when you spend $1,500 in first 90 days.
  • Balance Transfer APR:
    17.99%
  • Issuer name:
    Pentagon Federal Credit Union
  • Details:

    The PenFed Platinum Rewards Visa® Signature Credit Card offers 15,000 Bonus Points when you spend $1,500 in first 90 days. The Card earns 5x points on gas paid at the pump and EV charging stations; 3x points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services. Plus, earn 1x point on all other purchases.

    The Platinum Rewards Visa® Signature doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 months on balance transfers made within 90 days of account opening. After that, the APR is 17.99%.

  • Pros:
    • No Annual Fee
    • Introductory Balance Transfer APR
    • No Foreign Transaction Fees
  • Cons:
    • No Intro APR period on purchases
  • Benefits:
    • 15,000 Bonus Points when you spend $1,500 in first 90 days;
    • 5x points on gas paid at the pump and EV charging stations;
    • 3x points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services;
    • 1x point on all other purchases;
    • 24/7 Fraud Monitoring;
    • Secure Remote Commerce;
    • Member Discounts.
View all Platinum Rewards Visa® Signature details
Learn more
Card detail

Pentagon Federal Credit Union Gold Visa®

PenFed Gold Visa®
Annual fee:
$0
Regular APR:
17.99%
Our Rating:
3.58
scorer
Credit score
Excellent (740-799)
  • Purchase Intro APR:
    0% Introductory APR on purchases made the first 15 months after account opening
  • Balance Transfer APR:
    17.99%
  • Issuer name:
    Pentagon Federal Credit Union
  • Details:

    The PenFed Gold Visa® Credit Card doesn't charge an annual fee.

    The APR for purchases is 17.99%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fees
  • Cons:
    • No Intro APR period
    • No rewards
  • Benefits:
    • Chip-enabled cards;
    • 24/7 Fraud Monitoring;
    • Member Discounts.
View all Gold Visa® details
Learn more
Card detail

Pentagon Federal Credit Union Power Cash Rewards Visa Signature®

PenFed Power Cash Rewards Visa Signature®
Annual fee:
$0
Regular APR:
17.99% Variable
Our Rating:
4.96
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 2% Cash Back on all purchases for PenFed Honors Advantage Members.
    • 1.5% Unlimited Cash Back on all purchases.
  • Intro Offer:
    • $100 Statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening.
  • Balance Transfer APR:
    17.99% Variable
  • Issuer name:
    Pentagon Federal Credit Union
  • Details:

    The PenFed Power Cash Rewards Visa Signature® Credit Card earns 2% Cash Back on all purchases for PenFed Honors Advantage Members and 1.5% Unlimited Cash Back on all purchases.

    The Card offers a $100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening.

    The Power Cash Rewards Visa Signature® doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 months on balance transfers. After that, the variable APR is 17.99%.

  • Pros:
    • No Annual Fee
    • Intro APR period on balance transfers
    • No Foreign Transaction Fees
  • Cons:
    • No Intro APR period on purchases
  • Benefits:
    • $100 statement credit (after spending $1,500 in purchase transactions within the first 90 days of account opening);
    • 2% Cash Back on all purchases for PenFed Honors Advantage Members;
    • 1.5% Unlimited Cash Back on all purchases.
View all Power Cash Rewards Visa Signature® details
Learn more
Card detail

Pentagon Federal Credit Union Pathfinder® Rewards Visa Signature®

Pentagon Federal Credit Union Pathfinder® Rewards Visa Signature®
Annual fee:
$95 annually
Regular APR:
17.99% Variable
Our Rating:
4.52
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 4x Points on all Travel categories for PenFed Honors Advantage Members.
    • 3x Points on all Travel categories.
    • 1.5x Points on all other purchases.
  • Intro Offer:
    • 50,000x Bonus Points when you spend $3000 in the first 90 days.
  • Balance Transfer APR:
    17.99%
  • Issuer name:
    Pentagon Federal Credit Union
  • Details:

    The PenFed Pathfinder® Rewards Visa Signature® Credit Card earns 50,000 points when you spend $3000 in the first 90 days. The Card offers 4x points on all Travel categories for PenFed Honors Advantage Members, 3x points on all Travel categories, and 1.5x points on all other purchases.

    The Pathfinder® Rewards Visa Signature® Card comes with an annual fee of $95. The Card's APR is 17.99%.

  • Pros:
    • Intro APR period on balance transfers
    • No Foreign Transaction Fee
  • Cons:
    • Annual Fee
  • Benefits:
    • 50,000 points when you spend $3000 in the first 90 days;
    • 4x points on all Travel categories for PenFed Honors Advantage Members;
    • 3x points on all Travel categories;
    • 1.5x points on all other purchases;
    • $100 annual domestic air ancillary travel statement credit;
    • Complimentary Priority Pass Airport Lounge Annual Membership;
    • $100 Global Entry or $85 TSA Pre-check statement credit.
View all Pathfinder® Rewards Visa Signature® details
Learn more
Card detail

How to Choose the Right Pentagon Federal Credit Union Credit Card?

Sometimes, choosing the right credit card from a specific credit card company is quite difficult. Considering Pentagon Federal Credit Union, there are three steps that can help you.

First of all, you need to figure out your current credit score. It varies from "Poor” to “Excellent”, and the higher your credit score is, the better Pentagon Federal Credit Union credit card offers and terms are available to you.

Then, you have to identify why you want a Pentagon Federal Credit Union credit card and determine the most important features your potential credit card should have. If you want a credit card to increase your credit score, then look for the ones with long grace period and no annual fee. If you want to not spend money on interest, Pentagon Federal Credit Union credit cards with the lowest interest and introductory rates are your best choice. In case you need a credit card that will provide you cash rewards, check the rewards program offered by Pentagon Federal Credit Union.

Finally, compare the Pentagon Federal Credit Union offers you find the best for you, but looking at all the features. Overall, the best credit card has the following characteristics: near-zero annual percentage rate (APR), long grace period, no fees, high credit limit, the finance charge calculations include one billing cycle only, and big rewards and sign-up bonuses. You can easily compare Pentagon Federal Credit Union credit cards in the table below.

Side-by-Side Comparison of Pentagon Federal Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Platinum Rewards Visa® Signature 17.99% Variable $0
  • 5x Points on gas paid at the pump and EV charging stations.
  • 3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services.
  • 1x Point on all other purchases.
  • 15,000x Bonus Points when you spend $1,500 in first 90 days.
    • Gold Visa® 17.99% $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
    • Power Cash Rewards Visa Signature® 17.99% Variable $0
  • 2% Cash Back on all purchases for PenFed Honors Advantage Members.
  • 1.5% Unlimited Cash Back on all purchases.
  • $100 Statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening.
    • Pathfinder® Rewards Visa Signature® 17.99% Variable $95
  • 4x Points on all Travel categories for PenFed Honors Advantage Members.
  • 3x Points on all Travel categories.
  • 1.5x Points on all other purchases.
  • 50,000x Bonus Points when you spend $3000 in the first 90 days.
    • Justice x Power Cash Rewards Visa Signature® 17.99% Variable $0
  • 2% Cash Back on all purchases for PenFed Honors Advantage Members.
  • 1.5% Cash Back on all purchases.
  • $100 Statement Credit when you spend $1,500 in the first 90 days.

    • Conclusion

    Today, Pentagon Federal Credit Union issues a range of credit cards with numerous features, yet it’s important to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us

    Credit cards in other banks